Money is a very important part of the relationship when you’re a couple, but it isn’t the ONLY part.

There’s also romance.

Romance is the glue that brings two people together. Romance is what keeps a couple together.

But in the daily mix of work, kids, school trips, doctor’s visits, family trips, and more, things like “date night” or simply talking to your partner become less and less of a priority.

Austin and Rachel Holt want to change that.

In this episode of the His & Her Money Show, Austin and Rachel Holt share their advice on strengthening your relationship by managing a different budget, your time.

If you are in a relationship that has lost its spark because you don’t have time, this episode will provide practical steps that you can use today to start making a positive change for your relationship’s future.

Austin and Rachel Holt are marriage counselors who run the marriage counseling business, Because Marriage Matters.

Shownotes - https://www.hisandhermoney.com/443

On today’s episode of The His & Her Money Show, we talk about two issues that aren’t usually talked about in the same sentence, faith, and real estate.

Yet, Paul Moore found a way to combine faith and real estate in his life and he shares the wisdom he learned along the way.

In the first half of this episode, Paul shares how he ended up in $2 million in debt and how he tithed and gave his way to a debt-free life.

In the second half of this episode, Paul breaks down commercial vs residential real estate, real estate syndication, and crowdfunding. Paul discusses the current state of “house flipping” and what investors can do instead to work less for a bigger return.

WHAT YOU WILL LEARN 

• Paul’s downward life spiral after he sold his company for millions
• How Paul got into $2 million in debt ...and got out debt by tithing and faith
• The difference between speculating and investing
• The faith-driven, inspirational story of George Mueller
• Why your mindset matters when you are giving or tithing
• Real estate crowdfunding
• Is real estate crowdfunding better than investing on your own?
• The difference between commercial and residential estate investing
• Barriers to commercial real estate investing..and how to get around them
• What’s real estate syndication?
• The big “Why?” that drives Paul’s social justice mission
• What you can do to fight human trafficking

RESOURCES MENTIONED

• The Perfect Investment: Create Enduring Wealth from the Historic Shift to Multifamily Housing
• The Inspiring Life of George Müller(GuidePosts.com)
• Bigger Pockets
• Realty Mogul
• Fundrise
• Realty Shares
• Freedom Place Project
• Nefarious 
• Exodus Cry
• Wellings Capital

The debt-free story of James and Cathy isn’t your typical “we saved money and hustled to get out of debt “ story. 

It’s a bit more complicated than that. 

It’s also a debt-busting strategy that isn’t for the weak.

After paying off close to $60,000 in loans, credit cards, and student loans, they switched to a high-paying strategy known as the Velocity Banking to pay off their house early.

Tune in if you are looking for a non-traditional way to pay off debt along with the practical steps you need to make sure you stay on the “paid” side of credit. 

Cathy St. Louis is a Mom and blogger who works from home and blogs about simplicity and a debt-free lifestyle. You can follow her and James’  journey on their website and Instagram.

WHAT YOU WILL LEARN 

• What caused James and Cathy to make the shift to debt crushers
• Why Catchy and James decided to trade in a car to save on expenses and continue their debt journey
• How to manage debt when one partner is a big spender
• Why ego is a big part of the issue with overspender
• Getting a good deal on your car trade-in
• Building a sales cushion while paying off debt
• Using bigger sums of money (like a bonus or tax refund) to pay off debt
• Cathy and James’ unique strategy of using the HELOC to pay off a debt off fast
• Why James and Cathy chose to use the Velocity Banking method in the first place
• How they invested in Velocity Banking without getting

RESOURCES MENTIONED

• What is Private Mortgage Insurance?
• Bankrate
• Velocity Banking Calculator

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

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Whatever you do in life, is a God giving feature and a blessing. That is the message Jordan Raynor preaches to the public and those who are willing to listen.

Benjamin Franklin stated, “Be a Jack of All Trades and a Master of One!”. It is inevitable to be a ‘Jack of All Trades’ or to have many skills and talents, however, it is often that we are not a master of a single skill or talent within our arsenal. 

In this episode of the His & Her Money Show, we discover the story of Jordan Raynor, and know that everything we do, is an opportunity to be excellent!

THANKS FOR LISTENING

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Real estate investing is an activity that’s becoming popular by the day, but how do you get started? How do you make the leap from potential real estate investor to someone who’s walking out with a loan for a new soon-to-be money-making property?

In this episode of the His & Her Money Show, we talk with one of the experts that can get you started. Jarrod Greer is the VP of Mortgage Lending at Guaranteed Rate and a renovation specialist who can help you navigate the paperwork you need to start making a profit.

WHAT YOU WILL LEARN 

• What do I need to be a real estate investor?
• Buying and investing in real estate after the 2006-07 Recession...and possibly a future recession
• House hacking
• Why you need to plan more before we buy a home
• Your credit score: How does it impact real estate investing and how can I improve it?
• Difference between FHA (Federal Housing Authority) loans and commercial loans
• What’s the best credit score for an ideal rate?
• Renovation loans- What it is and how can I get one?
• Debt ratio-What is it and how does it impact my real estate investing
• How much money do I have to put down for an investment?
• ARV(After-repair value) and its impact on a renovation loan
• Why you need a team when you invest in real estate
• What you need to know before you meet a loan officer
• Why is it important to know all of the stuff (like loan requirements) when you’re investing?

RESOURCES MENTIONED

• How to Get Started with House Hacking
• Federal Housing Authority Loans (HUD)
• FHA vs Commercial Loan: Which One is Right for You? (NerdWallet)
• How to Get Started with House Hacking to Build Real Estate Wealth (College Investor)

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Erica Wade brings the “hustle” when it comes to kicking debt’s butt and she shares her journey with us on the His & Her Money Show. 

Tune in if you are ready to hear how Erica slashed her debt, built a mini side hustle empire and live a financially disciplined life that inspires others while treating yourself at the same time.

WHAT YOU WILL LEARN 

• The lasting positive impact the His & Her Money Show had on Erica 
• Tackling different types of debt
• What to do when you get overboard with budgeting ...and how Erica fixed the problem
• The most important account in Erica’s budget
• Why you should have fun built into your budget
• Handling the extra money from a side hustle
• How to balance a side hustle with the rest of your life
• Dealing with naysayers on your debt-free journey
• Going beyond the side hustle” Erica’s plan to move from side hustle to side hustle empire

RESOURCES MENTIONED

• The His and Her Money Show
• To Do Better With Your Money in 2019, Focus on Self-Care (StudentLoanHero.com)

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

In this episode of the His & Her Money, Clark Kendall shares how it’s possible for everyday, middle-class people like your janitors, hair salon owners, and teachers have the potential to become millionaires through smart, strategic investing. 

Clark Kendall is the President of Kendall Capital Management and author of the fantastic book Middle-Class Millionaire. Furthermore, Clark has 30 years of experience in investment and wealth management with the academic knowledge obtained from the Chartered Financial Analyst® (CFA), Accredited Estate Planner (AEP®), and CERTIFIED FINANCIAL PLANNER (CFP®) programs.

WHAT YOU WILL LEARN 

• How his childhood & passion for working with the middle class led him to write “Middle-Class Millionaire”
• Biggest misconceptions about retirement
• How to set yourself up for smart investing...even if you don’t have a million dollars in the bank
• Why you should adopt a saver’s mindset to become a better investor
• Why Clark says we need to rethink retirement
• Teaching financial literacy to your kids
• The unique way Clark taught his kids financial literacy
• How can someone get started in investing?
• What is tax diversification?

RESOURCES

• Middle-Class Millionaire: Surprisingly Simple Strategies to Grow and Enjoy Your Wealth
• 40% of Americans can't cover a $400 emergency expense (CNN Money)
• Rule of 72 (Investopedia)
• Uniform Gifts to Minors Act (Investopedia)
• Qualified Charitable Deductions (TheBalance)

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.