Wed, 30 November 2016
Direct download: HNH_197__We_Finally_Cut_The_Cable_Cord.mp3
Category:general -- posted at: 6:35pm CDT
Tue, 29 November 2016
Direct download: Andrew_Daniels_episode_mixdown.mp3
Category:general -- posted at: 3:07pm CDT
Tue, 29 November 2016
Many books, articles, and podcasts have been created that tell stories of individuals or couples successfully achieving financial-freedom. These serve as inspiration for people to start paying off their debt and live the life they deserve. But when a person finally decides to take the plunge and embark on their own journey towards debt-freedom, people who have crossed the finish line may seem to be beyond the horizon.
The story of the journey is just as important (if not more important) as the destination. Therefore, on today's episode of The His & Her Money Show, we have Petrina Turner to talk to us about how she started journey, the sacrifices she's made, and why she and her family are still persevering through the struggles towards their goal.
In a short amount of time, Petrina and her husband were able to knock out $40,000 off their debt, along with winning other family members to get on their own journey to financial autonomy, and are resolved to giving a better financial education and future to their children. They certainly are fighting the battle against debt, and we look forward to witnessing them win.
Petrina Turner shares her story of their family and their on-going journey to a life without debt, for people to relate to, learn from, and be inspired to continue on their own journey as well. To find out more, visit her website at PetrinaTurner.com
Direct download: Petrina_Turner_episode_mixdown.mp3
Category:general -- posted at: 12:22pm CDT
Wed, 23 November 2016
Hilary Hendershott is our guest for today's episode of The His & Her Money Show, and she joins us to talk about why couples have money fights, how to stop it, and how to move forward from it.
Hilary is a Certified Financial Planner (CFP) based in California. She shares her own personal story about having the wrong mindset, which leads her to some less than appealing financial results. Turning things around for the better, and equipped with knowledge and research, she came to understand people's behavior and acquaintance with money.
Hilary is now debt-free and with a thriving business. She currently shares her story and knowledge to help people master their relationship with money. Just like in today's episode, Hilary explains three steps for couples to follow in order to stop the money fights.
Direct download: HNH_193__How_to_Stop_Fighting_About_Money_with_Hilary_Hendershott.mp3
Category:general -- posted at: 9:54am CDT
Mon, 21 November 2016
Direct download: Greg_and_Hollys_episode_mixdown2.mp3
Category:general -- posted at: 11:52am CDT
Fri, 18 November 2016
There’s an age-old saying that says, “Knowledge is power.” In conjunction with this, some people also say, “Experience is the best teacher.” But if you are offered an experience that will redefine your knowledge, will you take it?
Many people consider that time is of the essence when it comes to paying off debt. This results in the loss of confidence in the idea of achieving their goals once they age past their prime. Is it really too late to chase dreams past the age of 40?
These questions are answered by our guests, James and Kelly, on today’s episode of The His & Her Money Show, as they talk to us about how they paid off an astounding $120,000 of debt in 4 years—starting their journey after the age of 40!
Direct download: James_and_Kellys_episode_mixdown.mp3
Category:general -- posted at: 9:38am CDT
Thu, 17 November 2016
It takes for a couple to be on the same page and be in sync, to succeed in fighting for debt-freedom. When a married couple follows their plan and abides by their strategies to pay off their debt, it is very likely that they’ll end up stronger, united, and debt-free in the end. But what should you do if your spouse isn’t as aggressive as you in terms of financial discipline?
On this episode of The His & Her Money Show, we have Donald and Abby Gadson to talk to us about their journey to paying off $144,000 in 5 years!
Direct download: Donald_and_abbys_episode_mixdown.mp3
Category:general -- posted at: 10:25am CDT
Thu, 10 November 2016
There may be many reasons you can find that will inspire you to embark on your own journey to debt freedom. And there are many ways that you could become acquainted with the idea of gaining financial autonomy.
That moment of clarity can be sparked when a credit card is rejected, or maybe a small talk from a friend, or perhaps simply trying to find a great deal on an apartment to rent, either way, it doesn’t take much for us to aspire to strive for a better financial status in life.
As for Ketuan Baldwin, our guest on this episode of The His & Her Money Show, having a daughter and leaving a legacy for her is all it took for him to steer towards the road to financial freedom. Listen as we take a look at how Ketuan managed to pay off about $90,000 of debt in a little over 3 years.
Direct download: Ketuan_Baldwin_episode_mixdown.mp3
Category:general -- posted at: 11:48am CDT
Fri, 4 November 2016
Positive thinking could be a powerful tool that helps people go through the tough times of their journey to financial success.
There may be undesirable challenges people have to endure in order to pay off debt, but positive psychology could help them change their inclination to these things.
Such was the case of our guest on today’s episode of The His & Her Money Show, MJ Bridges, who developed the attitude, approach, and mentality needed to keep his chin up and step over the bumps on the road to debt freedom.
As do many, MJ had been careless with his credit cards until he gathered around $70,000 of debt at the age of 25. A classic occurrence of having his credit cards declined at a time that he badly needed it, was the awakening moment for MJ that drove him to realize that he was poorly managing his finances.
Owning a vision and a plan, MJ used his wit and resources to keep himself determined to pay off his debt. Disappointments and tough times come along the way, but MJ equipped himself with a positive mind to be resolute on his objective—freedom from debt.
Direct download: HNH_187__How_Working_4_Jobs_Helped_MJ_Destroy_His_Debt.mp3
Category:general -- posted at: 10:01am CDT
Mon, 31 October 2016
Diligence and determination are two of the characteristics that you must develop if debt freedom is your goal. Your focus has to be laser-like, and you must be fully intentional about each move that you make with your money.
Today’s guests on The His & Her Money Show are prime examples of what these characteristics look like in action. Seth and Tayler did what most people think is impossible in that they paid off $58,000 of debt in 18 months!
Direct download: HNH_186__How_Seth_and_Taylor_Paid_off_58000_of_Debt_in_18_Months.mp3
Category:general -- posted at: 10:20pm CDT
Mon, 31 October 2016
Society has taught us that living the American dream is owning things that add to life’s comfort and indulgence. What’s rarely mentioned is that to live the American dream is to be free—and that includes financial freedom. When you think about it, how much money do you have in total after selling your assets to pay off your debt?
On today’s episode of The His & Her Money Show, we have Yuriy Mayba to talk to us about how he and his family survived paying off over $200,000 of debt and still managed to end up with a quarter of a million dollars in the long run.
Yuriy achieved what many people see as a commendable life story: Coming from a foreign land at a young age and built his life towards successful business management and income…at the price of being in debt.
Yuriy then realized that he and his wife cannot move forward to a different chapter in their lives without paying off their debt first. With faith in God, discipline, and humility, and using all his skills to get through struggles of survival, he is now savoring a better direction in life and with a stronger relationship with his family.
Direct download: Yuriy_Mayba_mixdown.mp3
Category:general -- posted at: 9:43am CDT
Fri, 28 October 2016
Having a large family combined with a large amount of debt can be a scary thing. But having the right strategies and the attitude to tackle financial problems head-on can conversely, cause a positive impact on your family.
It is important for a couple to share their own strengths and weaknesses, and use them to tackle family situations because after all…marriage is a team.
Many people have the “time is of the essence” mindset, and more often are disheartened when they realize it’ll take too long to be debt-free.
In hopes of helping our audience out of this ineffective conclusion, we interview Carrie Willard on today’s episode of The His & Her Money Show, to show us how she managed to become debt-free despite having a large family.
Direct download: HNH_184__How_Carrie_and_Her_Family_of_9_Worked_Their_Way_To_Debt_Freedom.mp3
Category:general -- posted at: 1:18pm CDT
Thu, 27 October 2016
In this episode of The His & Her Money Show, we speak with Tia Chambers as she shares extremely valuable tips for 1st time home buyers about all of the hidden costs associated with purchasing a house.
The biggest purchase that you’re ever going to make is that of a home so it is critical that you be equipped with all the information you’ll need to make the purchase process as painless as possible.
From mortgages to various kinds of insurance, maintenance fees, closing costs, and more. We’ll give you an inside look into some of the expenses associated with homeownership that you never hear about and how to properly budget for them before you even start looking for your new house.
Direct download: Tia_chambers_mixdown.mp3
Category:general -- posted at: 9:12am CDT
Mon, 24 October 2016
Motivational speaker Tony Gaskins once famously said, “If you don’t build your own dream somebody else will hire you to help build theirs.”
This quote applies to millions of people who are working in jobs they hate all while racking up extreme amounts of debt trying to keep up with everyone else or fund their American dream. In the eyes of many, debt is unavoidable, expected, and even welcomed.
Today’s episode of The His & Her Money Show is all about getting out of debt and into financial freedom. We talk with Anna Runyan who shares her journey of how she and her husband were both able to pay off an enormous amount of debt, leave unfulfilling careers and build a successful business they could be proud of.
Direct download: Anna_Runyan_mixdown.mp3
Category:general -- posted at: 9:25am CDT
Wed, 19 October 2016
Sometimes it takes hearing advice from another person to wake up and smell the coffee. And sometimes we get an awakening by people we don’t expect… or even events we seldom think of.
This is why we bring Bobby Hoyt on today’s episode of The His & Her Money Show, to talk to us about how he learned valuable lessons in pursuit of a debt-free life for his family.
Beginning from a friendly talk to enduring some grievous circumstances, Bobby took in the positive lessons enabling him to pay off $40,000 of student loans in a mere 18 months.
Direct download: Bobby_Hoyt_mixdown.mp3
Category:general -- posted at: 9:49am CDT
Tue, 11 October 2016
Rarely is a couple's argument one-sided. Even though money is one of the arguments that come up again and again, many times, money fights really aren't about money.
On today's episode of The His & Her Money Show, we interview Cora Hietpas to talk to us about how to handle the dynamic of merging marriage and money successfully.
It is important for a couple to recognize each other's core values surrounding money. In many cases, values in money are different from each individual but are rarely talked about before and many years after committing to a relationship.
Cora emphasizes for couples to express their values in money as early as possible, in order to resolve any upcoming issues.
Cora also teaches us how to deal with complications if your spouse's value in money is different from yours. She believes that there has to be a coming-together, a compromise for each partner to lean-in toward one another, to get to that middle ground, and to reach a happy place for everyone.
Direct download: Cora_Hietpas_mixdown.mp3
Category:general -- posted at: 8:46am CDT
Thu, 6 October 2016
Direct download: Erin_chase_mixdown.mp3
Category:general -- posted at: 9:55am CDT
Fri, 30 September 2016
Debt freedom always requires a level of sacrifice. The question is, are you willing to pay the costs that are associated with achieving such a goal? Stephanie and her family answered that question with a resounding YES! As a result, they successfully paid off over $144,000 of student loans in just 3 years!
Stephanie's road to financial freedom was not easy, but it is truly inspirational for all who take notice. On this episode of The His & Her Money Show, Stephanie shares all of the details of the journey to debt freedom that she and her family embarked on in hopes that anyone listening will see that they can do it too.
Stephanie Jones is the creator of Six Figures Under which is a website dedicated to helping people learn how to live frugally and pay off their debts. Be sure to check out her site for more motivation and education for your journey to debt freedom.
Direct download: Stephanie_Jones_mixdown.mp3
Category:general -- posted at: 10:23am CDT
Thu, 29 September 2016
In order to dig your way out of debt, you are going to need to develop a level of determination that is higher than ever before. You are going to have to be willing to do whatever it takes to achieve your ultimate goal if you are really serious about it.
To help us discover the level of fortitude necessary to achieve debt freedom, we sit down with Rich and WIM from Paycheck & Balances. They break down their battle with debt and also talk about how you can break free from the bondage and stress, that being in debt brings about.
Paychecks & Balances is a fun and formative podcast covering work and money for the rising professional. Rich and WIM leverage their individual stories to provide entertaining insights and helpful tips on money management, professional growth, and other topics relevant to 20 and 30-somethings trying to get ahead.
Direct download: pb_mixdown.mp3
Category:general -- posted at: 8:42am CDT
Tue, 27 September 2016
Some people try to find some well-known methods to solve their problems with debt, and some take an unorthodox approach.
Acquiring assistance from your parents could be something other people may disapprove of. On the other hand, it could help boost morale, aid you in straightening out your finances, and help achieve your goal of a debt-free life.
Family support is the topic of our guests, Staphon and Sheley, on today’s episode of The His & Her Money Show. Listen to the podcast as they share with us a testament to a loving and supportive family, which helped them pay over $70,000 of their debt in as short as 29 months.
Direct download: Stephon_and_Shelley_episode_mixdown.mp3
Category:general -- posted at: 11:46am CDT
Tue, 27 September 2016
A financial frame of mind could be one of the things that people seldom discuss with each other before getting into a partnership or marriage.
In many cases, the financial aspect of the relationship is dealt with long after conjugality has taken place. This could cause a stressful span of time in the partnership once they start dealing with their expenses, income, and debt.
We have Brad Sherman with us on this episode of The His & Her Money Show, to talk to us about how important it is for a couple to get to know each other’s outlook on the aspect of money management.
Direct download: brad_sherman_mixdown.mp3
Category:general -- posted at: 8:43am CDT
Tue, 13 September 2016
Sometimes, children can be your inspiration to get out of debt and build wealth. In other situations, however, hardships and sacrifices are a reality that couples have to face in order to get out of debt. The question is: What level of difficulty would you be willing to go through to achieve a debt-free life?
Some people take the hard road to get to the finish line the soonest, but many lose heart along the way. We hope to inspire you in today's episode of The His & Her Money Show, as Marcus and Ashley share with us their story of enduring the ball and chain of debt initially, and yet succeeded paying off $107,000 of debt in 33 just months.
Direct download: Marcus_and_Ashley_mixdown.mp3
Category:general -- posted at: 10:28am CDT
Fri, 9 September 2016
Direct download: Jeff_and_Angela_mixdown.mp3
Category:general -- posted at: 8:51am CDT
Wed, 7 September 2016
In many cases, debt is not solely caused by acquiring just our needs, but at times could also come out of spending money on non-essential expenses…or what Shanny and Steve call it, “the stupid thing.” Getting rid of debt also calls for sacrifices and changes in a financial disposition that many people are often reluctant to embrace.
Shanny and Steve are with us in this episode of The His & Her Money Show, as they talk about how changing their lifestyle helped them pay off their debt, and also how the process helped them change their frame of mind in regards to their money. They also share how working for Uber played a role in their achievement of debt freedom.
Shanny and Steve started off with about $23,000 debt when they got married. Finding an apartment under $1,000 in California—an arduous feat—gave them the drive to come up with the means to achieve a debt-free life. There were hesitations and setbacks on changing their mode of living, but Shanny and Steve learned from their mistakes and evolved, and decisively came out with an enhanced and debt-free life.
Direct download: Shanny_and_Steve_mixdown.mp3
Category:general -- posted at: 10:50am CDT
Wed, 31 August 2016
Many people get into debt not just because they spend too much, but at times circumstances arise in life where some feel forced to use their credit cards. Paying your debt sometimes involves sacrificing a lot of comfort and desires, but it doesn’t have to feel that way forever. We have a lot to cover as we talk with Mike and Tawra in this episode, as they share with you how they got out of their $20,000 debt despite only earning a $22,000 income.
Mike and Tawra went through fortuitous unfortunate events that caused them to slip deep into debt, even as they started off paying Mike’s initial debt before marriage. They were focused and had their minds made up that they were going to rid themselves of their debt once and for all. They put to practice some strategies that helped them spend less and get a better approach to spending their money wisely, even after paying their debt off.
Mike and Tawra provide lots of money-saving content on their site Living On A Dime. They also have plenty of books and eBooks available to help you minimize expenses on cooking, groceries, and lots more.
Direct download: Tawara_and_mike_mixdown_1.mp3
Category:general -- posted at: 4:05pm CDT
Mon, 29 August 2016
In many cases, people may struggle with setting financial goals or keeping themselves on track to complete their goals. Oftentimes, this is more than likely due to communication problems. Talking about your goals is one thing, but what and how to talk about setting goals is another. Today, we have financial expert Michael F. Kay talk to us about his book (The Feel Rich Project) that introduces a different approach in integrating life into money, instead of the other way around.
Delving into financial progress isn’t simply about setting numbers and strategies to implement. Since money is also an emotional issue, people need to be aware of how they communicate in relation to creating their plans. In this episode, Michael teaches us about identifying the important factors to consider when building a comfortable and exciting financial plan that works for you, and that enables yourself to follow through with achieving your financial dreams.
Michael Kay started his career as a CPA before founding and becoming president of the multi-advisor financial life planning firm, Financial Life Focus. He writes and speaks about mastering your money mindset, and contributes to Forbes and Psychology Today. Michael wrote his new book, "The Feel Rich Project”, to help people without means for a financial planner. It is packed with worksheets and stories help inspire readers to reflect on their financial decisions.
Mike wrote the book to help people who can't find a planner, don't have the money to pay a planner, to really look at their money insides, and understand their beginning and numbers. Packed with worksheets and stories.
Direct download: MICHAEL_KAY_mixdown.mp3
Category:general -- posted at: 3:12pm CDT
Sat, 20 August 2016
Kristina's father's long and painful battle with brain cancer brought her family to a place of much emotional and financial struggle. As a result during her freshman year in high school, Kristina was told by her mother that she would need to figure how to pay for her college education herself.
She buckled down and gathered a plethora of information on what it takes to win college scholarships, thanks in great part to her mother's consistent encouragement and her sheer determination. Then with years of tenacity and preparation, she won over $500,000 in scholarships to go to the school of her dreams—debt-free!
Direct download: HNH_167__How_to_Graduate_Debt_Free_with_Kristina_Ellis.mp3
Category:general -- posted at: 4:59pm CDT
Fri, 19 August 2016
Shane and Jocelyn were two teachers who got tired of giving so much time of their lives to work for someone else, instead of using that time for the things that they were passionate about.
They risked their sense of security so that they can take control of their lives and build their own dream; spending more time with their children while gaining income at their own time and pace.
Starting from a typical teacher’s salary, Shane and Jocelyn researched, learned, and created a highly successful online business, and are now earning more income in a month than they used to make in a year.
Direct download: HNH_166__How_Two_Teachers_Went_from_Making_50000_a_Year_to_50000_a_Month.mp3
Category:general -- posted at: 9:59pm CDT
Fri, 19 August 2016
Student loans and the struggle to pay for them, has been the norm for the majority of fresh college graduates. Breaking out of the norm in many ways is one thing people might want to consider, in order to secure a more relaxing life the soonest.
In this episode, we interview Kevin who graduated from law school with $87,000 of student loan debt to a debt-free life in 2 1/2 years.
Kevin didn't want to feel trapped earning the paycheck in order to pay the student loans. He took great discipline from the start of his career and carried out certain strategies and mindset to get rid of his loans as fast as he could. Learn more about Kevin from his blog: The Financial Panther
Direct download: Kevin_Ha_mixdown.mp3
Category:general -- posted at: 10:06am CDT
Sat, 6 August 2016
Student loan debt is a point of stress for many people these days. We recognize that for some, the very thought or mention of student loans sends them into an emotional tailspin.
In an effort to alleviate some of that stress we put together an episode of The His & Her Money Show that will serve as the definitive guide to student loan debt.
Our guest today, Robert Farrington, is a Millennial Money Expert and the founder of The College Investor. There you will find a wealth of free information, a student loan forum, and services Robert offers to help millennials beat debt and start investing.
Direct download: HNH_161___The_Definitive_Guide_to_Student_Loan_Debt_with_Robert_Farrington.mp3
Category:general -- posted at: 10:46am CDT
Fri, 5 August 2016
Samuel and Kirstie started their marriage off with over $50,000 of debt staring them in the face. They made the bold decision to attack their debt with veracity because they didn't want it to deter the dreams and ambitions that they had for their lives. Due to their focus and determination, they were able to become debt-free in a matter of only 15 months!
Samuel and Kirstie are the founders of Fresh Start Financial Education LLC, where their goal is to equip, inform, empower, and encourage financial literacy and responsibility. Their company gives you the tools necessary to take control of your finances, pay off debt, and build wealth.
Direct download: HNH_160__How_Samuel_and_Kirstie_Paid_off_50000_of_Debt_in_15_Months.mp3
Category:general -- posted at: 9:31am CDT
Tue, 2 August 2016
Comparison is everywhere! So many people today are trying to live a life they simply can’t afford and they go broke in their attempts to “keep up with the Joneses” in their neighborhood, at the PTA meeting, or on social media.
In this episode of The His & Her Money Show, Rachel Cruze teaches us how to focus on what’s important in life and steps that we can take financially to live the life that we really want – one that’s free of debt, stress, and worry. Most importantly Rachel teaches you how to love your life, not theirs.
Direct download: HNH_160__How_to_Live_Your_Life_Not_Theirs_with_Rachel_Cruze.mp3
Category:general -- posted at: 8:00am CDT
Sun, 31 July 2016
Jay and Jen successfully destroyed $78,000 of debt to become debt-free. Their journey to become debt-free was not easy, but they chose not to give up on their dream. Due to their perseverance, they are now able to live a debt-free lifestyle.
In this episode of The His & Her Money Show, they share all of the details of their debt-free journey from start to finish. Their story will surely motivate you to start or continue on your own journey to debt freedom.
Direct download: HNH_159__How_Jay_and_Jen_Destroyed_78000_of_Debt_to_Become_Debt_Free.mp3
Category:general -- posted at: 4:44pm CDT
Fri, 29 July 2016
If your spending habits have frustrated your desires to gain financial freedom, then this episode of The His & Her Money Show is just for you.
In this episode, we are going to talk about ways to get bad spending habits under control. To help us with this subject, we interviewed Lauren Greutman to share her wisdom and expertise on the matter.
Lauren Greutman is the author of The Recovering Spender and founder of LaurenGreutman.com, a top frugal-living website dedicated to helping women contribute to their family's financial needs.
Direct download: HNH_158__How_to_Get_Bad_Spending_Habits_Under_Control_with_Lauren_Greutman.mp3
Category:general -- posted at: 9:23pm CDT
Thu, 28 July 2016
For many, the concept of building up a hefty amount of savings seems like an impossible feat. The fact of the matter is that if you are strategic and intentional about it, you can amass a great deal of savings in a small amount of time.
Bola accomplished this very thing by positioning herself to be able to save $100,000 in just 3.5 years! On this episode of The His & Her Money Show, she shares the details behind how she was able to do this, and how you can too.
Bola Onada Sokunbi is a Certified Financial Education Instructor (CFEI), Money Coach, Business Strategist, and founder of Clever Girl Finance, a platform that empowers and educates women to make the best financial decisions for their current and future selves.
Her goal is to inspire women to pursue their dreams of financial independence so they can live life on their own terms.
Direct download: Bola_Sokunbi.mp3
Category:general -- posted at: 1:04pm CDT
Tue, 26 July 2016
If you have a desire to start investing in the stock market but don't know how then this episode of The His & Her Money Show is for you.
Today's show is the beginner's guide to investing in the stock market. To help you get a clear understanding of how the stock market works and how you can get started we interview financial advisor Kevin L. Matthews II.
Kevin L. Matthews II is a licensed financial advisor, author, and speaker. After obtaining the FINRA Series 7 and Series 66 licenses in 2014, Kevin became a financial advisor in New York City. In 2010, Kevin launched BuildingBread to inspire millennials to set, simplify, and achieve any financial goal.
Direct download: Kevin_Matthews.mp3
Category:general -- posted at: 3:19pm CDT
Mon, 25 July 2016
When it comes to achieving financial freedom, it's not about how much money you make, it's about how much you keep. Reducing your expenses is a surefire strategy that you can employ to begin to keep more of your hard-earned money to yourself.
To help us tackle this topic we sat down with Kalyn Brooke to share her expertise in an effort to educate you on how to radically reduce your expenses.
Kalyn Brooke is a full-time writer and blogger at Creative Savings Blog, where she gives a fresh perspective on frugal living, and the kick-in-the-pants you need to create a budget from scratch. She is also the author of the fantastic new book 31 Days to Radically Reduce Your Expenses: Less Stress. More Savings.
Direct download: kalyn_mixdown.mp3
Category:general -- posted at: 11:46am CDT
Thu, 21 July 2016
Not very long ago, Anna was facing the fact that she was buried in an immense amount of debt, and she decided to make a big change. As a result of that big change, Anna used a spending fast to get out of debt in just 1 year!
For Anna, getting out of debt meant getting her financial situation back under her control. She wanted to get out of the downward spiral of constantly owing money and fix her spending habits for good. Through a ton of focus and dedication, she was able to do just that and she is living a debt-free life.
Anna Newell Jones is the creator of the popular blog And Then We Saved. She is also the author of the fantastic new book The Spender’s Guide to Debt-Free Living.
Direct download: Anna_mixdown.mp3
Category:general -- posted at: 10:11am CDT
Mon, 18 July 2016
Debt freedom is truly an achievable goal for anyone who is willing to put in the necessary work. Alaya and her family put in that hard work and successfully paid off $74,000 of debt in just 2 years.
Life dealt her and her family some tough blows and they served as the wake-up call that they needed to get their finances in order. They persevered and didn't give up on their goals or their dreams, and ultimately fought their way to debt freedom.
Alaya is a personal finance coach, and the creator of Hope and Cents where her passion is helping others identify and achieve their financial goals.
Direct download: alaya_mixdown.mp3
Category:general -- posted at: 2:13pm CDT
Wed, 6 July 2016
Direct download: Chris_episode.mp3
Category:general -- posted at: 12:59pm CDT
Thu, 30 June 2016
A job loss can be one of the most detrimental events to occur in a person's life. The ramifications to family life and financial resources are immense.
Yet, for many people, job loss was the key circumstance that led them to take charge of their life. Jalesa can be counted in that number because she was able to pay off $40,000 of debt after being laid off from her job.
Jalesa's story is full of twists and turns, but it is also full of perseverance and dedication to her goals in life. Her story is a testament to everyone that no matter what life deals you, you have the ability to overcome it and achieve your dreams.
Jalesa is the founder of My Money Mogul where she is dedicated to helping you increase your income, eliminate debt, and live the life you dream about!
Direct download: HNH_149__How_Jalesa_Paid_off_40000_of_Debt_After_Being_Laid_Off.mp3
Category:general -- posted at: 12:18pm CDT
Wed, 29 June 2016
Instead of just existing in life, you should be thriving in it. What's holding many of you back is the current state of your personal finances. You're sick and tired of being sick and tired of all the stress that is being generated by your money problems. What you are lacking is the presence of financial wellness in your life.
Author and speaker Jason Vitug stop by The His & Her Money Show to share exactly what you need to do to get on the road to financial wellness.
He shares insights about money that he has learned in his life so that you can get to a better place financially. Jason is currently on a financial education tour across the country called The Road to Financial Wellness to help people grow in their knowledge of personal finance.
Jason Vitug is a financial motivator, lifestyle engineer, author, speaker, and entrepreneur. He lives life with passion and compassion for others.
He’s the founder at Phroogal, a financial education startup empowering people with the simplest way to learn about money, to discover financial products and services, and to make better-informed financial decisions to help a generation live their dream lifestyle in this lifetime.
Direct download: HNH_148__How_to_Get_on_the_Road_to_Financial_Wellness.mp3
Category:general -- posted at: 12:14am CDT
Thu, 23 June 2016
Just because you are in debt today, doesn't mean you have to be in debt forever. Racheal came to that conclusion and decided to do something about her financial situation. She ended up paying off over $70,000 of debt in just two and a half years, and now she's enjoying life.
Racheal shares all the details of the ups and downs that she experienced while trying to accomplish her goal of debt freedom. The journey was not easy for her, but she persevered and in the end, she achieved her goal. Her story will motivate you to start or to continue on your path to debt freedom as well.
Racheal is the creator of Running with Racheal where she blogs about life, family, and clean eating. She is a wife and mother who enjoys promoting the joys of family and fitness.
Direct download: HNH_145_-done.mp3
Category:general -- posted at: 10:05am CDT
Wed, 22 June 2016
Drew and Farrah realized that they were headed in the wrong direction financially, and they decided to change their situation for the better. They became so focused on their goals that they were able to become completely debt-free and paid off their house in just 5 years.
They share their incredible journey with you on this episode of The His and Her Money Show. Drew and Farrah share the ups and downs, as well as the strategies that they employed to make their dreams a reality. This is an episode that you definitely do not want to miss.
Drew and Farrah Keller are the creators of Where Love Takes Us where they blog about life, family, and personal finances. They also have a fantastic toddler clothing line that you can find online at Lovely Littles Shop.
Direct download: HNH_145__How_Drew_and_Farrah_Paid_Off_Their_House_in_5_Years_To_Become_Debt_Free.mp3
Category:general -- posted at: 1:33pm CDT
Tue, 21 June 2016
No matter what your current life situation is, you still possess the ability to attain debt freedom. Today's guest on The His and Her Money Show is a great example of just that. On today's show, we'll be talking with Jennifer Roskamp, a mother of 8 that worked her way to debt freedom.
Jennifer and her husband came to the realization that in order to achieve the life that they wanted for their family, they were going to have to get out of debt. With that thought in mind, they did the unthinkable and successfully eliminated all of their debt, to include their home mortgage.
Jennifer Roskamp is a busy, homeschooling mom of 8 who enjoys keeping a home, living a frugal and active lifestyle, and loving the little and not so little people in her life. Her mission is helping other moms find contentment in living intentionally every day over at her blog, TheIntentionalMom.com.
Direct download: jeniffercommercialwithmusic_mixdown.mp3
Category:general -- posted at: 8:59am CDT
Wed, 15 June 2016
In this episode of The His & Her Money Show, we feature an incredible story of debt freedom. John Schmoll accomplished the ultimate feat and paid off $45,000 of student loans and credit card debt to become debt-free. He paid the price and made the sacrifices necessary to achieve his goal of debt freedom.
To become debt-free, you need laser focus and a great deal of determination. John shares the details of the strategies that he put into place to become debt-free once and for all. Surely you will be inspired and motivated to become debt-free yourself, after hearing his story.
John Schmoll, John is the founder of FrugalRules.com, a personal finance blog dedicated to raising financial literacy and promoting freedom through frugality. In addition to being a Dad, MBA grad, and professional blogger, John has more than 10 years of experience working in the financial services, insurance, and banking industries.
Direct download: HNH_143_-_done.mp3
Category:general -- posted at: 9:48am CDT
Sat, 4 June 2016
For many of you, your student loans cause a great deal of distress in your life. With that in mind, we decided to dedicate this episode of The His & Her Money Show to teach you everything you need to know to pay off your student loans. To help us tackle this tough subject, we interviewed Jay Fleischman, who is an expert on this topic.
Jay Fleischman is a consumer protection lawyer who works in the fields of student loan resolution, bankruptcy, credit reporting errors, and debt collection abuse. Jay is one of the founders of Consumer Help Central and also hosts the Student Loan Show podcast.
Direct download: HNH_142__Everything_You_Need_to_Know_to_Pay_off_Your_Student_Loans_with_Jay_Fleischman.mp3
Category:general -- posted at: 4:43pm CDT
Tue, 17 May 2016
It's a myth to believe that you have to have student loans forever. Today's guest Kelsey paid off over 40,000 dollars of student loans in 19 months. She made up in her mind that she didn't want to live a life that was hindered by the weight and stress of being in student loan debt.
She set out on an incredible journey of hustle, grit, and determination, that allowed her to pay off all of her loans in less than two years. She had plenty of obstacles to overcome along the way, but she never wavered, and because of her fortitude she now is living a debt-free life.
Her story will surely inspire you to take action and endeavor to accomplish your own story of debt freedom. You may have student loan payments today, but that doesn't mean that you have to have them forever. This is an episode of The His & Her Money Show that you don't want to miss!
Direct download: HNH_139-done_1.mp3
Category:general -- posted at: 9:50am CDT
Thu, 12 May 2016
Direct download: HNH_138_-done.mp3
Category:general -- posted at: 10:08am CDT
Tue, 10 May 2016
Direct download: HNH_137_-done.mp3
Category:general -- posted at: 8:34am CDT
Wed, 4 May 2016
Passive income is something that many people desire, but very few successfully achieve. There are various ways in which passive income can be generated if you make the right moves. In this episode of The His & Her Money Show, we're going to talk about generating passive income from sub $30k real estate investments.
To help us delve deep into this topic, we interviewed an expert by the name of Lisa Phillips. An unforeseen job layoff led Lisa to investigate ways by which she could generate income, and she found that real estate investing was a great way to do so.
Through her journey, she has learned a great deal, and now educates others on how they can start the process of generating passive income from sub $30k real estate investments just like she does.
Lisa shares some amazing information about how she went from a personal foreclosure to owning multiple real estate investment properties.
Direct download: HNH_136-done.mp3
Category:general -- posted at: 3:09pm CDT
Thu, 28 April 2016
House hunting season is upon us, and for many, that means that you are about to make the biggest purchase of your life. With that thought in mind, we thought it would be important to share advice with you all on how to buy a house the right way.
With homeownership being such an important commitment to undertake, it is imperative that you proceed with caution and preparation. This is crucial because if you do not take the proper safeguards in advance, your home will turn into a financial burden instead of a financial blessing.
To help us out on this endeavor we interviewed financial coach, Jonathan White to break down the steps that you need to take in order to buy a house the right way.
Jonathan is such an expert on the matter that he wrote a phenomenal new book on this very topic titled "A Tale of Two Houses: Our Journey of Buying a Home the Right Way after Buying One the Wrong Way".
Direct download: HNH_135_-done.mp3
Category:general -- posted at: 3:10pm CDT
Wed, 27 April 2016
With the current student loan debt in our country surpassing the $1 trillion mark, it's no wonder that so many people are in despair about their loans. However, there are some individuals who use these types of statistics to motivate themselves to financial freedom. Phil did just that, and he successfully paid off 63,000 dollars of student loans in just 2.5 years.
Phil didn't want to be a part of the student loan crisis for the rest of his life. His desire was to become debt, and he wanted to do it as fast as he possibly could.
He successfully took that desire and followed it up with action steps that ultimately led him to achieve his financial goals, and left him with an incredible story of having paid off 63,000 Dollars of Student Loans.
His story is an inspiration to all, that debt freedom can be achieved no matter your age or your income if you dedicate yourself. Phil's hard work and dedication are what propelled him to accomplish debt freedom. Tune into this episode of The His and Her Money Show, and prepare to be inspired!
Direct download: HNH_134__How_Phil_Paid_off_63000_of_Student_Loans_in_2.5_Years.mp3
Category:general -- posted at: 9:22pm CDT
Tue, 26 April 2016
Think you don't have what it takes to become debt-free? Well, think again! Melody paid off 39,000 dollars of debt in just 1 year. With bankruptcy staring her in the face, Melody had a tough decision to make.
She and her husband were fed up with their debt situation and decided to get proactive and do something about it. They made the bold decision to do whatever was necessary to become unburied from their debt. The journey is not over, but it is in full force, and it's truly inspirational.
Melody is the creator of Broke on Purpose where she shares practical wisdom on creating a debt-free lifestyle.
Direct download: HNH_133_done.mp3
Category:general -- posted at: 3:38pm CDT
Mon, 25 April 2016
Rob Berger has successfully achieved debt freedom, and so can you. In fact, Rob paid off over $250,000 worth of debt to become debt-free.
If that much debt can be overcome, then surely your debt situation can improve as well. Rob's journey to debt freedom is sure to inspire you to take control of your financial situation once and for all.
Rob Berger is an attorney who in 2007 started a personal finance and investing blog. What started as a hobby has turned into a full-time business that has allowed him to work wherever and whenever he wants. Doughroller.net is built on the motto that the best thing money can buy is financial freedom.
Direct download: HNH_132_-done_1.mp3
Category:general -- posted at: 12:58pm CDT
Sun, 24 April 2016
For many, the costs associated with feeding their families tend to be a big-time budget buster. However, Amanda has figured out a plan that allows her to feed her family of 5 for under $100 a month.
On this episode of The His & Her Money Show, Amanda shares her advice on how she was able to cut her family's food costs, and how you can as well. She details her plan step by step so that you can begin to implement and save your family money immediately.
Amanda is the creator of The Fundamental Home where she shares wisdom on how to thrive by living a more simple lifestyle.
Direct download: HNH_131-done.mp3
Category:general -- posted at: 5:35pm CDT
Fri, 15 April 2016
Every financial decision that you make today has a direct impact on the outlook of your financial tomorrow. In other words, the moves that you make with your money in the present will determine whether or not you will have a successful retirement in the future. We don't want you to retire in misery or mediocrity, we want you to retire inspired.
With that in mind, we reached out to Chris Hogan, author of the fantastic new book Retire Inspired, to help us out. Chris shares a ton of advice on what strategies we need to implement right now, in order to secure the retirement of our dreams in the future. You don’t have to retire broke, stressed, and working long after you want to. You can retire inspired!
In his new book, Retire Inspired, Chris Hogan teaches that retirement isn’t an age; it’s a financial number—an amount you need to live the life in retirement that you’ve always dreamed of.
Direct download: HNH_130.mp3
Category:general -- posted at: 8:23am CDT
Wed, 13 April 2016
Have you ever wondered how to invest in real estate to build real wealth for your family? If so, then this episode of The His & Her Money Show is just for you. In this episode, we sit down with Kathy Fettke, co-founder of The Real Wealth Network, as she shares her wisdom on how we can all invest in real estate so that we can create a legacy of wealth for years to come.
Join us as Kathy gives practical advice and a glimpse at her journey to becoming a highly successful Real Estate investor, by helping people build and secure wealth through savvy real estate investments.
The guidance that she provides in this episode is priceless yet practical and will equip you with the tools you need to become a successful real estate investor yourself.
Direct download: HNH_129-done.mp3
Category:general -- posted at: 9:23am CDT
Sat, 9 April 2016
Barry and Stacy did what most people feel is impossible, and they paid off all of their debt to include their house! They put their foot down and finally had enough of being buried in their debt. They chose to get laser-focused and do what it took to become debt-free once and for all.
Their story is really a story of redemption. Their debt freedom journey began with Barry making the mistake of purchasing a Mercedes-Benz right before they got married. However, their journey ends with them working together to get to a place where they successfully paid off all of their debt.
Their story goes to show you, that it's not about how you start, but about how you finish. Let their story encourage, and inspire you to the point of action. You can become debt-free just like Barry and Stacy if you are willing to do what it takes to get there.
Barry and Stacy are the creators of Humorous Homemaking where they write super helpful articles on food, family, finances, and the fundamentals of homemaking.
Direct download: HNH_128__Barry_and_Stacy_Paid_off_All_of_Their_Debt_and_You_Can_Too.mp3
Category:general -- posted at: 12:26pm CDT
Mon, 4 April 2016
If you have a desire to improve your credit score, then this episode of The His & Her Money Show is just for you. Your creditworthiness has a monstrous impact on so many areas of your life from obtaining insurance, to getting a job, and to even being able to own a home.
The fact of the matter is, that you need to do what it takes to get your credit situation in order. With that thought in mind, we reached out to Netiva Heard, also known as The Frugal CrediTnista.
She shared a wealth of knowledge about how credit works from her over 13 years of experience. We tackle all things credit-related in this episode, and it will surely equip and educate you, to turn your credit situation around once and for all.
Direct download: HNH_127__The_Definitive_Guide_to_Improve_Your_Credit_Score_with_Netiva_Heard.mp3
Category:general -- posted at: 7:54pm CDT
Sat, 26 March 2016
Direct download: HNH_126__What_You_Need_to_Do_to_Actually_Stick_to_Your_Budget_with_Peter_Polson.mp3
Category:general -- posted at: 9:42pm CDT
Mon, 14 March 2016
Direct download: HNH_126_-_done.mp3
Category:general -- posted at: 9:04am CDT
Thu, 10 March 2016
Direct download: HNH_120_Raw_edited.mp3_1.mp3
Category:general -- posted at: 11:23am CDT
Mon, 29 February 2016
Credit card debt is crippling people from all walks of life, all across this country. At one point, Tretta Bush was counted among that number.
One day though, she realized that things in her finances need to change, and they needed to change right away. Gripped by the strain and stress of being buried in credit card debt, motivated her to destroy every ounce of her credit card debt once and for all.
In total, she eliminated over $30,000 worth of debt, and she did it in just 3 years! Tretta paid the price and made the sacrifice to tackle her debts. The good news is that if she was able to do it, so are you!
Direct download: HNH_123_edited.mp3
Category:general -- posted at: 2:52pm CDT
Fri, 19 February 2016
Your level of income does not have to hinder you from becoming debt-free. Kara Perez was able to successfully pay of $25,000 of debt despite only having a $15,000 annual income at the time.
That should let you know that no matter what your current income maybe today, there is still hope for you to create a bright financial tomorrow. Kara chose not to make excuses for herself, instead she chose to make sacrifices that ultimately led to her debt freedom.
This is a story that is going to be so inspirational for you on your journey to debt freedom. If Kara had the ability to do what it takes to become debt-free, then so can you!
Kara is the founder of Bravely Go where she writes about living an adventurous and frugal life.
Direct download: HNH_125_-_Edited.mp3
Category:general -- posted at: 3:09pm CDT
Wed, 17 February 2016
Not all habits are created equal. There are some habits that can lead to your accumulating wealth and other habits that can lead you straight to poverty.
The question is, do you understand the difference between the two? The research shows that there are indeed the habits of the rich, and conversely the habits of the poor.
Tom Corley understands the difference between being rich and being poor all too well. At the age of 9, his family went from being multi-millionaires, to completely broke in just one night.
For five years, Tom observed and documented the daily activities of 233 wealthy people and 128 people living in poverty. During his research, he identified over 200 daily activities that separated the “haves” from the “have-nots.”
Tom is the author of the Amazon #1 Best-selling book Rich Habits – The Daily Success Habits of Wealthy Individuals. Tom is also the author of Rich Kids: How to Raise Our Children to Be Happy and Successful in Life, and his brand new book, Change Your Habits, Change Your Life: Strategies that Transformed 177 Average People into Self-Made Millionaires.
He is also a CPA, CFP and holds a Master’s Degree in Taxation. You can keep up with Tom's research at his awesome website RichHabits.net.
Direct download: HNH_124_-_Edited.mp3
Category:general -- posted at: 11:02am CDT
Mon, 15 February 2016
Kristy was able to do the unimaginable, and she paid off $20,000 of debt in just 72 hours! Yes, you read that correctly, 72 HOURS!
Kristy is now living a debt free life because she was willing to make huge sacrifices to achieve her financial goals. Because of her discipline, diligence, and determination, she is now basking in the glory of debt freedom.
This episode of The His and Her Money Show will definitely push you forward on your own journey to debt freedom. Kristy's story will show you that no matter where you stand today with your finances, you too can become debt-free.
Direct download: HNH_119__How_Kristy_Paid_off_20000_of_Debt_in_72_Hours.mp3
Category:general -- posted at: 10:01am CDT
Tue, 2 February 2016
Jacob Wade's journey to debt freedom was an incredible one. With a lot of hard work, Jacob was able to successfully eliminate $38,000 of debt to become debt-free. As a young man, Jacob found himself with $100,000 in his bank account. Unfortunately, through a series of poor choices, he spent every last dime of it.
He ended up spending money that he didn't have and found himself buried in over $38,000 of debt. Fortunately, Jacob saw the error in his ways and turned his financial situation around for the good. Jacob paid the price and is now happily debt-free.
Jacob Wade is the founder of IHeartBudgets.net, which is a place where you can find fun, helpful advice on handling your money and tips on keeping more of it! His story of debt elimination is sure to give you the motivation that you need to start your journey too!
Direct download: HNH_119_Raw.output.mp3
Category:general -- posted at: 12:43pm CDT
Mon, 1 February 2016
Did you know that there are people out there who have mastered the art of traveling for free? There is so much information out there about learning how to travel for free that is mind-boggling. We've recently discovered this world of "travel hacking", and it definitely has our full attention.
We want to make sure that we are clear and upfront with you guys. This is an advanced personal finance strategy and in our opinion should only be considered for use, if you are debt-free.
But for those of you who are in the position to take your financial strategies to the next level, then this episode is for you. On today's episode of The His & Her Money Show, we're going to be talking with Brett Barrett of RichmondSavers.com about the strategy that he employs, that allows his family to travel for free.
Direct download: HNH_116_Raw.output.mp3
Category:general -- posted at: 7:59am CDT
Wed, 27 January 2016
Charles and Jia found themselves stressed out about the amount of debt that they were in. Fortunately, they did not just waddle in their misery, but they went out and did something about it.
They successfully dug their way out of over $60,000 worth of debt, and today find themselves proudly debt-free. It took a lot of hard work and determination, but in the end, they accomplished their goal.
On this episode of The His & Her Money Show, Charles and Jia share the details of their journey, from start to finish. They gave valuable insight into what it takes to successfully become debt-free.
Direct download: HNH_114_Raw.output.output.mp3
Category:general -- posted at: 2:50pm CDT
Thu, 14 January 2016
J.D. Roth got tired of being in debt, so he decided he was going to do something about it. His decision led him on a journey that allowed him to pay off $35,000 of debt to become debt-free.
The road to financial freedom is not easy, but in the end, it's completely worth it. J.D. shares the details of all the ups and downs, he endured along the way, as well as the lessons he learned. His story will motivate you to launch out on your own personal journey to debt freedom.
Direct download: HNH113.mp3
Category:general -- posted at: 2:50pm CDT
Wed, 13 January 2016
Amiyrah Martin did the unthinkable and paid off over 36,000 dollars of debt in under 2 years. Her journey from car repossession to debt freedom is truly an inspiration to anyone who wants to launch their journey to debt freedom.
Her journey to financial freedom shows us that no matter what your current financial struggle is today, there is still hope for your financial tomorrow. If you desire to get out of debt once and for all, then this episode is just for you.
Direct download: HNH_112__How_Amiyrah_Martin_Paid_off_over_36000_in_Under_2_Years.mp3
Category:general -- posted at: 6:29pm CDT
Thu, 7 January 2016
Today's show is dedicated to helping you understand, how to plan for the retirement of your dreams. We want to make sure that you are educated and equipped to make sound financial decisions, that will lead to a financially comfortable retirement.
With that thought in mind, we interviewed Roger Whitney of RogerWhitney.com to help answer some tough retirement planning questions. Roger brings a wealth of knowledge, about all things retirement, in this episode.
He's known as the “Retirement Answer Man.” He believes you can create a great life that balances living well today AND living well tomorrow by having the right conversations about money NOW.
Direct download: HNH_109__How_to_Plan_for_the_Retirement_of_Your_Dreams_with_Roger_Whitney.mp3
Category:general -- posted at: 3:54pm CDT
Wed, 6 January 2016
Scott Alan Turner worked hard to pay off his house and all his other debt to become completely debt-free. He was able to go from being buried by a mortgage, furniture, and Porsche payments, to have no payments at all.
Not only did Scott pay off all of his consumer debt, but he took it to the next level and paid off his house too! As a result, Scott is completely debt-free and living the life of his dreams.
Through hard work and determination, Scott went from a self-professed money moron at age 22, to a self-made millionaire 13 years later. He now focuses his efforts on helping other people become financial rock stars by showing them how to get out of debt, save more money, and retire early.
Direct download: HNH_108_Raw.output.output.mp3
Category:general -- posted at: 2:05pm CDT
Mon, 4 January 2016
If you have a desire to move from simply an income earner to a wealth builder, then this episode is just for you. Today we're going to talk about the 6 steps to building wealth.
In order to build wealth, you need a solid game plan to get you there. With that in mind, we talked with Linda P. Jones who is a self-made millionaire. She has spent her life studying wealth and using those lessons to become wealthy herself.
Linda is a financial expert who made $2 million by the age of 39 – just by investing. Now, she empowers others to find financial independence with her courses, webinars, mentoring services, and her website LindaPJones.com. Linda is also the host of a highly rated podcast called Be Wealthy and Smart.
Direct download: HNH_107_Raw.output.output.mp3
Category:general -- posted at: 2:33pm CDT
Sat, 2 January 2016
Marriage and money are two extremely tough subjects to try and join together. With that thought in mind, we decided to dedicate an episode of The His & Her Money Show to helping couples understand how to better communicate about money.
It's no secret that the topic of money is one of the leading causes of divorce in our country. Due to this fact, it is imperative that we learn how to talk through our finances in such a way, that allows for unity and ones in our marriages.
To help us delve into this discussion, we interviewed Certified Financial Planner Katie Brewer of Your Richest Life Planning. She shares advice for all couples, to help them successfully merge marriage and money once and for all.
Direct download: HNH_106__How_Couples_Can_Better_Communicate_About_Money_with_Katie_Brewer.mp3
Category:general -- posted at: 5:39pm CDT