The His and Her Money Show

A couple committed to a debt-free journey is a force to be reckoned with…

In this “In the middle” episode, we talk with Walter and Latasha about the strategies and inspiration that helped them knock off $22,000 out of their $66,000 worth of debt within months. 

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • Why Walter and Latasha decided to make their debt-free journey a family affair 
  • The sacrifices Latasha and Walter made to stay on their debt freedom plan
  • Getting your spouse on board when you’re on a debt-free journey
  • Why April decided to sell her home (for a good profit) to knock thousands of dollars in debt
  • The big step Walter and Latasha took to save money while paying off debt
  • How to adjust your debt freedom plan with your pay schedule
  •  The mindset shift about debt that transformed how Latasha and Walter felt about the debt
  • The medical wake-up call that helped Latasha see the importance of having a back-up plan
  • The financial legacy Walter and Latasha wants to leave for their children
  • Walter and Latasha’s plans for the future
  • Finding opportunities to pay for your goals while paying off your debt at the same time
  • Dealing with emergencies and new bills on your debt freedom journey
  • Why your debt-free journey affects more than you

 

RESOURCES

Direct download: FINAL20Walter20and20Latasha20Samuel20Episode.mp3
Category:general -- posted at: 12:00pm CST

When it comes to commitment in the debt-free journey, there is commitment...and then there is the April Wesley level of commitment.

This is the kind of commitment that led April to do whatever it took to kick debt out of her life. Whether that was selling her car and riding the bus until she could afford to buy one, adopting a zero-based budget and not going over that budget even if she only had $3.00 left for food that week.

In this episode of the His & Her Money Show, you will hear about the incredible “getting out of debt” story of April Wesley. 

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • The life-altering moment that made April become a debt fighter
  • The important resource April turned to feed her new debt-free financial mindset (Hint: You’re reading about it right now)
  • The first steps April took to begin her debt-crushing lifestyle
  • Why you need boundaries in your personal finance journey
  • The unique way April built a money mindset while broke
  • The dramatic step that April took that shocked everyone
  • How to sell your car for the highest price...even if you still owe money for it
  • Dealing with criticism on your debt-free journey
  • Why April decided to sell her home (for a good profit) to knock thousands of dollars in debt

 

RESOURCES

Direct download: FINAL20April20Wesley20Episode.mp3
Category:general -- posted at: 6:30am CST

In this episode, Bart and Felicia talk about the process of going from having hundreds of thousands of dollars in debt to a debt-free lifestyle that is creating an entirely new reality for the financial future of their family. 

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • The importance of having an accountability partner in your debt-free journey
  • How to deal with the fear of a budget
  • How to deal with the fear of facing your debt
  • The strategy Bart and Felicia used to knock out $35,000 in debt in just 6 months
  • How Bart and Felicia tackled a $100,000+ mortgage
  • Why you need to have fun while you’re cutting your debt
  • How Bart and Felicia dealt with social pressure to remain financially disciplined
  • Telling your family and friends about your debt-free journey
  • Felicia’s and Bart’s next ambitious goals
  • The impact Felicia’s and Bart’s financial decisions will have on the financial future of their kids

 

RESOURCES

Direct download: Final_Edit_Bart_and_Felecia_Episode.mp3
Category:general -- posted at: 6:30am CST

Jason and Desiree are another couple in the middle of their debt journey, but their story (like everyone else’s) is unique. 

In their situation, Desiree and Jason are tackling student loans and mortgage along with medical bills, credit card debt, and more. Despite all of this, they have tackled the medical bills, car loans, credit cards, and have an eye on knocking out the rest.

 

WHAT YOU WILL LEARN 

  • How Jason and Desiree finally committed to a debt-free journey after trying inconsistently for years
  • How to balance saving and spending
  • Budgeting strategies to balance budgeting and saving
  • The hardest part of being in the middle of a debt-free journey
  • How to deal with haters and naysayers (and people who just don’t know) on your debt journey
  • How do you adjust your debt when emergencies (like a new baby) happen?
  • Keeping your partner accountable during your debt-free journey
  • How to avoid arguments with your partner when you have different spending happens

 

RESOURCES MENTIONED

Direct download: FINAL20Jason20and20Desiree20Episode.mp3
Category:general -- posted at: 6:30am CST

On today’s episode of The His & Her Money Show, we talk with Lawrence Gonzalez about building a comprehensive wealth that builds a new family legacy.

In the pursuit of a good career, Lawrence’s net worth was a negative six figures. With hard work and plan that started with an embarrassing credit card moment in the store, Lawrence is pulling himself out of debt and has a positive, 6-figure net worth.

On top of that, Lawrence is using the lessons and experiences from his childhood to maximize every cent of his money through a variety of tools including Health Savings Accounts (HSAs), 401Ks, rental income, house hacking, and more. 

 

WHAT YOU WILL LEARN

  • How Lawrence moved from a net worth of NEGATIVE six figures to a POSITIVE six figures
  • The wake-up call moment that pushed Lawrence to take ownership of his money
  • The sneaky little financial habits that were destroying Lawrence’s money goals
  • The steps Lawrence took to start taking ownership of his money
  • How Lawrence ended up moving from an estimated $20,000+ salary to $64,000 in a year
  • The importance of mindset when you’re making financial moves for the better
  • The lessons and experience Lawrence used to help him today
  • Why personal finance should be about YOUR personal finances
  • What is a “Net-Max” plan?
  • Why we should prioritize our money to fit our definition of happiness
  • Finding ways to increase savings with the money you already have
  • How Lawrence is using rental income to fund his mother’s retirement  and change his family legacy
  • Lawrence’s secret strategy for real estate investment
  • The triple tax advantages of HSA’s

 

RESOURCES MENTIONED

 

Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy. Also, agents are standing by to help you determine the best coverage to fit your family’s needs.

Visit  HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Direct download: FINAL20Lawrence20Gonzalez20Episode.mp3
Category:general -- posted at: 6:30am CST

In this episode of the His and Her Money Show, we talk with Marcia about her debt-free journey. We’ll cover how faith sparked Marcia’s drive to get rid of her debt, how she stayed on track, and what she is doing now as a person free of debt.

 

WHAT YOU WILL LEARN 

  • How faith pushed Marcia Armstrong to finally take care of her debt
  • The tools and resources Marcia you used to start getting out of debt...and remain out of debt
  • How to increase your income  to help you pay off debt faster
  • How Marcia celebrated that last payment that set her free from debt
  • How Marcia developed a public speaking career from scratch
  • How to stay accountable during your debt-free journey
  • What she is enjoying after becoming debt-free
  • Why Marcia says getting debt-free was bigger than one person

 

RESOURCES MENTIONED

 

Direct download: FINAL20Marcia20Armstrong20Episode.mp3
Category:general -- posted at: 12:00pm CST

On this episode of His & Her Money, we sit down with Terrence and Erica to discuss how they’ve invested in their financial education to build their portfolio from one, duplex investment to owning multiple real estate, insurance, and property management businesses.

 

WHAT YOU WILL LEARN

  • The difference between sweat equity and check equity
  • How to learn and grow with your business
  • How to increase your real estate investment returns
  • The importance of asking questions
  • Maximizing value in rentals
  • How making mistakes can be an investment in your own education

 

RESOURCES MENTIONED

Direct download: FINAL20Terrence20and20Erica20Episode.mp3
Category:general -- posted at: 6:30am CST

There are debt-free stories, and then there’s the story of Freddie and Sahirenys.

This couple was not only able to clear $90,000+ in debt but also saved enough money to leave their jobs, start a business, get married, and raise two kids.

On top of that, Sahirenys and Freddie did this in 5 years!

 

WHAT YOU WILL LEARN 

  • Why your debt-free journey and budgeting approach should be personal to your situation
  • How the Recession affected the way Freddie and Sahirenys looked at their debt
  • Having conversations with your partner to make sure you are focused on the same financial goals
  • Changing the conversation about student loans: The conversation Freddie and Sahirenys had about student loans 
  • How the Recession changed Sahirenys and Freddie’s approach to a debt-free life
  • How Sahirenys and Freddie set up an emergency fund while building a business and raising a family
  • How they dealt with a family medical emergency...and kept up with their debt freedom plan
  • Developing skills that allow you to get multiple jobs
  • What to do about personal finance when your life doesn’t fit the textbook
  • Why families of color need to share their debt freedom stories and have access to the right resources
  • Balancing short-term and long-term needs in your budget as a couple
  • The High 5 Banking Method

 

RESOURCES MENTIONED

 

Direct download: FINAL20Freddie20and20Sahirenys20Episode.mp3
Category:general -- posted at: 6:30am CST

Sometimes, beginning your debt-free journey requires making some financial mistakes.

Danielle Martin, a single, recently graduated college student, had to get herself about 39k in student loan, car loan, and credit card debt before she finally shifted her mindset and took steps towards paying off her debt.

Although she left college with 13k in student loan debt, about six months out of college, she not only moved out of her parents’ house and into an apartment, sending half of her paycheck to rent, but also decided to buy a car, taking out another 23k in loans. 

She had more than doubled her debt within her first month of moving into an apartment, and rather than saving up and paying it off, she continued to spend her money on shopping. It wasn’t until both her debit card and credit card had been declined that she finally realized she needed to make some lifestyle changes.

 

WHAT YOU WILL LEARN

  • Shifting your mindset to take steps towards eliminating debt
  • Staying motivated by celebrating every win
  • Making sacrifices early to invest in your future

 

RESOURCES MENTIONED

 

Direct download: FINAL20Daniel20Martin20Episode.mp3
Category:general -- posted at: 6:30am CST

In this episode of “In the Middle,” we talk to Anthony and Luan, a couple that has just finished paying off 15k of credit card debt in the past 7 months.

They are still “in the middle” of their debt-free journey, and they now plan to take on their student loans and mortgage in the hopes of eliminating all debt.

 

WHAT YOU WILL LEARN

  • How to surround yourself with debt-free influences
  • How to cut back and only spend money on necessities
  • Steps to have conversations with a partner about debt
  • Tips to prioritize needed purchases
  • How to hold each other accountable as partners to stay focused
  • How to change your perspective on paying off debt as an investment in the future rather than paying off the past

 

RESOURCES MENTIONED

Direct download: FINAL20Anthony20and20Luan20Episode.mp3
Category:general -- posted at: 6:30am CST

So often, paying off debt can leave you thinking of the past - past spending, previous loans, perhaps past mistakes. But what if you approached paying off your debt as investing in your future?

In this episode of His & Her Money, we sit down with Zach Pursley, a flight attendant for Delta Airlines. With over $47k of debt paid off within less than three years, Zach is proof that, with the correct mindset, determination, and, at times, sacrifice, it is absolutely possible to become debt-free in a short amount of time.

 

WHAT YOU WILL LEARN

  • How to make small sacrifices to live frugally
  • How to move home to save money
  • Ways to set up a money-saving budget
  • How to prioritize which loans to pay off
  • Keeping a positive attitude and approach to paying off debt
Direct download: Zach_Pursley_Updated_Episode.mp3
Category:general -- posted at: 6:30am CST

On today’s episode of The His & Her Money Show, we talk with passive real estate investing guru and podcaster, Marco Santarelli.

If getting into real estate investing is something that you’ve always wanted to do, but never made the leap Marco Santarelli is a voice you need to listen to. In this episode, Marco shares the story of how and why he got into real estate investing at the early age of 18. 

Marco also takes time to break down the principles of real estate investing in his “10  Rules of Successful Investing”. These rules cover the principles of long-term real estate investing at a level that any beginner with a potential rental property can understand.

He explains how to set investment goals, how to calculate profits, and how to set up your real estate team for success.

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • Why Marco started investing at 18 and what he learned from the process
  • The biggest mistake he made on his first rental property
  • Why is real estate a good investment?
  • The 10 Rules of Successful Real Estate Investing
  • How to educate yourself as a real estate investor
  • How to set investment goals
  • How to calculate profit from your real estate deals
  • How can we know if a real estate deal looks good on paper?
  • Should I have more than one bank account?
  • What does “market agnostic” mean?
  • The importance of hiring the right team for long-distance investing
  • The top-down approach when picking a real estate property
  • Diversifying your portfolio
  • Signs of a good (and professional) property management company
  • How to manage your real estate team for success

 

RESOURCES MENTIONED

Direct download: Finalized_Marco_Santarelli_Episode.mp3
Category:general -- posted at: 6:30am CST

Kyle Depiesse and his wife were deep in debt when a single search into his life-to-date income launched him into a thirty-eight-month journey to completely eliminate his debt. Since then, they have paid off two mortgages and a car loan, totaling up to $380,000 of debt. 

 

WHAT YOU WILL LEARN

  • Ways to communicate with and motivate a partner to tackle debt and make life changes
  • How to stay connected and inspired by your goals and dreams
  • How to set and celebrate smaller milestones
  • Tips to budget on an irregular income
  • How to live below your means
  • How to increase your income by capitalizing on your own value
  • Strategies to set your partner up for success as a stay-at-home parent

 

RESOURCES MENTIONED

Direct download: FINAL20Kyle20Depiesse20Episode.mp3
Category:general -- posted at: 6:30am CST

On today’s episode of The His & Her Money Show, we talk about investing, but not from the perspective you might expect. We talk with Danielle Town, daughter of the investing legend, Phil Town, about the other side of investing.

Danielle Town, who calls herself a “non-natural investor”,  shares why we need to consider our emotions when we invest and how to use that knowledge to our advantage.

She also shares a unique investing strategy (used by Warren Buffett, himself) to take as much stress as possible out of investing.

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • Why investing can feel scary...even for a corporate lawyer and the daughter of a very famous investor
  • Dealing with rational and irrational fear in investing
  • How to move past the fear of investing
  • Becoming comfortable with investing...even if you aren’t a numbers person
  • Why should we learn about investing anyway?
  • What is inflation?
  • What is value investing?
  • Why value investing is a good investment for “set it and forget it” and non-natural investors
  • Charlie Munger’s 4 principles of successful value investing
  • How do you pick a good company to invest in?
  • When you should (and shouldn’t) use your emotions to guide your investment decisions
  • How do you deal with the emotional roller coaster of investing news?
  • Understanding your emotional connection to money

 

RESOURCES

Direct download: FINAL20Danielle20Town20Episode.mp3
Category:general -- posted at: 6:30am CST

On today’s episode of The His & Her Money Show, we talk about a unique business opportunity that you might not have heard about, being a mobile notary.

While the job of “mobile notary” doesn’t get a lot of press, it gets a lot of work. As the owner of a notary agency and notary training school, Andre Hatchett will tell you, notaries are needed everywhere. 

Mobile notaries are needed to witness documents, sign loans, verify wills, take fingerprints, and much more.  Mobile notaries can make good money, whether they work part-time or full-time.

In this episode, Andre shares everything you need to know to get started right after you listen to the podcast episode. He covers how to get into the business (and why he decided to become a notary), how much money you can expect, how to get training, and how to grow your business through marketing and specialization.

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • What is a notary?
  • How do I become a mobile notary?
  • Can you make a full-time income from being a notary?
  • How much can you really make as a notary?
  • What makes a successful notary?
  • How much time do you have to spend to make this profitable?
  • Secure at your job vs “self-employed”: Dealing with criticism as an entrepreneur
  • What safety precautions can mobile notaries take?
  • Insurance and tools: What kind of tools do I need to be a mobile notary? Do I need insurance?
  • Should  I have a website?
  • Is there still space in the market for someone just starting out?
  • How do you grow as a mobile notary?
  • Are the mobile notary services that bring in more money?
  • How do you upsell notary services?

 

RESOURCES MENTIONED

 

Direct download: Final_Version_Andre_Hatchett_Episode.mp3
Category:general -- posted at: 6:30am CST

When it comes to becoming a millionaire, most of us think it’s possible only under a few circumstances:

  1. You own a really big business or create a super successful product
  2. You win the lottery
  3. You have a very, very rich family

But Bryce Leung and Kristy Shen didn’t fall into any of those categories. Kristy had moved to the middle class from poverty. Bryce was a middle-class engineer who was trying to move up the ranks of what he thought was the American dream. Both Kristy and Bryce were just a middle-class couple who had enough of the rat race...and they became millionaires and retired.

Did we mention that they were only in their 30’s? 

 

WHAT YOU WILL LEARN 

  • How did this couple come up with the idea that they could become millionaires?
  • Christy’s journey from living on 44 cents per day in China to a millionaire
  • The reason Christy decided she had to get out of the rat race and make money a new way
  • The resources Kristy and Bryce used to get started on their journey to a million dollars
  • Why retirement isn’t about age
  • The easy 4% rule that Christy and Bryce suggest to calculate your retirement number
  • Why Bryce chose to invest in index funds as one of his million-dollar strategies
  • Why Bryce and Kristy decided NOT to buy a house as an investment (when everyone else they knew was)
  • How Kristy’s early experiences in poverty were a strength...and liability to a wealth mindset
  • Why the survival mindset helps you survive in the short term but hurts your money in the long term
  • How Kristy and Bryce joined the strengths of their backgrounds to become a wealthy couple
  • Why you must rely on yourself to get your financial freedom
  • How to deal with a saver that starts getting rich
  • The importance of creating your own financial freedom  your way
  • Why you can start your path to a million-dollar future today
  • Wealth-hacking habits that will save money without hurting the quality of your life
  • Wealth-hacking habits to make money while you’re traveling
  • Why financial peace of mind is good for your health and society
  • Why Kristy and Bryce are passionate about creating more wealth builders

 

RESOURCES MENTIONED

Direct download: Quit_Like_A_Millionaire_Updated_Episode.mp3
Category:general -- posted at: 6:30am CST

This debt-free story focuses on getting on the same financial page as a married couple. Both Ashley and David Garrison were trying to live the American Dream.

They ended up over $75,000 in debt.

Getting to a debt-free lifestyle took some adjusting, however. As Ashley shares, creating a budget and budget meetings was something David and Ashley had o adjust to. But once they did, they ended up paying off their debt in less than 2 years. 

 

WHAT YOU WILL LEARN 

  • How to convince your spouse that debt is a problem 
  • Staying encouraged and persistent while talking with a reluctant spouse about debt
  • Staying motivated when you’re beginning on your debt-free journey
  • Handling money resentment and strife as a couple 
  • The importance of faith in Ashley and David’s debt-free journey
  • Having budget meetings as a couple
  • Dealing with your partner when budget meetings get intense
  • The unique ways David and Ashley saved and made money on their debt-free journey
  • Allocating new money to your budget after you start making money
  • Why Ashley and David left room in the budget for fun and relaxation
  • Why Ashley and David chose the debt snowball method (and why you should consider it too!)
  • Future goals of David and Ashley as a debt-free couple

 

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Direct download: Updated_Ashley_Garrison_Episode.mp3
Category:general -- posted at: 6:30am CST

Finances can often put a strain on relationships - however, when Josh and Elisha decided to combine their finances, they embarked on a journey that not only led them towards paying 30k of debt within eight months but also brought about new conversations that strengthened their relationship.

In this episode of “In the Middle,” Josh and Elisha are here to share what led them into debt, how they began their journey, and how they’ve held themselves accountable.

 

WHAT YOU WILL LEARN

  • How to hold each other accountable by combining finances
  • How your debt-free journey can strengthen your relationship
  • Adding side hustles for additional income
  • Keeping your goals visual and tangible
  • How simply saying ‘no’ can contribute to your debt-freedom
  • Automatically saving towards an emergency fund

 

RESOURCES MENTIONED

Direct download: FINAL20Josh20and20Elisha20McGhee20Episode.mp3
Category:general -- posted at: 6:30am CST

On this episode of The His & Her Money Show, we cover a story of someone who is “in the middle” of their fight to be financially free. Sruti Basu had close to $50K in debt and knew that she needed to make a change. 

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • Paying off debt when you have a lower salary
  • First steps Sruthi took to control her financial destiny
  • Keeping a balanced life when you’re on a budget
  • Crafting the unique side hustle that works for you
  • Talking about money with your partner in a healthy way
  • Dealing with distractions and challenges along the way
  • Treating yourself when you reach a financial milestone

 

RESOURCES

Direct download: Sruthi_Basu_Updated.mp3
Category:general -- posted at: 6:30am CST

When it comes to talking about money in a relationship, most of us focus on the numbers. Very few of us focus on the words we’re using.

That’s the lesson, Tarra Jackson aka “Madam Money” has for us today. As she shares in the podcast and her book, our money habits create a money “language”.

This language is the lens through which we have money conversations.

 

WHAT YOU WILL LEARN 

  • How financial institutions are making money off your bad financial habits
  • How your credit score can cost you more money
  • Two ways you can avoid paying extra money to the banks
  • How to handle “money misunderstandings” in your relationships
  • The four basic money  “languages”
  • The two basic types of spender and saver
  • Why the way we talk about money matters more than you think
  • How do I talk to someone with a different money ‘language’ than me?
  • How do I begin to have the “money conversation” with my significant other?
  • What is a “money date”?
  • Can the way you use money change over time?
  • Why single adults need to read relationship and finance books for couples

 

RESOURCES

 

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy.

Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit  HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Direct download: FINAL20Tarra20Jackson20Episode.mp3
Category:general -- posted at: 6:30am CST

In this era, “debt-free” and “going to college” are two words that never sound like they should go together, but Anthony O’ Neal believes that they can.

He also believes that we should stop allowing debt to enter the “college conversation” in the first place.

Anthony O’Neal shares why he takes this hard stance about debt and college and the steps you can take today to prepare your child for a better financial future.

Anthony also takes it a step further.

He also covers what parents can do if they are currently facing an “I don’t have enough (or anything) saved for my kids” situation. He shares what they can do to get their child ready for a brighter (and debt-free) future. 

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • Why it’s so important for students to go to college debt-free
  • How to break up with the idea that you need a student loan to go to college
  • How early should I prepare my kids for college?
  • How do I pick the right college that is affordable and valuable to my child’s future?
  • What conversations should we have with our kids about college?
  • What resources are out there to help parents and children make more informed decisions about college?
  • What if we haven’t saved enough for college?
  • Tips for managing your social media before & during your college years
  • What Anthony does each morning (and believes we should do) to own our morning

 

RESOURCES 

Direct download: FINAL20Anthony20Oneal20Episode.mp3
Category:general -- posted at: 6:30am CST

F.I.R.E. is a movement and community centered around developing a healthy and sustainable framework for your relationship with money.

Scott and Taylor, the creators of Playing with FIRE, are on the show to talk about their journey towards financial independence, and how they hope to spread the FIRE movement and help others become more financially literate.

 

WHAT YOU WILL LEARN

  • The F.I.R.E. framework
  • How to begin FIRE based on your values
  • Where to cut back on expenses
  • How to use a retirement calculator
  • Setting achievable goals
  • The importance of understanding financial literacy
  • Investing in broad-based, low-cost index funds

 

RESOURCES MENTIONED

Direct download: Playing_with_FIRE_Updated.mp3
Category:general -- posted at: 6:30am CST

On today’s episode of The His & Her Money Show, we celebrate the victory and journey of Sherika Wynter, a product manager/teacher/business owner/speaker who turned a bad financial situation into a lesson in persistence, creativity, and grit.

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • Why we need to be financially prepared for the uncertainties of life
  • The two situations that almost financially wiped Shericka out
  • How Sherika successfully negotiated with insurance companies to cut an unfairly expensive medical bill
  • Strategies Sherika used to stay financially responsible after she committed to getting debt-free
  • The side hustles Sherika used to bring in more income while she was paying down debt
  • How Sherika balanced a full-time job, a side hustle, and more to reach her goal
  • Ways that Sherika leveraged her network to get even more money
  • How she dealt with friends, family, and distractions while staying financially disciplined
  • Dealing with family and friends who don’t agree with financial decisions
  • Not accepting the status quo for your financial life
  • Advice Sherika gave to her younger brother (and everyone) about student loans
  • How Sherika is giving back
  • The new financial freedom and journey Sherika is on, now that she is debt-free

 

RESOURCES

Direct download: Shericka_Wynter_Interview.mp3
Category:general -- posted at: 6:30am CST

On this episode of The His & Her Money Show, we talk with The Downing Brothers (Anthony & Anton Downing) of HGTV’s “Double Down ” about flipping houses, rehabbing, and all things real estate.

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • How to flip real estate using an FHA (Federal Housing Authority) loan
  • Requirements of the FHA loan
  • The business principles behind the side hustle of real estate investing
  • Cheat codes to getting faster approval of your loans
  • Workarounds to getting more than FHA loan so you can get more cash flow in less time
  • The importance of persistence in real estate investing (Very important for beginners!)
  • Tips for adding  value to a home to increase it’s worth
  • How do you find the right properties and neighborhoods to invest in?
  • Good and bad signs of a good real estate deal
  • The “Driving for Dollars” technique to make sure you’re seeing a real estate deal from all angles
  • Building your real estate investing “success team”
  • Successfully vetting the people on your real estate investing team (i.e. contractors, realtors, etc.)
  • Building relationships with property managers and the community to decrease the headaches of investing
  • Why it’s more expensive to buy cheap and take shortcuts when rehabbing a house
  • What to do when bad things happen in real estate investing...and how to prepare for them in advance

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Today’s show is sponsored by Fetch Rewards. Fetch Rewards offers users free rewards on groceries, just by scanning their grocery receipts! Listeners get 2,000 points when they use the code HNHM after signing up and scanning their first receipt.

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Direct download: The_Downing_Brothers_Interview.mp3
Category:general -- posted at: 6:30am CST

On this episode of “In the Middle,” we talk to Ashonzay and Ellie, a couple that has combined their debt-free journey with their health and lifestyle changes. They are the founders of Debt Free & Fitness, and their mission is to help people live a healthy lifestyle with both their finances and their bodies. 

Ashonzay and Ellie came from different financial backgrounds, and consequently, they entered into their relationship with very different financial situations. In total, their debt began at 120k, with most of it coming from Ashonzay, and within the past 6 months, they have reduced it by about 26k. 

Ashonzay openly shares about his hesitation to be transparent with Ellie about his debt, feeling ashamed, embarrassed, and fearful that it might negatively impact their relationship. In response, Ellie sets an incredible example of acknowledging her privilege, showing compassion, and accepting responsibility for her future husband’s debt.

 

WHAT YOU WILL LEARN

  • How to accept and understand your partner’s debt
  • How to have a conversation with your partner about your debt
  • Becoming financially transparent prior to marriage
  • Creating discretionary budgets to make budgeting sustainable
  • Organizing budgets and savings towards multiple goals
  • Cutting back on excess spending
  • Meal prepping to help both the budget and health
  • Living intentionally while avoiding burnout
  • Building a debt-free community
  • Finding joy in things that don’t cost money
  • Pushing through non-motivation and remembering your “Why”

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Direct download: FINAL20Ashonzay20and20Ellie20Episode.mp3
Category:general -- posted at: 6:30am CST

On this segment of “In the Middle,” we’re here with Elsie and Von - a couple that started off with almost $125,000 of debt and, within a year and a half, have cut down their debt to $58,000.

They’re a couple with three kids, two properties, and a plethora of past challenges who are in the middle of tackling their debt on their journey towards debt freedom.

 

WHAT YOU WILL LEARN

  • The importance of communication and teamwork for couples
  • The difference between regular and student loans
  • How to get your spouse on board with paying off debt
  • How to work through grief and challenges in a partnership
  • Prioritizing mental health before addressing financial changes
  • Talking to friends and family about debt journeys
  • Making small changes to save money
  • How to stay accountable and motivated

 

RESOURCES MENTIONED

Direct download: FINAL20Elsie20and20Von20Episode.mp3
Category:general -- posted at: 6:30am CST

In this episode of His & Her Money, we sit down with Rashauna Scott, a real estate investor in Chicago. Her interest in financial freedom was sparked at a career fair during high school, and since her teenage years, with grit, determination, and a whole lot of self-investment, she has built up a successful real estate career.

 

WHAT YOU WILL LEARN

  • How to find mentors and partners in real estate investment
  • How to get started in real estate investment with limited finances
  • Strategies to pinpoint what assets you can bring to the table in real estate
  • How to create a strong business partnership
  • How to determine whether or not a property would be a good deal
  • Where to find properties
  • How to leverage the bank and lender to invest in a property

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Today’s show is sponsored by Fetch Rewards. Fetch Rewards offers users free rewards on groceries, just by scanning their grocery receipts! Listeners get 2,000 points when they use the code HNHM after signing up and scanning their first receipt.

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Direct download: Rashauna_Scott_Episode.mp3
Category:general -- posted at: 6:30am CST

On this episode of The His & Her Money Show, we talk about the power of budgets to change your future with money coach, Ericka Young.

While most of us know we need to budget, most of us also know that we don’t like the budgeting process. Budgeting feels like a straitjacket. It feels like you’re depriving yourself.

Budgets don’t have to feel that way.

In fact, as Ericka Young shares with our listeners, restrictive is the opposite of how a budget should make you feel. A budget should leave you empowered. A simple, one-page budget can be a powerful tool for you and your family to manage your financial destiny.

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Direct download: Ericka_Young_Interview.mp3
Category:general -- posted at: 6:30am CST

When you first begin to tackle your journey to debt-freedom, where do you start? Maybe you look online for some guidance, but so often, when we have premade budget trackers thrown at us, templates and plans we find online, they don’t work for us. It makes us feel like we’ve failed, and those loans feel more and more insurmountable.

This happened to Miko Ehrmantraut, over and over and over again. Divorced, drowning in student loan and credit card debt, and suddenly a single mom, she made her first budget 9 years ago.

During her journey, managed to knock out a whopping 70k out of her debt in a mere 8 months. Not only that, be she build a debt-free million dollar business in the process!

 

WHAT YOU WILL LEARN

  • How to find a budget that works for your unique life
  • Ways to tackle underlying emotional and psychological triggers behind spending money
  • How to find extra money by reducing bills and expenses
  • Learning a side hustle to make extra money
  • Lifestyle changes you can make as a parent
  • How to prioritize quality time with your child
  • How to psychologically prepare yourself for starting a business
  • Ideas to make money online

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Special thanks to Voleo for sponsoring this episode. Voleo is the first mobile app designed to help people invest in stocks together through investment clubs. Visit HisandHerMoney.com/Voleo for more info.

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

 

Direct download: Miko_Ehrmantraut_Episode.mp3
Category:general -- posted at: 6:30am CST

On today’s episode of The His & Her Money Show, we talk about a big issue that is affecting our entire country, student loan debt. It is one of the biggest hurdles of anyone trying to get financially free. 

As our guest Ryan Craig points out, the U.S. student loan debt total is at $1.5 TRILLION dollars.

This debt was incurred mostly by students who believed the dream that college would help them get a “good job”, only to find that the “good jobs” wanted employees with a different set of skills.

How do we fix this problem and how do we prevent the next generation of college-bound students from falling into the trap?

Give them alternatives.

That’s what Ryan Craig is all about. Ryan argues that now is the time to give cheaper and more targeted options for people, throughout their careers, whether they are high school students or experienced workers looking to advance their career.

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • What is causing the student loan crisis?
  • How much should we be saving for college?
  • Conversations parents should have with their kids about paying for college
  • The “right-left” education approach Ryan says schools should adapt to help students find better jobs
  • Examples of career paths that lead to good first-time jobs
  • Alternatives to college
  • Conversations our society needs to have about paying for college
  • How to break up with the “college will fix everything” belief 
  • What higher education may look like in the future
  • What high schools) and parents need to do to prepare their children for college alternatives

 

RESOURCES

 

THANKS FOR LISTENING!

Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy.

Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit  HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Also, please leave an honest review for The The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.

Direct download: Ryan_Craig_Interview.mp3
Category:general -- posted at: 6:30am CST

Nowadays, going to college has become synonymous with entering adulthood in massive student loan debt. Having just entered the workforce, being able to not only find and hold a job but also begin tackling this debt can be incredibly daunting and seemingly impossible. 

However, 23-year-old Briana Browne has managed to pay off 30k of student loan debt in a year and a half, proving that, with the correct mindset, support system, and motivation, reaching debt freedom right out of college is achievable.

 

WHAT YOU WILL LEARN

  • Paying off student loans right after college
  • Taking advantage of your family and home
  • Private loan payment plans
  • Staying focused on eliminating debt right out of college

 

RESOURCES MENTIONED

Direct download: FINAL20Brianna20Brown20Episode.mp3
Category:general -- posted at: 6:30am CST

So many of us are right in the middle of the journey to financial freedom and it's easy to get off track. Sometimes it feels as if the traction just isn't there. But it's never too late to start again. 

On today's episode of The His & Her Money Show, we talk with Sonia Sears. She became debt-free at one point in her life, but later on, she slipped back into debt.

She is a licensed clinical social worker and also works as a mental health practitioner. 

 

What You Will Learn In This Episode

  • How to give things up in the short term to achieve your long term goal
  • Get extra jobs and use the cash to pay off debt
  • If you can, go live with your parents for a while to decrease your expenses
  • Why you need to be accountable to someone

 

Resources Mentioned

  • Mint: Budget Tracker & Planner – Free Only Money Management

 

Thanks For Listening!

Special thanks to Voleo for sponsoring this episode. Voleo is the first mobile app designed to help people invest in stocks together through investment clubs. Visit HisandHerMoney.com/Voleo for more info.

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Direct download: FINAL20EDIT20Sonia20Sears20Interview.mp3
Category:general -- posted at: 6:30am CST

Real estate investment is a long-term game that can reap some incredible benefits. However, buying a single home most likely won’t lead you towards complete financial independence.

Today, a real estate investing couple, Mark and Tamiel, are here to share their experience and journey into real estate syndication and how they are using this to build generational wealth and choice-filled lives for their children

Real estate syndication is, in short, group purchasing. It allows the average person to collectively gather money with other investors to buy properties that they would not be able to buy individually. 

Mark and Tamiel turned towards purchasing larger, multi-family units or apartment buildings because the track they were on would only lead them to financial independence late in life.

 

WHAT YOU WILL LEARN

  • Ways to get involved in real estate syndication
  • Differences between single-home and multi-unit investments
  • How to find trustworthy and reliable partners
  • Factors to consider before investing
  • How to manage and divide revenue for multi-unit investments
  • What to look for in an investment area
  • How to come up with the capital for an initial investment

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning into the His & Her Money Show. If you’ve enjoyed this episode, please share it using the social media buttons at the bottom of the post.

Also, please leave an honest review of the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Direct download: FINAL20Mark20and20Tamiel20Episode.mp3
Category:general -- posted at: 6:30am CST

On this episode of The His & Her Money podcast, we’ve got an incredible story for you. Meet Christopher and Savaughn, a court officer and medical receptionist by day, pastor and first lady of their church by night. Married for 17 years and with 2 children, they managed to pay off 52k of debt in 32 months. 

With a combination of tax payments, medical bills, student and car loans, and credit card debt, they had been struggling with their finances for years before finally deciding to make a change.

But once they took their first step towards debt freedom and the bills started disappearing, they were motivated to pay it all off.

WHAT YOU WILL LEARN

  • How to shift your mindset to make financial changes
  • How to take action on your faith in getting rid of debt
  • Ways to get your children involved in your financial journey
  • Establishing a supportive community
  • Making changes and budgets to increase debt payments
  • The impact of a debt-free journey on marriage
  • Taking the first step towards tackling your debt

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning into the His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons at the bottom of the post.

Also, please leave an honest review of the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Special thanks to Voleo for sponsoring this episode. Voleo is the first mobile app designed to help people invest in stocks together through investment clubs. Visit HisandHerMoney.com/Voleo for more info.

Direct download: Christopher_and_SaVaughn_Episode.mp3
Category:general -- posted at: 6:30am CST

Here on the His & Her Money podcast, we’re dedicated to not only helping you pay off debt but also empowering you to invest in your own wealth.

Real estate investing is a popular option - however, it often comes with many barriers and obstacles that make it seem impossible. 

On this episode, we sit down with Danielle Pierce, an expert on tax lien investment who has been in the real estate industry for over 12 years. A tax lien is placed on properties whose owners have failed to pay their taxes.

Danielle shares how investing in these tax lien properties can produce income through double-digit interest or ownership, and how this option serves as a more accessible and low-risk method of real estate investment.

WHAT YOU WILL LEARN

  • Tax lien investing
  • How to find out if your area has opportunities for tax lien investment
  • What to bring and how to prepare for a sale
  • How a redemption period can affect your decision to invest in a property
  • Factors to consider when choosing an area 
  • Benefits of hiring an attorney
  • What happens after you purchase a tax lien property

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Direct download: FINAL20FIX20Danielle20Pierce20Episode.mp3
Category:general -- posted at: 1:21pm CST

Teamwork is so imperative in marriage. Loving and supporting each other gives a great foundation to work and play together. And trust goes a long long way to secure unity. On today's episode of The His & Her Money Show, Robert and Tammira Lucas tell us their story. 

Tammira describes herself as a serial entrepreneur, mom, and wife as well as a business professor in Baltimore. She is the founder of Moms As Entrepreneurs in underserved communities.

She launched her own co-working space for mothers which provides babysitting services for moms. Another company she runs, The Business Dr, provides strategic marketing solutions for social media and business consulting. 

Robert started in business with his father, running a home service for carpet cleaning which grew to a good level. He branched out and now owns his own used car dealership. He was born to be an entrepreneur. 

 

What You Will Learn In This Episode

  • How to support your spouse
  • How to just go for it
  • Strategies to research your idea
  • Ways to properly handle failures and mistakes
  • How to surrender to God and chill out
  • How to include your children

 

Resources Mentioned

 

Special thanks to Voleo for sponsoring this episode. Voleo is the first mobile app designed to help people invest in stocks together through
investment clubs. Visit HisandHerMoney.com/Voleo for more info.

Direct download: How_to_Go_into_Business_with_Your_Spouse.mp3
Category:general -- posted at: 9:34am CST

The dictionary says resilience is the capacity to recover quickly from difficulties; toughness. We have all experienced setbacks in our life.

But our toughness shines through when we get back up, dust ourselves off, look at what we did wrong, change, and get going again. 

On today's episode of The His & Her Money Show, Patrick Aime, originally from Rwanda in East Africa, has been living the American dream for the past 26 years. He overcame many obstacles and is now a DEBT FREE MILLIONAIRE. 

 

What You Will Learn In This Episode

  • How to realize your dream
  • What is good customer service
  • Why it is important to save
  • What is FI (Financial Independence)
  • Why you need to know your ‘why’
  • Why do you need an emergency

 

Resources Mentioned

 

Thanks For Listening!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Today’s show was sponsored by Crush My Mortgage. If you are ready to accelerate the process of paying off your home mortgage and become truly financially free once and for all then enroll in our brand new online course Crush My Mortgage.

Direct download: FINAL20EDIT20Patrick20Anime20Interview.mp3
Category:general -- posted at: 10:49am CST

In this episode of His & Her Money, we talk to a special guest - Rob Rose. However, we’re not talking to Rob about his debt-free journey. Instead, Rob shares an incredible resource available across the country that could provide easier access towards personal and community wealth building through real estate investment.

Rob is the executive director of the Cook County Land Bank Authority. A land bank is what the name states - it can bank and hold distressed properties that are either foreclosed or abandoned. Their mission is to make these properties available to potential investors, business owners and homeowners at below-market prices to stabilize neighborhoods through community-based wealth building. 

 

WHAT YOU WILL LEARN

  • The importance of community-based wealth building
  • How to keep wealth within a community
  • About the role of land banks
  • Expectations for property investors
  • Common property investment mistakes

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Direct download: FINAL20Rob20Rose20Episode.mp3
Category:general -- posted at: 11:49am CST

On today’s episode of The His & Her Money Show, we talk with John Lanza from The Money Mammals about the power and practice of raising money-empowered and money-smart kids.

 

EPISODE SHOWNOTES:

 

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Today’s show was sponsored by Crush My Mortgage. If you are ready to accelerate the process of paying off your home mortgage and become truly financially free once and for all then enroll in our brand new online course Crush My Mortgage.

Direct download: FINAL20John20Lanza20Interview.mp3
Category:general -- posted at: 9:38am CST

As David Greene’s story shows, it is possible to build a real estate empire on a waiter’s income. Using only hard work and dedication, David was able to turn his job waiting tables into a platform that allowed him to graduate college debt-free and have enough savings to start investing in real estate.

David Greene is a part of the team at BiggerPockets where they discuss real estate investing strategies that allow you to build cash flow while investing.

 

Episode Shownotes

 

 

Thanks For Listening!

Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy. Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit  HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Direct download: David_Greene_Interview.mp3
Category:general -- posted at: 11:42am CST

Debt can seem so daunting. It can also make us feel bad about ourselves. Negative thinking can cause us to go on autopilot and want to bury our heads in the sand.

But when we decide to tackle the problem, we can look debt in the face and tell it: “Debt! You're going down.”

On today's episode of The His & Her Money Show, Jonte Lee paid off $60,000 in private student loan debt in one year. 

 

Episode Shownotes

 

Thank You For Listening!

Thanks to PolicyGenius.com for sponsoring our podcast. Policy Genius is the easiest site to shop for term life insurance. You can find the best policy in just 5 minutes!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

 

Direct download: FINAL20EDIT20Jonte20Lee20Interview.mp3
Category:general -- posted at: 8:29am CST

The Sandwich Generation is described as a group of people that have children and parents that depend on them financially. And so they feel they are being squeezed from both directions. But by having the right conversation early, things can be clearer and easier. 

On today's episode of The His & Her Money Show, Cameron Huddleston, a financial journalist, and writer is the author of the new book: Mom And Dad, We Need To Talk. She shares a ton of wisdom on how to properly discuss financial matters with your aging parents.

 

Episode Shownotes

 

Thanks For Listening!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Get your FREE audiobook download and 30-day free trial at HisandHerMoney.com/Audible. Additionally, they have over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player. In fact, Audible has a ton of audiobooks for you to try no matter what genre you love to read.

Direct download: UPDATED_EDIT_Cameron_Huddleston_Interview.mp3
Category:general -- posted at: 5:30am CST

On today's episode of The His & Her Money Show, we feature Murphy and Melissa have been married for 9 years and together they paid off $229,000 debt in 5 years. The debt comprised of $125,000 student debt and $104,000 consumer debt. 

 

What You Will Learn In This Episode

  • Why you need to do your research
  • How to get your spouse on board
  • Marriage communication is important
  • How to save money and still have fun
  • Why a vision is important

 

Episode Shownotes

 

Today’s show was sponsored by Teach Me How To Budget. If you are ready to gain freedom in your finances once and for all then enroll in our brand new personal finance course Teach Me How To Budget.

Direct download: FINAL20EDITED20Murphy20and20Melissa20Interview.mp3
Category:general -- posted at: 2:30pm CST

On today’s episode of The His & Her Money Show, we talk with Tanja Hester from Our Next Life and author of the phenomenal new book Work Optional (Retire Early The Non-Pinching Penny Way), and she shares her secrets to achieving early retirement. She retired at age 38 and her husband at the age of 41.

 

What You Will Learn In This Episode

  • How you can save money without being a penny pincher
  • You can start the process at any age 
  • How to trick yourself into saving
  • What is your vision
  • What do you want your life to look like
  • How to go through the transition retire process
  • Why you need to track your spending
  • What it means to hide money from yourself
  • How to focus on earning instead of cutting
  • Why all of this is worth it

 

Episode Shownotes

 

Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy.

Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit  HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Direct download: FINAL_EDIT_Tanja_Hester_Interview.mp3
Category:general -- posted at: 9:28am CST

On today's episode of The His & Her Money Show, Amber Guyton, a single 32-year-old, shares her journey to debt freedom. She was bound by $98,000 debt that consisted of student loans, a car loan, and credit card debt. Astonishingly, she kicked her debt to the curb in 25 months!

 

Episode Shownotes:

 

Direct download: FINAL_EDIT_Amber_Guyton_Interview.mp3
Category:general -- posted at: 10:38am CST

On today’s episode of The His & Her Money Show, we feature Eugene Partridge as he shares his "In The Middle" story with us. He and his wife La'Keisha started with a total debt of $100,000 and to date, they have paid off more than $43,000 of it in ten months! Tune in to find out how!

Episode Shownotes: 

Thank You For Listening!

Today’s show was sponsored by Teach Me How To Budget. If you are ready to gain freedom in your finances once and for all then enroll in our brand new personal finance course Teach Me How To Budget.

Direct download: FINAL20Eugene20Partridge20Interview.mp3
Category:general -- posted at: 5:00am CST

In this episode, Rachel Dowd is here to talk about how she approaches life's unexpected challenges and how she keeps herself motivated by finding gratitude in smaller victories.

We interviewed Rachel for our series "In the Middle", where we talk to individuals who are still progressing through their journey towards a debt-free life. She is a dedicated listener to His & Her Money, a wife, and mother to three beautiful children, and the host of the Youtube channel Sweet And Simple Home. 

Episode Shownotes:

Thanks For Listening!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Today’s show was sponsored by Crush My Mortgage. If you are ready to accelerate the process of paying off your home mortgage and become truly financially free once and for all then enroll in our brand new online course Crush My Mortgage.

Direct download: FINAL20Rachel20Dowd202.mp3
Category:general -- posted at: 5:30am CST

On today's episode of The His & Her Money Show, Khaden and Christina Nurse talks about how they paid off $120,000 in only two years. Christina is a biostatistician who loves to help people by encouraging them and teaching them all the ins and outs about math.

Khaden is an associate pastor and loves to speak about the gospel and what the Bible says about finances. He is also a business consultant for a recruiting company.  

 

Episode Shownotes

Direct download: FINAL20Khaden20and20Christina20Nurse20Interview.mp3
Category:general -- posted at: 10:29am CST

On today's episode of The His & Her Money Show, Mary Wheeler shares her encouraging journey with infectious optimism. As a single woman, she paid off $30,000 in 96 days! Yes, you read right. 96 days. 

What You Will Learn In This Episode

  • Why money is a tool for you to use
  • Find out what is really holding you back
  • Why sacrifice is worth it in the long run
  • How to stay committed to your goals
  • What is discipline
  • Who to share your dreams with

Resources Mentioned

Thanks For Listening!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy. Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Direct download: FINAL20Mary20Wheeler20Interview.mp3
Category:general -- posted at: 5:33am CST

On today's episode of The His & Her Money Show, Rebecca Patterson, a single woman shares her journey to debt freedom. Amazingly, she paid off all of her student loan debt in an amazing time frame. You're going to love hearing about her journey to debt freedom at such a young age.

What You Will Learn In This Episode

  • How to change your mindset towards money
  • What to do with naysayers
  • How to block out the noise from the world
  • Why goals keep you going
  • How low-cost events help
  • Why podcasts are important
  • How to go after what you want and get it

Resources Mentioned

Thanks For Listening!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy.

Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Direct download: FINAL_Rebecca_Patterson_Interview.mp3
Category:general -- posted at: 5:00am CST

On today's episode of The His & Her Money Show, Danesca, a single mother and woman of faith, shares her story of debt freedom. The consumer debt of $38,833.09 included credit card bills, a car payment and medical bills she incurred due to Hyperthyroidism. Danesca paid it all off in only 16 months.

What You Will Learn In This Episode

  • How a single parent can become debt-free
  • What the difference is between needs and wants
  • How to include your children on the debt-free journey
  • Different ways to save money
  • How your attitude can help or hinder you

Resources Mentioned

Thanks For Listening!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy.

Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Direct download: FINAL_Danesca_Interview.mp3
Category:general -- posted at: 5:00am CST

On today's episode of The His & Her Money Show, inspirational debt free couple, Brandon and Alayshia Presley, tells us about their journey to debt freedom.

They detail how they paid off $80,000 of debt which included student loans of $50,000, a car loan $16,000, credit cards of about $4,000, medical bills of about $9,000 and money they had to pay back to other people of about $1,000.  

What You Will Learn

  • Why debt is NOT normal
  • How to open your eyes to your REAL financial situation
  • Why it’s so important to have a vision for your future
  • Great ideas to bring in additional revenue
  • How debt freedom gives you options

Resources Mentioned

 

Thanks For Listening!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy. Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Direct download: FINAL_Brandon_and_Alayshia_Interview.mp3
Category:general -- posted at: 5:00am CST

On today's episode of The His & Her Money Show, Andrew Doerman, from Legal & General America, shares his insights on life insurance. Andrew has been in his field for 15 years. We left no stone unturned in this episode. Get ready to take some great notes and ultimately take action.

What You Will Learn In This Episode

  • What is life insurance
  • Why is it important
  • What is the difference between term and whole life insurance
  • Why you need life insurance if you have a mortgage
  • What is a life insurance needs analysis
  • Why an annual review of your life insurance is important
  • Why work policy insurance is not enough

Resources Mentioned

Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy.

Agents are standing by to help you determine the best coverage to fit your family’s needs. Visit HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Direct download: His20and20Her20Money202B20LGA20Podcast.mp3
Category:general -- posted at: 9:23am CST

On today's episode of The His & Her Money Show, Joseph Hogue shares how to side hustle your way to financial freedom. Joseph comes from an equity analyst background. For the last 5-years, he has been helping mainstream investors with wealth creation.

Joseph has a real passion for teaching people on various money-related topics from passive income and side hustle ideas to the best investments in dividend stocks. 

What You Will Learn In This Episode

  • How to build your way to financial freedom
  • Which side hustle will suit you
  • You CAN make money by doing something you love, it works
  • How to outsource the things you can’t do yet
  • A detailed explanation to self publish on Amazon

Resources Mentioned

Thanks For Listening!

Thanks for tuning into the His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review of the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Today’s show was sponsored by Crush My Mortgage. If you are ready to accelerate the process of paying off your home mortgage and become truly financially free once and for all then enroll in our brand new online course Crush My Mortgage.

Direct download: FINAL20Joseph20Hogue20Interview.mp3
Category:general -- posted at: 4:13pm CST

On today's episode of The His & Her Money Show, Ruth Soukup, the founder of Living Well Spending Less and Elite Blog Academy, as well as the founder of the Living Well Planner, New York Times bestselling author of six books, including her newest book, Do It Scared.

All of us experience fear but it looks different from person to person. The research showed that there are seven fear archetypes. And usually, there are three or four that work together that gives each individual a unique fear fingerprint.

Ruth realized that to cure the fear you first had to recognize the type of fear that was holding you back and then identify how it manifests in your life. If you can see it, then you deal with it.

Resources Mentioned

Direct download: FINAL20Ruth20Soukup20Interview.mp3
Category:general -- posted at: 10:23am CST

We’re going to be talking to Leslie Tayne. She has over 20 years of experience as a lawyer who practices in the area of consumer and business, financial debt resolution. Today we’re going to be talking about life and debt.

What You Will Learn

  • What ways your finances will change when going from single to married.
  • How to factor your new spouse in your finances.
  • Ways you can communicate about finances with your spouse.
  • When to communicate with your spouse about finances.
  • Sometimes it’s okay to keep finances separate when you’re married.
  • What couples should talk about when it comes to finances.

Resources Mentioned

Direct download: FINAL20Leslie20Tayne20Interview.mp3
Category:general -- posted at: 10:55am CST

Welcome back to another great episode! We’re ready to help you with another story of encouragement. Today we have another great example of financial freedom. Believe it or not, everyone has the ability to successfully achieve financial freedom.

Today we’re going to be talking to Steven Donovan from EvenStevenMoney.com. He’s going to share his incredible journey about how he accomplished his debt freedom. He not only paid off all of his debt, but he and his wife also paid off the home that they are currently living in!

What You Will Learn

  • How to get started paying off debt.
  • What types of things you should do to stay motivated.
  • It’s important to create a budget.
  • Creating goals are important.
  • How to focus on the end goal.
  • How to cut expenses.
  • Importance of tracking expenses.
  • Which debts to focus on first.
  • How to make extra money to pay towards debt.
  • What it feels like to pay off debt.

Resources Mentioned

Thanks for Listening!

Today’s show was sponsored by Crush My Mortgage. If you are ready to accelerate the process of paying off your home mortgage and become truly financially free once and for all then enroll in our brand new online course Crush My Mortgage.

Direct download: FINAL20Steven20Donovan20Interview.mp3
Category:general -- posted at: 9:15am CST

Today we’re going to dive into building wealth through the power of Real Estate. On today’s episode, we will be talking with 'The Charm City Buyers' - Khalil and Kyara.

They are building wealth through real estate in the city of Baltimore. In fact, they have amassed a real estate portfolio of 20 properties to include an entire block by the age of 30.

They are going to share with us how we can build wealth through the power of real estate investing as well!

Resources Mentioned

Direct download: FINAL20Charm20City20Buyers20Interview.mp3
Category:general -- posted at: 9:17am CST

On this episode, we are going to be talking with Dustin and Tiffany and hear how they crushed over $75,000 in debt in just 18 months!

Resources Mentioned

→ → → CONNECT WITH US ON SOCIAL MEDIA: ← ← ←
►Instagram: http://instagram.com/hisandhermoney
►Facebook: https://www.facebook.com/hisandhermoney
►Twitter: https://twitter.com/HisandHerMoney

Direct download: FINAL20Dustin20and20Tiffany20Interview.mp3
Category:general -- posted at: 5:30am CST

On today’s episode of The His & Her Money Show, Anthony and Jhanilka Hartzog tell us of their journey of paying off a tremendous amount of debt.

They jumped into their financial journey in January 2017. Their goal was to travel more and to save more. Within 23 months they had paid off an astounding $114,151 which was comprised of credit cards, student loans, and a brand new car.

RESOURCES MENTIONED

 

→ → → CONNECT WITH US ON SOCIAL MEDIA: ← ← ←
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►Facebook: https://www.facebook.com/hisandhermoney
►Twitter: https://twitter.com/HisandHerMoney

Direct download: FINAL20Anthony20Hartzog20Interview.mp3
Category:general -- posted at: 5:30am CST

Today we’ll be talking to Steve Shumpert. Amazingly, he paid off $75K in debt in just 15 months! He’s going to share his story with us today and tell us more about how he did it and how you can do it too!

Resources Mentioned

 

→ → → CONNECT WITH US ON SOCIAL MEDIA: ← ← ←
►Instagram: http://instagram.com/hisandhermoney
►Facebook: https://www.facebook.com/hisandhermoney
►Twitter: https://twitter.com/HisandHerMoney

Direct download: FINAL20Steve20Shumpert20Interview.mp3
Category:general -- posted at: 5:30am CST

On today's episode of The His & Her Money Show, Nathan Latka, entrepreneur extraordinaire, teaches us about the 4 rules that you need to break to become rich. Nathan has started companies, sold companies, and invested in companies and now teaches others what he has learned from his journey regarding financial literacy.

RESOURCES

→ → → CONNECT WITH US ON SOCIAL MEDIA: ← ← ←
►Instagram: http://instagram.com/hisandhermoney
►Facebook: https://www.facebook.com/hisandhermoney
►Twitter: https://twitter.com/HisandHerMoney

Direct download: FINAL20Nathan20Latka20Interview.mp3
Category:general -- posted at: 5:30am CST

On today’s episode, we will be talking with Travis Hornsby from Student Loan Planner about student loan debt and how to tackle it properly.

Travis has a lot of experience paying off a lot of student loan debt. He has shown plenty of people how to pay off student loan debt and he is here to help you figure out a plan of attack and give you good wisdom on how to begin your journey of paying off your student loan debt.

WHAT YOU WILL LEARN IN THIS EPISODE

  • When to take out student loans
  • Why it’s important not to take on more debt than you’ll be able to pay back
  • About different repayment options
  • When it's good to refinance
  • Drawbacks to refinancing
  • Whether it's a good idea to go to grad school if you already have student loan debt
  • What steps to take when you want to pay off debt
  • Financial goals before taking care of your student debt
  • Tips to accelerate the process of attacking student loan debt
  • About consolidating loans

→ → → CONNECT WITH US ON SOCIAL MEDIA: ← ← ←
►Instagram: http://instagram.com/hisandhermoney
►Facebook: https://www.facebook.com/hisandhermoney
►Twitter: https://twitter.com/HisandHerMoney

Direct download: FINAL20Travis20Hornsby20Interview.mp3
Category:general -- posted at: 5:30am CST

On today's episode of The His & Her Money Show, Prentice and Dionne Motley, a debt-free couple, tells us their inspirational freedom story of being a good steward with their money.

Episode Shownotes: 

http://go2l.ink/1yTw

→ → → CONNECT WITH US ON SOCIAL MEDIA: ← ← ←
►Instagram: http://instagram.com/hisandhermoney
►Facebook: https://www.facebook.com/hisandhermoney
►Twitter: https://twitter.com/HisandHerMoney

Direct download: FINAL20Prentice20and20Dionne20Motley20Interview.mp3
Category:general -- posted at: 5:30am CST

On today’s episode of The His & Her Money Show, Tonya Rapley, author of The Money Manual and founder of My Fab Finance, gives us some wisdom and insight on how to create wealth.

She is a millennial money expert, financial educator and overall change agent, passionate about helping people create lives that they love.

RESOURCES MENTIONED

→ → → CONNECT WITH US ON SOCIAL MEDIA: ← ← ←
►Instagram: http://instagram.com/hisandhermoney
►Facebook: https://www.facebook.com/hisandhermoney
►Twitter: https://twitter.com/HisandHerMoney

Direct download: FINAL20Tonya20Rapley20Interview.mp3
Category:general -- posted at: 5:30am CST

On today's episode of The His & Her Money Show, Bob and Linda Lotich tells us they personally journey to financial freedom and how they help other people to get out of debt using Biblical principles.

WHAT YOU WILL LEARN IN THIS EPISODE

  • How giving gets you out of debt
  • God is really for you, in your life and your finances
  • What a sabbatical will do for your finances, your family and your life
  • How can you have a business that doesn’t run your life
  • What to do when you want to start your own business
  • How to stretch and build your faith

RESOURCES MENTIONED

→ → → CONNECT WITH US ON SOCIAL MEDIA: ← ← ←
►Instagram: http://instagram.com/hisandhermoney
►Facebook: https://www.facebook.com/hisandhermoney
►Twitter: https://twitter.com/HisandHerMoney

Direct download: FINAL20Bob20Lotich20Interview.mp3
Category:general -- posted at: 5:30am CST

On today’s episode, we will be talking with Erin Lowry about investing. She will provide insight and practical ways on how we can all be investing.

Erin runs an awesome platform called Broke Millenial and she wrote a book titled The Broke Millenial Takes on Investing. She has a ton of great information to share on which path you should take in your investing journey.

As a bonus to our listeners, Erin is offering access to her 30-Day Rookie Investor Action Plan for anyone who orders the book. The Action List is a downloadable a day planner style PDF that gives one small, actionable step to take each day to push you towards becoming a more confident investor.

Email proof of purchase to info@brokemillennial.com with "His & Her Money" in the subject line to claim your Action Plan.

Resources Mentioned

Direct download: FINAL20EDITED20Erin20Lowry20Interview.mp3
Category:general -- posted at: 5:30am CST

On today's episode of The His & Her Money Show, Cortlon Cofield is a licensed CPA and financial advisor. He specializes in helping entrepreneurs get their finances sorted out and in the process, to grow their businesses. He shares valuable insights on the moves that you need to be making with your taxes in light of the new tax codes being in effect.

WHAT YOU WILL LEARN IN THIS EPISODE

  • What is tax efficiency?
  • Discipline is needed to get your personal finance in order
  • How to get out of the employee quadrant and into the business owner or investor quadrant
  • Why monetizing your hobby will increase your tax deductions
  • Wise ways to spend your tax return money
  • How to think: future me
  • Inflation: how it influences you

RESOURCES

 

Direct download: FINAL20Cortlon20Cofield20Interview.mp3
Category:general -- posted at: 8:34am CST

On today’s episode of The His & Her Money Show, Rob and Reshawn Lee tell us about their amazing journey of destroying debt and building wealth. Rob is a former marine, husband and father. Reshawn is wife and mother. They are empty nesters in their forties and have two sons. 

At the beginning of their marriage, they were not comfortable placing all their money in one bank account. They prayed about it and realized they should join their finances. Together they collaborated to pay off the car notes, Rob’s student loan and their home loan of about $200,000!

They didn't stop there however, they kept grinding and made it their business to build wealth and give themselves another level of freedom. Their share the steps that they took and how you can do the same.

WHAT YOU WILL LEARN IN THIS EPISODE

  • Solutions for blended families finances
  • Why having an allowance as an adult will help you with your debt freedom journey
  • Having tough financial conversations will help your marriage
  • Why pre-marital counseling at church will help you with marital roles and responsibilities
  • The do’s and don’ts of real estate investing
  • What is a cash-out refinance, a ten thirty-one exchange, and a small multi-family rental

RESOURCES

Direct download: FINAL20Rob20and20Reshawn20Interview.mp3
Category:general -- posted at: 11:16am CST

On today's episode of The His & Her Money Show, Justine Nelson, founder of Debt Free Millennials, shares her story of debt freedom.

She teaches her generation how to become a debt-free millennial, stay in control of their money and live that life that they love.

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • Why you should read books and blogs to enrich your knowledge about debt freedom
  • What a decision can do for you and your financial situation
  • How to become tenacious when it comes to paying off debt
  • Why a written budget is so important
  • How to give your money direction
  • How social media can help your business
  • Why it’s imperative to discuss finances with your spouse/partner
  • How to find a skill set that you can make money at
  • How to use a project management tool to track your tasks
  • What a business coach can do for you

RESOURCES

Direct download: FINAL20Justine20Nelson20Interview.mp3
Category:general -- posted at: 6:03am CST

On today’s episode of The His & Her Money Show, Brian and Cara join to discuss their journey to debt freedom. This young couple is debt free including their house. They have been married for 11 years and they have two children, a five and a three-year-old.

Their consumer debt (student loans, credit cards, car loans) that they paid off was about $50,000. But they didn't stop there, because they also went on to pay off their home mortgage.

WHAT YOU WILL LEARN IN THIS EPISODE

  • Why the first step in the journey to financial freedom is the hardest
  • What to do with the poisonous words from neigh sayers
  • Which tools can help you on your journey
  • How to ignore the enemy and pursue your dreams
  • What to do when the struggles come along on your journey
  • How debt causes you to spend more money
  • How to leave a legacy for your future generations

RESOURCES

Direct download: FINAL20Brian20and20Cara20Interview.mp3
Category:general -- posted at: 7:02am CST

The art of mastering your personal finances is never a cookie cutter approach. It’s personal. And you need to do what is right for your situation.

Saving money does not come naturally to all people. Investing makes most people nervous because it seems so intricate. And yet, we all should be doing it. But as the saying goes: Build the well before you need it.

On today’s episode of The His & Her Money Show, Todd Kunsman, who works in marketing, tells us about his journey to financial freedom after a job loss.

WHAT YOU WILL LEARN IN THIS EPISODE

  • Why reading books will help you on your journey
  • There are a lot of free information available online, you just need to look for it
  • How to save more money
  • Make a spreadsheet to see your whole financial situation
  • How to become a digital marketer
  • Why starting a side hustle is important

RESOURCES MENTIONED

Direct download: FINAL20Todd20Kunsman20Talking20Interview.mp3
Category:general -- posted at: 8:01am CST

On today’s episode of The His & Her Money Show, Steve and Melissa Smythe from Braver, Bolder, Living brings us their inspiring journey of debt freedom.

This couple paid off their consumer debt of $60000 in three years and then, to their astonishment, licked the mortgage of $120000 in less than the expected 2 years.

WHAT YOU WILL LEARN IN THIS EPISODE

  • Find out your motivation to become debt free
  • How to involve the children in the journey to debt freedom
  • Creating a blessing fund to bless others
  • Leaving a financial education and legacy to your children

RESOURCES

Also, please leave an honest review for The The His & Her Money Show on iTunes! Likewise, ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Direct download: FINAL20Braver20Bolder20Interview.mp3
Category:general -- posted at: 4:00am CST

On today's episode of The His & Her Money Show, Grant Sabatier, author of Financial Freedom, shares with us nuggets of gold to living a richer and more prosperous life. His focus is on fast-tracking financial independence and showing the world how to achieve financial freedom.

We believe in his book so much that we are giving away three copies to our audience. To enter for your chance to win simply go HERE to enter. 

WHAT YOU WILL LEARN IN THIS EPISODE

  • How much of your income you should save
  • Find out what your definition is of financial independence 
  • How to challenge your way of thinking about money
  • Why you should invest in yourself
  • How to get out of the 40-year-plan-to-retirement way of thinking
  • Why and how to be intentional

RESOURCES

 

Direct download: FINAL20Millennial20Money20Interview.mp3
Category:general -- posted at: 1:19pm CST

On today’s episode of The His & Her Money Show, Michael Holmes is the founder of Tithehacker.org. He looked at Christian millionaires and billionaires by studying their stories, patterns, and strategies.

WHAT YOU WILL LEARN IN THIS EPISODE

  • What it takes to become a millionaire.
  • The benefits of tithing.
  • What wealth and abundance really means.
  • How to be a responsible steward of money.
  • Why you must write down your vision and goals with deadlines attached to them.
  • Why God wants us to have entrepreneurial thinking.
  • How to trust God more with your money matters.

RESOURCES

Direct download: FINAL20Michael20Holmes20Interview.mp3
Category:general -- posted at: 8:23am CST

On today's episode of The His & Her Money Show, Brian and Cherie Lowe shares nuggets, tips and strategies on money and marriage. In 2008 they were in the midst of paying off all their consumer debt. They thought it would take them fifteen years, seven and a half if they really hustled, but by God’s grace they paid off all their consumer debt of $127,482,30 in just under four years.

Cherie runs a money saving website, called Queen of Free, and together they wrote a book called Your Money, Your Marriage. The premise behind the book was to show that if arguments about money can push couples apart, then agreements on money could pull them together.

WHAT YOU WILL LEARN IN THIS EPISODE

  • How do I get my spouse on the same page about finances?
  • Why being consistent tells your spouse: I love you.
  • How to talk about money with your spouse, (even if it feels awkward).
  • How to organize money issues and declutter it.
  • Teaching your children money wisdom.
  • What are financial foreplay and financial intimacy?
  • How to remove those barriers to intimacy.
  • What is a generous fund?

RESOURCES

 

Direct download: FINAL20Brian20and20Cherie20Lowe20Interview.mp3
Category:general -- posted at: 4:37pm CST

On today's episode of The His & Her Money Show, Tyrone and Lachandra tell us about their story. They share how they overcame the obstacles that were placed in their path to get to debt freedom. Incredibly, they paid off $160,000 of debt in just 3 years!

Lachandra is a registered nurse. Tyrone is a high school teacher and football coach in Texas. Together they started a mentoring program at the high school where Tyrone works. They empower kids and give them a hand up, not a hand out by preparing them to be college and future ready.

WHAT YOU WILL LEARN IN THIS EPISODE

  • Why talking about your finances with your spouse is a good thing
  • Working together as a team will help your relationship
  • How to be intentional with your goals
  • What is the snowball method
  • Practical steps towards debt freedom
  • Include the kids in the journey
  • How to get and stay disciplined
Direct download: FINAL20Tyrone20and20Lachandra20Interview.mp3
Category:general -- posted at: 5:00am CST

On today's episode of The His & Her Money Show, Chris Hogan, author of Retire Inspired: It's Not an Age, It's a Financial Number and now his new book Everyday Millionaires. In his new book, Chris shares how ordinary people like you and me can build extraordinary wealth. He discusses many of his finding on today's episode. 

Chris is also a speaker, financial expert and part of Dave Ramsey’s team for the last 13 years. He worked in the banking industry and then became a business owner. Furthermore, Chris helps to empower people to take control of their finances by changing their thinking about money.

WHAT YOU WILL LEARN IN THIS EPISODE

  • Debunking myths about millionaires.
  • How your habits and intentionality regarding money will set you free.
  • What safeguards to put in place regarding your finances.
  • What are the right habits to have with your money?
  • Consistency is a major key to growing wealth.
  • How to avoid sheep thinking and take control of your life.
  • Teaching your children the principle give, save, spend.
  • Why it’s so important to be crystal clear on what you want and what you don’t want.

RESOURCES

 

Direct download: FINAL20Chris20Hogan20Interview.mp3
Category:general -- posted at: 8:03am CST

On today’s episode of The His & Her Money Show, Olaolu and Brea Ogunyemi unpack their story of debt freedom. Brea is a licensed realtor in San Diego California, mom and the wife of a military man. Olaolu is as Captain in the United States Marine Corps and a musician. Olaolu, or Lu as he likes to be called, comes from Louisiana from a family of six children. They share their incredible debt freedom journey of paying off over $70,000 in just 8 months!

What You Will Learn In This Episode

  • Why making a decision to get out of debt is so important
  • How to become the change in financial matters that you want to see happen in your spouse
  • How to retrain your mind when it comes to your finances
  • Why couples should have a joint account
  • Why retail therapy is not worth it
  • How long-term goals will get you your dreams
  • What are sound financial decisions

Resources Mentioned

Direct download: FINAL20Olaolu20Ogunyemi20Interview.mp3
Category:general -- posted at: 7:39am CST

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