The His and Her Money Show

Being in debt sucks. Being in debt while losing your job, and facing health issues sucks even more. Despite all of these circumstances being in her life, Jen McDonough still found a way to persevere, and successfully eliminate $212,000 worth of debt and medical expenses.

Four years ago, Jen McDonough found her family hitting rock bottom when their son was diagnosed with a lifetime medical condition. They were devastated both financially and emotionally. During this very painful, embarrassing, and difficult time, they went through many obstacles in not only in their finances, but also in their relationships, health, and careers.

In this episode of The His & Her Money Show, Jen shares all of the details of her journey from being deep in debt, to totally debt-free in a matter of only four years. Her story is a powerful testimony that no matter what the odds are against you, becoming debt-free is totally possible.

In her current roles as a motivational storyteller, Amazon Top 100 author, and Internet radio show host, Jen McDonough aka The Iron Jen, motivates, encourages, and inspires audiences to overcome their obstacles to become their greatest selves.

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If your credit score is not at the level that you desire, then this episode of The His & Her Money Show is for you. We interviewed a credit expert by the name of Tonya Rapley, of, to share her advice on how to successfully raise your credit score.

Tonya Rapley is the Millennial Money Coach and has been deemed the “New Face of Wealth Building” by Black Enterprise Magazine.

Priding herself on being financially savvy and fabulous, Tonya became a Certified Financial Educator after improving her credit score by 130 points in 18 months and significantly growing her investment portfolio and savings. Upon realizing she had a knack for personal finance she embarked a mission to inspire others to take control of their future.

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On today's episode of the His & Her Money Show, we feature a great story from Carrie Smith of Careful Cents. She accomplished a major feat by eliminating $14,000 of debt in just 14 months!

Since that time, she has become an entrepreneur and found herself back in debt for the second time. Carrie shares her story and her plan to eliminate all of her debt for the second time around.

Carrie is a financial artist, writer, and the founder of Careful Cents. Her goal is to design a life that revolves around her passions and reducing the stress of the traditional workplace. She’s written for sites like Yahoo! Finance, The Huffington Post, and is the content editor and manager for several business blogs. 

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Credit card debt is something that most have experienced or are currently experiencing. You would be hard-pressed to find someone who doesn't at least, have a couple of pieces of plastic in their wallet.

Unfortunately, the easy access to credit cards has left many people drowning in credit card debt. On today's episode of the His and Her Money Show, we have a special guest by the name of Grayson Bell from Grayson has successfully paid off $50,000 of credit card debt, to become completely debt-free.

He stops by today to share his story and offer advice as to how you can follow in his footsteps to become debt-free yourself. You can follow Grayson on FacebookTwitter, and Pinterest.

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Are you curious, as to whether or not banking with an internet-only bank is a viable option? Don't worry, you're not alone.

It seems like online-only banks have a mystique about them, which leads to both intrigue and trepidation. We personally have held savings accounts at various online-only banks, and have had nothing but positive experiences thus far.

To break down the ins and outs of banking with internet-only banks, we reached out to Erin Lowry to share her expertise. Erin is the founder of, where she uses sarcasm and humor to explain basic financial concepts to her fellow millennials. Erin lives in New York City and works for

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Student loan debt has a firm stranglehold on many people's financial futures. We know that many of you feel a great sense of hopelessness and despair, whenever the topic of student loan debt is even mentioned.

With that thought in mind, on this episode of  The His and Her Money Show we speak with a special guest by the name of Shannon Brown from, who successfully eliminated all of her student loan debt. The best part is, that she did it just 9 months!


What You Will Learn

  •  How just adding $39 a month to their debt payment fueled them to financial freedom.
  • How her family became debt-free despite only having one income.
  • Creative ways they were able to save money during the process.


Resources Mentioned

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Do you want to be wealthy? Of course you do, that's a no brainer, right? We all have ambitions to exceed our current financial situation, and end up being featured on the next episode of MTV Crib' that show even on anymore?

Speaking of celebrities, to gain some insight into what it takes to become wealthy, we reached out to the "Hip Hop Financial Advisor" Rob Wilson from

Rob Wilson is a financial advisor at an independent financial and investment advisory firm based in Pittsburgh. He received his bachelor's degree in Industrial Engineering from the University of Pittsburgh, and his Masters in Business Administration from Carnegie Mellon University. Some of his clientele include rapper Tyga, R&B/Rap artist Ryan Leslie, and NFL stars Hakeem Nicks, and Terrence Cody, just to name a few.

Direct download: HNH016.mp3
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Recently Dave Ramsey released a brand new book entitled "The Legacy Journey". Not only did we pick up the book, but we even went to see a simulcast of Dave speaking about The Legacy Journey live.

The material was so inspirational that we reached out to Dave Ramsey's team about coming on to break down what The Legacy Journey is all about. Fortunately for us, Pastor Chris Brown who is Dave Ramsey's expert on the topic of stewardship agreed to come on the show.

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No matter what age you are, the perfect time to get out of debt is right now. Don't fool yourself into thinking that you will start getting out of debt "one day". If you take on that mentality, that day will never come. If you think you are way too young to be worrying about your debt, today's show is just for you.

In today's episode of the His & Her Money Podcast, we have an interview with Jessi Fearon from She shares her phenomenal story of paying off over $30,000 of debt even before hitting the age of 30.

Direct download: HNH012.mp3
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