A sizable amount from a savings account and a small amount of money from a lawsuit settlement were the two methods that our guest today used to pay off her $62,000 debt in a little over a year. 

Kiara lost her job right when she had a plan to pay off her student’s loan debt in 8 years or maybe 5 years if she worked hard enough. But that suddenly took on a different turn when she suddenly got fired and she had to sue her former employer. 

Kiara shares how being an avid saver helped her pay off her debt faster even when she did not have a stable job. She also shares how the sacrifice of living at home helped her pay off her debt faster than most people.

Listen in to learn how Kiara has a principal of saving 10% of her income whether she is employed, underemployed or unemployed. You will also learn how she used the snowball method when consolidating her loans- which is basically paying off the smaller loans with the largest interests first.

Resources Mentioned

• The Richest Man in Babylon by George S. Clason

Focus Groups:

• Focus Point Global
• Schlesinger
• Lucas Market Research

Brand Ambassador Program:

• Fusion Event Staffing
• ATN Event Staffing
• Havas Street

A couple needs to be on the same page when it comes to major decision making like paying off debt, which is what our guests today did to finally pay off theirs. 

Marek and Kothney-Issa were initially living life to the fullest, enjoying their marriage without caring about the debt. This was until Marek came across Dave Ramsey on the internet and brought the matter up with his wife. 

They share the strategy they used to pay off their $120k worth of debt in 24 months. They also share why they decided to live in a tiny house and why they believe it’s a good investment.

Listen in to learn why you might be spending more money than you need monthly and why you need to do the math to start paying off that debt. You will also learn how you can still have a strong marriage even when working multiple jobs.

Cutting off expenses drastically, budgeting, and keeping a spending record were some of the major steps that saw today’s guest pay off her debt in less than 2 years. 

Tracie is a 100% self-employed freelance photographer who only got serious about paying off her $75,000 debt in August 2018. The overwhelming burden of debt prompted her to take the necessary action.

Tracie shares how being a self-employed entrepreneur with an unstable income became her excuse for making slow debt repayments. She also shares how listening to other people’s stories on the His and Her Money show brought her to the realization that she wasn’t doing enough to finish off her debt.

Listen in to learn how you can also pay off your debt even without a stable income. You will also learn how to raise your rates as a freelancer, and ask for what you deserve which might be of huge help in paying off that debt you owe.

From a young age, both Chris and his wife had the anti-debt mentality, which helped drive them to early retirement, and to be successful before their wedding day.

This level of commitment can be replicated by taking a step back and looking at taxes, payment plans, finance, etc. from a different perspective.

In this episode of the His & Her Money Show, you will hear about the amazing story of Chris Mamula, and how he retired at “41”.

RESOURCES MENTIONED

• Can I Retire Yet
• ChooseFI Podcast
• ChooseFI: Your Blueprint to Financial Independence 
• Chris Mamula’s Twitter

Today we have Rob and Melissa to introduce us to Flea Market Flipper, and the strategies to turn something that has been thrown away or neglected, into something valuable. 

Incredibly, they have managed to turn this hobby into a profitable business and have encouraged many to do the same. It’s that simple, but not easy to accomplish.

In this episode of the His & Her Money Show, you will hear about the incredible journey that Rob and Melissa have taken, and how the Flea Market can be of value to you.

RESOURCES MENTIONED

• Flea Market Flipper
• The Flea Market Flipper University
• Flea Market Flipper YouTube

Supplementing your income with a side hustle can make a world of difference when it comes to paying down debt or boosting your savings. Today’s guest has been able to do both. 

After Julie and her husband paid off over $90,000 in debt, she was able to take her side hustles to another level when she started to make money on Etsy.

As a new mom balancing a full-time job and two other side hustles including her blog, Millenial Boss and show the Fire Drill Podcast, Julie has managed to add an additional $6,000 to her income since starting her Etsy store, The Swag Elephant.

Julie shares what she's learned in starting up this lucrative hustle and how with the use of digital products, she’s been able to create a semi-passive flow of income for her and her family.

Listen in to learn how you can do the same and why established platforms like Etsy are prime for launching any good product— even if you don't have one crafty bone in your body.

Resources Mentioned:

• E-Printables Side Hustle Course
• Power Couples University
• Fire Drill Podcast
• How Julie paid off $100,000 in debt

Ladies, if a man confessed to having a huge debt while you are dating, would you go ahead and marry them? Many ladies would never give it a shot. The fear of getting into a marriage and bringing in debt is real!

Today on the show, we have a couple that did not allow debt to stop them from getting married. Alfred brought in a debt of $145,000, while Felice made sure that she brought in no debt. When they got married, they agreed on aggressively paying off Alfred’s debt.

They went headlong into their debt freedom journey when they came to a point where they felt the need to pause their efforts. Tune in to find out the powerful reason why and the lessons they've learned along the way.

Resources Mentioned: 

• Frugal Freddy Website
• 8 Essential Steps to Getting out of Debt

Bill’s story is a little different from the other stories you may have heard on the His & Her Money Show.

That’s because Bill’s (aka Billy B.) story starts off with a 10-year sentence….but it ends with a $300,000 net worth and marriage at the end. 

Bill survived a 10-year prison sentence and a life of partying, drugs, and addiction to become an entrepreneur, speaker, investor, and owner of the Wealth Well Done blog.

You can find out more about him on his website,  Facebook, or Twitter.

One of the reasons most of us don’t want to tackle the debt is fear. We don’t want to risk failure.

Najee and Jennifer don’t see it that way.

They see the risk in NOT tackling your debt and they share why in this episode.

They share their journey and the unique strategies that took them from $80,000 down to $11,000 in student and car loans in just 3 years.

WHAT YOU WILL LEARN 

• How Najee and Jennifer both got on board with their debt freedom budget, even though they have different spending styles
• The one thing that put Najee and Jennifer on track to cut their debt
• Why they automated the spending process to control their finances
• Why Najee and Jennifer chose not to travel during their debt-free journey
• The big mental switch that helped Najee switch from being a spender to a saver in their debt-free journey
• Why a vacation may not be what you think
• Jennifer’s and Najee’s unique strategies to stay on the debt-free track
• Encouraging your spouse or partner during their debt-free journey
• An easy-to-use visual reminder to help you stay on track with debt
• What to do when you make a mistake during your big-free journey

RESOURCES MENTIONED

• Smart Money, Smart Kids 
• Total Money Makeover

There are plenty of courses that teach you how to “run the numbers” when it comes to picking stocks on Wall Street, but there are very few people talking about the two most essential factors behind those numbers, discipline, and behavior. 

This is why Dr. Crosby and the His & Her Money tackle the issue of your brain and investing. The more you know about your mindset and behavior toward money is a powerful skill that will return a nice profit to your wallet.

WHAT YOU WILL LEARN 

• Passing on financial literacy to the next generation
• Helping the next generation start investing- -and why they should start early
• Why is investing in Wall Street so complicated?
• Why investing is great for fund managers, but no so great for the average individual investor
• What kind of investments should we be looking at?
• Why expenses are very important in investing
• How to diversity your portfolio...and why it should be a global 
• How to deal with psychological roadblocks that keep you from investing
• Why you should invest in more than stock (aka yourself)

RESOURCES MENTIONED

• The Behavioral Investor
• Dr. Daniel Crosby’s previous episode on The His & Her Money Show
• Motley Fool
• Morning Star
• The Retirement Gamble