The His and Her Money Show

Being in debt sucks. Being in debt while losing your job, and facing health issues sucks even more. Despite all of these circumstances being in her life, Jen McDonough still found a way to persevere, and successfully eliminate $212,000 worth of debt and medical expenses.

Four years ago, Jen McDonough found her family hitting rock bottom when their son was diagnosed with a lifetime medical condition. They were devastated both financially and emotionally. During this very painful, embarrassing, and difficult time, they went through many obstacles in not only in their finances, but also in their relationships, health, and careers.

In this episode of The His & Her Money Show, Jen shares all of the details of her journey from being deep in debt, to totally debt-free in a matter of only four years. Her story is a powerful testimony that no matter what the odds are against you, becoming debt-free is totally possible.

In her current roles as a motivational storyteller, Amazon Top 100 author, and Internet radio show host, Jen McDonough aka The Iron Jen, motivates, encourages, and inspires audiences to overcome their obstacles to become their greatest selves.

Direct download: HNH024.mp3
Category:general -- posted at: 5:09pm CDT

If your credit score is not at the level that you desire, then this episode of The His & Her Money Show is for you. We interviewed a credit expert by the name of Tonya Rapley, of MyFabFinance.com, to share her advice on how to successfully raise your credit score.

Tonya Rapley is the Millennial Money Coach and has been deemed the “New Face of Wealth Building” by Black Enterprise Magazine.

Priding herself on being financially savvy and fabulous, Tonya became a Certified Financial Educator after improving her credit score by 130 points in 18 months and significantly growing her investment portfolio and savings. Upon realizing she had a knack for personal finance she embarked a mission to inspire others to take control of their future.

Direct download: HNH023.mp3
Category:general -- posted at: 9:27am CDT

On today's episode of the His & Her Money Show, we feature a great story from Carrie Smith of Careful Cents. She accomplished a major feat by eliminating $14,000 of debt in just 14 months!

Since that time, she has become an entrepreneur and found herself back in debt for the second time. Carrie shares her story and her plan to eliminate all of her debt for the second time around.

Carrie is a financial artist, writer, and the founder of Careful Cents. Her goal is to design a life that revolves around her passions and reducing the stress of the traditional workplace. She’s written for sites like Yahoo! Finance, The Huffington Post, and is the content editor and manager for several business blogs. 

Direct download: HNH022.mp3
Category:general -- posted at: 11:31am CDT

Credit card debt is something that most have experienced or are currently experiencing. You would be hard-pressed to find someone who doesn't at least, have a couple of pieces of plastic in their wallet.

Unfortunately, the easy access to credit cards has left many people drowning in credit card debt. On today's episode of the His and Her Money Show, we have a special guest by the name of Grayson Bell from DebtRoundUp.com. Grayson has successfully paid off $50,000 of credit card debt, to become completely debt-free.

He stops by today to share his story and offer advice as to how you can follow in his footsteps to become debt-free yourself. You can follow Grayson on FacebookTwitter, and Pinterest.

Direct download: HNH021.mp3
Category:general -- posted at: 10:58pm CDT

Are you curious, as to whether or not banking with an internet-only bank is a viable option? Don't worry, you're not alone.

It seems like online-only banks have a mystique about them, which leads to both intrigue and trepidation. We personally have held savings accounts at various online-only banks, and have had nothing but positive experiences thus far.

To break down the ins and outs of banking with internet-only banks, we reached out to Erin Lowry to share her expertise. Erin is the founder of BrokeMillennial.com, where she uses sarcasm and humor to explain basic financial concepts to her fellow millennials. Erin lives in New York City and works for MagnifyMoney.com.

Direct download: HNH020.mp3
Category:general -- posted at: 10:57pm CDT

Student loan debt has a firm stranglehold on many people's financial futures. We know that many of you feel a great sense of hopelessness and despair, whenever the topic of student loan debt is even mentioned.

With that thought in mind, on this episode of  The His and Her Money Show we speak with a special guest by the name of Shannon Brown from GrowingSlower.com, who successfully eliminated all of her student loan debt. The best part is, that she did it just 9 months!

 

What You Will Learn

  •  How just adding $39 a month to their debt payment fueled them to financial freedom.
  • How her family became debt-free despite only having one income.
  • Creative ways they were able to save money during the process.

 

Resources Mentioned

Direct download: HNH019.mp3
Category:general -- posted at: 7:47pm CDT

Direct download: HNH018.mp3
Category:general -- posted at: 4:09pm CDT

Direct download: HNH017.mp3
Category:general -- posted at: 10:16pm CDT

Do you want to be wealthy? Of course you do, that's a no brainer, right? We all have ambitions to exceed our current financial situation, and end up being featured on the next episode of MTV Crib's...is that show even on anymore?

Speaking of celebrities, to gain some insight into what it takes to become wealthy, we reached out to the "Hip Hop Financial Advisor" Rob Wilson from RobWilson.tv.

Rob Wilson is a financial advisor at an independent financial and investment advisory firm based in Pittsburgh. He received his bachelor's degree in Industrial Engineering from the University of Pittsburgh, and his Masters in Business Administration from Carnegie Mellon University. Some of his clientele include rapper Tyga, R&B/Rap artist Ryan Leslie, and NFL stars Hakeem Nicks, and Terrence Cody, just to name a few.

Direct download: HNH016.mp3
Category:general -- posted at: 11:04pm CDT

Direct download: HNH015.mp3
Category:general -- posted at: 9:02pm CDT

Recently Dave Ramsey released a brand new book entitled "The Legacy Journey". Not only did we pick up the book, but we even went to see a simulcast of Dave speaking about The Legacy Journey live.

The material was so inspirational that we reached out to Dave Ramsey's team about coming on to break down what The Legacy Journey is all about. Fortunately for us, Pastor Chris Brown who is Dave Ramsey's expert on the topic of stewardship agreed to come on the show.

Direct download: HNH014.mp3
Category:general -- posted at: 10:40pm CDT

No matter what age you are, the perfect time to get out of debt is right now. Don't fool yourself into thinking that you will start getting out of debt "one day". If you take on that mentality, that day will never come. If you think you are way too young to be worrying about your debt, today's show is just for you.

In today's episode of the His & Her Money Podcast, we have an interview with Jessi Fearon from TheBudgetMama.com. She shares her phenomenal story of paying off over $30,000 of debt even before hitting the age of 30.

Direct download: HNH012.mp3
Category:general -- posted at: 11:35pm CDT

If you have the desire to become debt-free, then you don't want to miss this episode of the His & Her Money Podcast. Today, we are talking with Laura Dobbins.

She has a phenomenal story of how she went from $40,000 worth of debt to $100,000 in her savings account, in just a two-year time frame! She shares her debt-free story from start to finish and offers her advice to help you to do the same.

Laura Dobbins is a Statistical Analyst in the Healthcare industry during the day, a blogger in the evening, and a mother and wife 24 hours a day.   Laura is married to the love of her life, Randy, and they have four children; Kelly, Lindsay, Faith, and Britton.

Direct download: HNH011.mp3
Category:general -- posted at: 8:16am CDT

One of the most common budget busters that we often come across, is that of shopping for clothing. We all love to look good and are oftentimes willing to pay a hefty price tag to stay fashionable. There is nothing wrong with staying fashion-forward unless it comes at the expense of your financial independence.

With that in mind, we brought in an expert to help us learn how to stay fashionable, and build wealth at the same time. Carrie Pink is a "Wealth Stylist" who has spent years studying personal finance and the emotional psychology of shopping.

Direct download: HNH010.mp3
Category:general -- posted at: 7:32pm CDT

The journey to financial freedom is a very rewarding journey indeed. However, in order to reach your goal of becoming debt-free, you are going to have to go through a total of four seasons in the process. We like to call these seasons, "The Four Seasons Of Financial Freedom".

In this episode of the His & Her Money Podcast, we explain in detail what each of the four seasons is, and how you can make it through each one of them.

Direct download: HNH009.mp3
Category:general -- posted at: 11:08am CDT

Many people feel that the amount of debt that they are in, is too much to overcome. If that is you, then you definitely need to tune in to this episode of the His & Her Money Podcast.

In this episode, we interview Brian and Cherie Lowe, who successfully eliminated over $127,000 worth of debt in just 4 years. Their story serves as a true testament, that achieving debt freedom is completely possible, no matter what your current debt load is!

Direct download: HNH008.output.mp3
Category:general -- posted at: 8:00am CDT

For many of us, there are some fantastic business ideas that we have deep down in our hearts. All too many times, however, those business ventures that we want to pursue lead us towards one of two reactions. Either we launch out on our own too prematurely, or we never launch the business at all.

On today's show, we brought in an expert on the matter to give us some wisdom. Wade Harris successfully transitioned from being a Corporate employee of a Fortune 500 Company to becoming a nationally syndicated Radio Personality known around the world as DJ Wade-O.

Direct download: HNH_007.mp3
Category:general -- posted at: 10:22am CDT

In this episode of the His & Her Money Podcast, we have a guest interview with Shannaan Dawda He shares his incredible story, of becoming debt-free by paying off over $26,000 worth of debt, in just 11 months! His story serves as an inspiration for us all to know that debt freedom is real, and it is very attainable.

An Atlanta Native, Shannaan Dawda graduated from Georgia Southern University in 2009 Cum Laude, with degrees in Accounting and Finance. He officially passed all parts of his Certified Public Accountant (CPA) exam in February of 2013.

 

What You Will Learn

  • How Shannaan became entrenched in debt.
  • The moment that led him to want to achieve debt freedom.
  • The steps that were taken to become free.
  • The importance of knowing, "why" you want to get out of debt.
Direct download: HNH006.output.mp3
Category:general -- posted at: 7:46pm CDT

Direct download: HNH005.output.mp3
Category:general -- posted at: 8:56am CDT

In this episode, we dive into one of the most hard-hitting topics for the millennial generation, which is that of the student loan debt crisis. Research has shown that since 1999, student loan debt has increased by more than 500 percent!

Student loan debt has become such a financial burden to so many people, that we decided to call in an expert to give some guidance.

LaTisha Styles is a motivational speaker and millennial money expert for YoungFinances.com teaching simple finance for millennials. LaTisha has been quoted in Forbes and Mainstreet, featured in The Economist, and mentioned in US News as a top personal finance expert to follow on Twitter.

Direct download: HNH004.output.mp3
Category:general -- posted at: 8:47am CDT

The typical American family has about three to five bank accounts. Usually, it is a mixture of checking and savings accounts combined. We like to consider ourselves slightly above average when it comes to this statistic.

In fact, we have more than double the national average. To be more precise, we have a total of 13 bank accounts. Stay tuned to find out the break down of each of these 13 bank accounts

Direct download: HNH003.mp3
Category:general -- posted at: 6:52pm CDT

Direct download: HNH_002.mp3
Category:general -- posted at: 7:08pm CDT

In this episode, we tackle the tough question of whether or not you should get married to someone who has less than stellar credit. This scenario could be an especially challenging one if you have excellent credit. Tune in, to find out our thoughts.

 

What You Will Learn 

  • What our credit looked like when we got married
  • How our individual spending habits were developed
  • Why Tai consciously chose to endure the struggle
  • How to check your credit report for FREE
  • How to talk to each other about your credit situation
  • The proper way to walk through credit restoration together

 

Resources Mentioned

Direct download: HNH001.mp3
Category:general -- posted at: 3:33pm CDT

Direct download: HNH000.mp3
Category:general -- posted at: 2:30pm CDT

1