Here at His & Her Money, we always champion for couples to be on the same page mentally, spiritually, and of course, financially. Money is a huge part of our day-to-day lives, and when we're sharing our lives with another person. 

It's so important to get those financial conversations started sooner rather than later. And we know it's not always easy -- that's why we always bring you the best of the best to speak on it and get you started in the right direction!

On this episode of the His & Her Money Show, we're talking to the Vinsons! This is a couple who started talking money straight off the bat, and there's no doubt that it's made a huge difference in their lives moving forward. The results speak for themselves: they were once $130,000, and now they're totally debt-free!

Resources Mentioned

• Reformed Beauty Supply
• Facebook Side Hustle Course

On this episode of the His & Her Money Show, we're looking at a fresh take on debt freedom from Walter Marshall.

At one point, Walter found himself in $115,000 worth of student loan debt, but he and his wife turned it all around through an unexpected way: real estate!

WHAT YOU WILL LEARN

• How Walter and his wife used real estate to pay off their $115,000 debt.
• The basics of equity.
• Working as a couple to stay on board through your debt payoff journey.
• The ins and outs of house flipping from a beginner's perspective.
• Choosing your properties to flip and sell and making a game plan to the best return on investment.

RESOURCES MENTIONED

• Buy and Live YouTube Channel
• Debt Freedom Blueprint 
• M1 Finance

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Money is everywhere -- everywhere! And unfortunately, there are so many people out there who just don't have the tools and financial education to manage their money effectively.

Knowing this, there's nothing we love more at His & Her Money than helping our listeners grow their financial education, and of course, handing the mic to the guests that we know can keep the ball rolling!

For this episode of the His & Her Money Show, we have THE Budgetnista herself throwing out all kinds of facts today. Tiffany Aliche is joining us for a crash course on finances, and this is a woman who knows her stuff! 

From kindergarten teacher to New York Times bestselling author, Tiffany has forged her way through the personal finance space and is a superstar of budgeting and beyond, and she wants everybody to be motivated and equipped to live their best financial lives!

What You Will Learn

• How Tiffany went from a kindergarten teacher to a personal finance guru.
• The importance of community and not being afraid to ask for help.
• Unpacking "financial wholeness".
• Getting into the mindset to get your finances right.
• Why it's important to eliminate debt.
• Tiffany's tips to building the budget and savings plan that best fits you and your lifestyle.

Resources Mentioned

• Thebudgetnista.com
• Brown Ambition Podcast 
• Get Good With Money: Ten Simple Steps to Becoming Financially Whole - by Tiffany Aliche
• Get Good With Money Toolkit 
• Debt Freedom Blueprint 
• Legal & General America 

If you're spending time in the personal finance space, then you definitely know about credit scores. Keeping on that same path, you also might have heard of FICO scores. So, what are they? Well, there's a lot of information out there on these topics, but some of it might not be the right information for YOU. Or maybe it's just a lot to take in and you're not sure where to start -- but you're in luck, because today, the best place to start is right here!

On today's episode of the His & Her Money Show, we brought in the expert! VP of FICO scores and analytics Joanne Gaskin is here to talk credit scores and so, so much more.

Joanne has been with FICO and working on the scores team for over 14 years, so it's pretty obvious that she's the woman to ask when you have ANY questions about FICO -- so that's exactly what we did!

Through this conversation, Joanne lays out FICO scores from start to finish -- what they are and why they're important, and how to utilize them to their full potential. 

What You Will Learn

• Busting myths about FICO.
• FICO scores: what they are, why they matter, and how they come into play.
• What's in a "good" credit score?
• How lenders and various organizations utilize FICO scores.
• Credit scores vs. FICO scores: what's the difference?

Resources Mentioned

• Score A Better Future FICO Event 
• Score A Better Future Program 
• myFICO score calculators 
• Debt Freedom Blueprint 

Sometimes debt can be overwhelming, and it's not uncommon for those with student loans, consumer debt, or whatever it may be to be unaware of their options when it comes down to paying it all off. So you have to ask yourself: do I want this debt hanging over my head?

Am I okay with potentially missing out on opportunities? Or do I want to eliminate the problem and live my life the way I want to, not the way my finances are controlling me? And once you take that first step, it's all about getting down to business!

On this episode of the His & Her Money Show, we're bringing you another incredible debt payoff story! Jen Smith dropped by to tell us all about how she and her husband paid off their $78,000 debt in just two years!

After her own debt elimination experience, Jen made it a mission through her platform to help educate and motivate others to become debt-free as well!

WHAT YOU WILL LEARN

• How Jen and her husband paid off their $78,000 in less than two years
• Breaking down your spending habits
• Ways you can get creative while generating income towards your debt payoff
• The importance of couples working together to pay off their debt
• Setting realistic goals to keep on the right track
• How Jen and her husband successfully purchased their home in the middle of their debt payoff

RESOURCES MENTIONED

• Modern Frugality 
• Frugal Friends Podcast 
• The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay Off Debt Fast, and Make Your Finances Fit Your Dreams by Jen Smith  
• Debt Freedom Blueprint
• M1 Finance 

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Whether you're thinking about getting out of debt, just starting out on your journey to debt freedom, or even if you've already been there, done that, and are living your best financial life, it's important to us to bring advice, facts, and motivation!

As part of that motivation, we love to share a good debt-free story! And what's even better? TWO debt-free stories!

On today's episode of the His & Her Money Show, it's all in the family! We've got a brother-sister duo on to tell us all about their debt payoff journeys!

Khemenec and Patrice Pantin both found themselves locked into debt after college, and they both came to the same exact realization: they wanted to be debt-free, and as soon as possible!

Like any siblings, their stories are a little different but very much the same. Patrice graduated as a nurse with over $200,000 in student loans, and today, it's all gone!

Khemenec is still working on it, but he's going strong, and they're both eager to share their journeys and how they tackled their debt!

What You Will Learn

• How and why Khemenec and Patrice both decided to get rid of their debt.
• Why we should strive to not be enslaved by debt.
• Creative ways Khemenec and Patrice have supplemented their debt-free journeys.
• Getting in the right headspace to tackle your debt once and for all!

Resources Mentioned

• I Was Broke. Now I'm Not by Joseph Sangl  
• Boundaries: When to Say Yes, How to Say No to Take Control of Your Life by Henry Cloud and John Townsend  
• Debt Freedom Blueprint 
• Legal & General America