The His and Her Money Show

There is no set of numbers that have a bigger impact on your financial life, than your credit score. Whether or not you choose to improve your credit score can have either a negative or a positive impact on your lifestyle, from a financial standpoint.

Your credit score has a direct impact on your ability to purchase a home, qualify for insurance, and even land a job. Since your credit score has the ability to affect such vital areas of your life, it is truly imperative that you take the steps necessary to improve your credit score.

We tackle this topic on this episode of The His & Her Money Show. We interviewed Marsha Barnes of The Finance Bar, and she shed valuable insight on how your credit score can be better understood, and ultimately improved.

Direct download: HNH_090__7_Steps_to_Improve_Your_Credit_Score_with_Marsha_Barnes.mp3
Category:general -- posted at: 12:26pm CDT

If you are drowning in student loan debt, debt freedom is still an attainable goal for you. Don’t believe the myth that you will always have a student loan payment, and that there is nothing that you can do about it.

Today’s episode of The His & Her Money Show is proof that student loan debt can be destroyed, once and for all. In this episode, we talk with Steven from Even Steven Money, as he shares the details of how he was able to pay off over $46,000 worth of student loans in just 2 years!

Today’s episode of The His & Her Money Show details the story of Jessica Garbarino, who fought back from foreclosure to become debt-free. Jessica was able to successfully eliminate over $56,000 worth of debt, and she did it as a single woman.

Her journey was full of ups and downs, but she was able to persevere through those obstacles to achieve her goal of becoming debt-free.


What You Will Learn

  • How Jessica ended up buried in over $56,000 worth of debt.
  • How Jessica battled back from foreclosure to become debt-free.
  • The steps Jessica took to get back on track after pausing her debt-free journey.
  • Her advice for anyone who desires to become free from debt once and for all.


Resources Mentioned


Jessica’s story serves as a wonderful example of how through determination, and perseverance, anyone can achieve debt freedom.

Direct download: HNH_088__How_Jessica_Garbarino_Paid_off_56000_to_Become_Debt_Free.mp3
Category:general -- posted at: 10:11pm CDT

Let’s face it, the already high cost of college is doing nothing but increasing. Currently, the biggest financial hurdle that the millennial generation is facing centers on student loan debt.

Figuring out how to minimize, or altogether avoid, financial bondage that occurs due to high college costs is not an easy task to undertake. To help us navigate this all too important topic, we reached out to Brad Baldridge from Taming The High Cost of College, to share some wisdom on how to keep college costs low.


What You Will Learn

  • The first thing that you need to consider when trying to reduce college costs.
  • The role that your taxes play in saving money for college.
  • Common mistakes that families are making while trying to save for the children’s college.
  • How to find viable scholarship opportunities.
  • The 6 types of colleges and how they impact pricing.


Resources Mentioned

Direct download: hnh_087_edited.mp3
Category:general -- posted at: 8:22am CDT

Communication is the lifeblood of every marriage. For many though, communication is an area in our lives that requires massive improvement.

The truth is, that not only do we need to be communicating on a regular basis in marriage, but there are specific conversations that should be had right away.

To help us figure out how to navigate through these important marriage conversations, we interviewed Phillip & Christine St. Vil from

In this episode of The His & Her Money Show, we break down what each of the marriage conversations is, and how we can go about initiating those conversations with our spouse.


What You Will Learn

  • Communication tips to strengthen your marriage.
  • 3 Important marriage conversations that you and your spouse need to have.
  • How to initiate those conversations with your spouse.
  • Advice on how to keep the love in your marriage.


Resources Mentioned


Have you ever looked at a dirty toilet as being a possible catalyst for your financial freedom? Well, Maureen Campaiola sure did!

So much so, that she was able to eliminate close to $80,000 worth of debt by cleaning toilets. 

You definitely want to tune in to this episode of The His & Her Money Show to hear all the details of her incredible journey towards financial freedom.


What You Will Learn

  • How Maureen’s spending habits led her deep into debt.
  • Details of the day she received a foreclosure notice, and the effect it had on her.
  • How being laid off from her job played a big role in her becoming debt-free.
  • How cleaning toilets helped her pay off all of her debts.
  • Her advice for anyone who desires to become debt-free.


Resources Mentioned

Many single parents have a belief, that they don't have the ability to work their way out of debt. Today's guest on The His & Her Money Show demonstrates that quite the contrary is true.

In this episode, we speak with Chonce Maddox of, as she details her journey towards becoming debt-free. She has had to overcome a lack of financial wisdom being passed on to her, as well as all of the responsibilities that come with being a single parent, to get to where she is today.

She has turned her circumstances into her motivation to become debt-free, and chronicle her journey for the world to see. Through her hard work and dedication, Chonce is on track to be completely debt-free next year!

Her story speaks loud and clear to all, that debt freedom is a realistic goal for anyone who is willing to put in the work to accomplish it.


What You Will Learn

  • How Chonce ended up buried in debt.
  • Her true motivation for wanting to become completely debt-free.
  • The steps that she is taking to get rid of all of her debt.
  • The various obstacles that she has had to overcome during her journey to debt freedom.
  • Her advice for anyone who wants to follow in her footsteps to eliminate debt.


Resources Mentioned