The His and Her Money Show

From a young age, both Chris and his wife had the anti-debt mentality, which helped drive them to early retirement, and to be successful before their wedding day.

This level of commitment can be replicated by taking a step back and looking at taxes, payment plans, finance, etc. from a different perspective.

In this episode of the His & Her Money Show, you will hear about the amazing story of Chris Mamula, and how he retired at “41”.

RESOURCES MENTIONED

 

Direct download: FINAL20Chris20Mamula20Episode.mp3
Category:general -- posted at: 6:00am CDT

With soooo much happening in the world right now we wanted to be a beacon of hope to help you find strategies and solutions to make the most of what we are all facing right currently.

With that in mind, we reached out to some friends of ours and have created a series of totally free Web Classes that we are aptly titling #StayHomeU.

We're going to tackle how you need to be handling your finances, your family, and your faith in times just like this. This is session 4.

Register to be live at these sessions HERE.

Direct download: How_to_Find_Financial_Peace_in_the_Midst_of_Chaos.mp3
Category:general -- posted at: 7:20pm CDT

With soooo much happening in the world right now we wanted to be a beacon of hope to help you find strategies and solutions to make the most of what we are all facing right currently.

With that in mind, we reached out to some friends of ours and have created a series of totally free Web Classes that we are aptly titling #StayHomeU.

We're going to tackle how you need to be handling your finances, your family, and your faith in times just like this. This is session 3.

Register to be live at these sessions HERE.

Direct download: How_to_Position_Yourself_for_Home_Ownership.mp3
Category:general -- posted at: 9:44pm CDT

With soooo much happening in the world right now we wanted to be a beacon of hope to help you find strategies and solutions to make the most of what we are all facing right currently.

With that in mind, we reached out to some friends of ours and have created a series of totally free Web Classes that we are aptly titling #StayHomeU.

We're going to tackle how you need to be handling your finances, your family, and your faith in times just like this. This is session 2.

Register to be live at theses sessions HERE.

Direct download: Session_2.mp3
Category:general -- posted at: 2:13pm CDT

With soooo much happening in the world right now we wanted to be a beacon of hope to help you find strategies and solutions to make the most of what we are all facing right currently.

With that in mind, we reached out to some friends of ours and have created a series of totally free Web Classes that we are aptly titling #StayHomeU.

We're going to tackle how you need to be handling your finances, your family, and your faith in times just like this. This is session 1.

Register to be live at the session HERE.

Here are links to the Work From Home Opportunites that were discussed.
Direct download: The_Cure_2020-Work_From_Home_Opportunities_to_Supplement_Your_Income.mp3
Category:general -- posted at: 1:26pm CDT

Today we have Rob and Melissa to introduce us to Flea Market Flipper, and the strategies to turn something that has been thrown away or neglected, into something valuable. 

Incredibly, they have managed to turn this hobby into a profitable business and have encouraged many to do the same. It’s that simple, but not easy to accomplish.

In this episode of the His & Her Money Show, you will hear about the incredible journey that Rob and Melissa have taken, and how the Flea Market can be of value to you.

RESOURCES MENTIONED

Direct download: FINAL20Flea20Market20Flipper20Episode.mp3
Category:general -- posted at: 6:00am CDT

Supplementing your income with a side hustle can make a world of difference when it comes to paying down debt or boosting your savings. Today’s guest has been able to do both. 

After Julie and her husband paid off over $90,000 in debt, she was able to take her side hustles to another level when she started to make money on Etsy.

As a new mom balancing a full-time job and two other side hustles including her blog, Millenial Boss and show the Fire Drill Podcast, Julie has managed to add an additional $6,000 to her income since starting her Etsy store, The Swag Elephant.

Julie shares what she's learned in starting up this lucrative hustle and how with the use of digital products, she’s been able to create a semi-passive flow of income for her and her family.

Listen in to learn how you can do the same and why established platforms like Etsy are prime for launching any good product— even if you don't have one crafty bone in your body.

Resources Mentioned:

Direct download: FINAL20Gold20City20Ventures20Episode.mp3
Category:general -- posted at: 6:00am CDT

Ladies, if a man confessed to having a huge debt while you are dating, would you go ahead and marry them? Many ladies would never give it a shot. The fear of getting into a marriage and bringing in debt is real!

Today on the show, we have a couple that did not allow debt to stop them from getting married. Alfred brought in a debt of $145,000, while Felice made sure that she brought in no debt. When they got married, they agreed on aggressively paying off Alfred’s debt.

They went headlong into their debt freedom journey when they came to a point where they felt the need to pause their efforts. Tune in to find out the powerful reason why and the lessons they've learned along the way.

Resources Mentioned: 

Direct download: FINAL20Freddy20and20Felice20Episode.mp3
Category:general -- posted at: 6:00am CDT

Bill’s story is a little different from the other stories you may have heard on the His & Her Money Show.

That’s because Bill’s (aka Billy B.) story starts off with a 10-year sentence….but it ends with a $300,000 net worth and marriage at the end. 

Bill survived a 10-year prison sentence and a life of partying, drugs, and addiction to become an entrepreneur, speaker, investor, and owner of the Wealth Well Done blog.

You can find out more about him on his website,  Facebook, or Twitter.

 

Direct download: FINAL20Wealth20Well20Done20Episode.mp3
Category:general -- posted at: 6:00am CDT

One of the reasons most of us don’t want to tackle the debt is fear. We don’t want to risk failure.

Najee and Jennifer don’t see it that way.

They see the risk in NOT tackling your debt and they share why in this episode.

They share their journey and the unique strategies that took them from $80,000 down to $11,000 in student and car loans in just 3 years.

 

WHAT YOU WILL LEARN 

  • How Najee and Jennifer both got on board with their debt freedom budget, even though they have different spending styles
  • The one thing that put Najee and Jennifer on track to cut their debt
  • Why they automated the spending process to control their finances
  • Why Najee and Jennifer chose not to travel during their debt-free journey
  • The big mental switch that helped Najee switch from being a spender to a saver in their debt-free journey
  • Why a vacation may not be what you think
  • Jennifer’s and Najee’s unique strategies to stay on the debt-free track
  • Encouraging your spouse or partner during their debt-free journey
  • An easy-to-use visual reminder to help you stay on track with debt
  • What to do when you make a mistake during your big-free journey

 

RESOURCES MENTIONED

 

 

Direct download: FINAL20Najee20and20Jennifer20Episode.mp3
Category:general -- posted at: 6:00am CDT

There are plenty of courses that teach you how to “run the numbers” when it comes to picking stocks on Wall Street, but there are very few people talking about the two most essential factors behind those numbers, discipline, and behavior. 

This is why Dr. Crosby and the His & Her Money tackle the issue of your brain and investing. The more you know about your mindset and behavior toward money is a powerful skill that will return a nice profit to your wallet.

 

WHAT YOU WILL LEARN 

  • Passing on financial literacy to the next generation
  • Helping the next generation start investing- -and why they should start early
  • Why is investing in Wall Street so complicated?
  • Why investing is great for fund managers, but no so great for the average individual investor
  • What kind of investments should we be looking at?
  • Why expenses are very important in investing
  • How to diversity your portfolio...and why it should be a global 
  • How to deal with psychological roadblocks that keep you from investing
  • Why you should invest in more than stock (aka yourself)

 

RESOURCES MENTIONED

 

Direct download: FINAL20Daniel20Crosby20Episode.mp3
Category:general -- posted at: 6:00am CDT

In this episode, Reginald and Pamela share the first steps they took to get out of debt and how they made the transition into full-time entrepreneurs and homeschooling parents. 

They also share how they balance their unique approaches to money (Pamela is the visionary and Reginald is the number cruncher) to build two profitable businesses that work for their family.

Oh...and did we for that both of these businesses without debt.

On top of that,  they also bought 41 acres of land in cash. 

 

WHAT YOU WILL LEARN 

  • How a nursing career led Pamela to entrepreneurship
  • Balancing a risk-taking personality vs visionary in a relationship
  • Balancing entrepreneurship and getting out of debt at the same time
  • Financially surviving as a family when you take a leap of faith
  • How Reginald and Palmer relied on faith to take strategic leaps
  • How Pamela developed a new business based on need
  • The sacrifices Reginald and Palmer had to take on their debt-free journey
  • Pamela’s and Reginald's perspective shift on debt and wealth
  • How Reginald and Pamela built two multi-million dollar businesses...without debt
  • How to grow a debt-free business

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Direct download: FINAL20Reginald20and20Pamela20Episode.mp3
Category:general -- posted at: 6:00am CDT

In this episode, George Howard shares his story of how he transitioned from failure to tax sales guru and his strategy for picking the right property in a tax lien sale to buying the right properties so you can build an income stream that will bring you closer to your dreams.

 

WHAT YOU WILL LEARN 

  • George’s story of turning $500 into an investment that became 100 properties and a business...without debt
  • Why almost anyone can buy a tax lien
  • The different types of tax liens you can buy and the different types of sales you can get them
  • The $500 investment that became a $200,000 reward for a savvy tax lien investor  
  • Do I need a license to buy a lien?
  • Do I need an attorney?
  • How should you prepare for a tax sale?
  • Does every state have a tax sale?
  • How do you decide if a property is worth it?
  • Why you shouldn’t get overly emotional off any sale in investing
  • Is a building an asset or a liability? How about land?
  • How do you know which properties to hold and which ones to sell?
  • Should you ever use debt to invest?
  • Why (and how) he’s preparing for an economic crash

 

RESOURCES MENTIONED

Direct download: FINAL20George20Howard20Episode.mp3
Category:general -- posted at: 6:00am CDT

On the His & Her Money Show, we’ve covered real estate investing from a lot of different angles:...but never live this.

As Byron and Sharnice lost their jobs and needed a reliable source of income. Byron had tried real estate investing a few years before but was never able to make it a good profit.

Then one day, Byron heard a podcast about a very interesting real estate investing opportunity with very low cash and didn’t require having a perfect score.

That opportunity was investing in mobile homes.

Find out how Byron and Sharnice took this investing opportunity (that most of us didn’t hear about) and turned it into new streams of income for their family and education for a whole new kind of investor.

Direct download: FINAL20Byron20and20Sharnice20Episode.mp3
Category:general -- posted at: 6:00am CDT

Direct download: FINAL20Whitney20Bonds20Episode.mp3
Category:general -- posted at: 6:00am CDT

Today’s episode features another couple’s debt-freedom journey...with a twist. Like all of the other couples we’ve interviewed, Brad and Tara worked together to conquer a mountain of debt. The difference between Brad and Tara’s story is their path toward debt freedom. 

This couple’s debt-free journey included two full-time jobs, a profitable side business, two kids, a death in the family, and a move to a new home.

If you’re ready to hear how this couple conquered over $180,000 in debt in a little over two years while running a business and two full-time jobs..and came out on the other side more appreciative of the “ordinary life”, you don’t want to miss out on this episode.

Brad Finn is a physics teacher and owner of a profitable small business (brewery) who was earning a 6-figure salary. After realizing that he was losing money on his expensive lifestyle, he followed his wife Tara on a debt-cutting journey. You can find out more about him on his website, YouTube, Instagram, Facebook, or Twitter  

Tara Finn is also a teacher, Mom, Crossfitter, and marathoner who inspired and supported Brad through a debt-free journey to conquer a 6-figure debt and turn it into financial freedom. You can find out more about her on Instagram

Direct download: Brad_and_Tara_Finn_Episode.mp3
Category:general -- posted at: 6:00am CDT

For  Jason Butler, the journey to debt freedom is not a straightforward path, but it is real. 

Inspired by other money bloggers, he made a goal of paying off his debt in 3 years.

As he says, “He failed miserably.”

But that failure sparked a new side hustle empire (powered by eBay) for Jason.

That journey, along with strategies, is what Jason shares in this episode of The His & Her Money Show. Jason shares some of his top flips (and duds) while sharing his strategy for keeping costs low, managing inventory, and making the transition to owning your own store. 

 

WHAT YOU WILL LEARN 

  • The up and down realities of a debt-free journey
  • Finding the right side hustle for you
  • The process behind Jason choosing eBay as a key side hustle
  • Best flips Jason made on eBay
  • Biggest mistakes eBay newbies make 
  • How do you find the right items to resell on eBay?
  • Controlling costs on eBay: How much do you spend buying items?
  • Shipping: How do you avoid high shipping costs?
  • Managing your eBay inventory 
  • Pricing strategies: Buy it Now (Fixed price) vs eBay Auction
  • Jason’s eBay & debt-free goals for the future
  • Should you start with an eBay store first?
  • ll of the stuff (like loan requirements) when you’re investing?

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Direct download: FINAL20Jason20Butler20Episode.mp3
Category:general -- posted at: 6:00am CDT

Money is a very important part of the relationship when you’re a couple, but it isn’t the ONLY part.

There’s also romance.

Romance is the glue that brings two people together. Romance is what keeps a couple together.

But in the daily mix of work, kids, school trips, doctor’s visits, family trips, and more, things like “date night” or simply talking to your partner become less and less of a priority.

Austin and Rachel Holt want to change that.

In this episode of the His & Her Money Show, Austin and Rachel Holt share their advice on strengthening your relationship by managing a different budget, your time.

If you are in a relationship that has lost its spark because you don’t have time, this episode will provide practical steps that you can use today to start making a positive change for your relationship’s future.

Austin and Rachel Holt are marriage counselors who run the marriage counseling business, Because Marriage Matters.

Shownotes - https://www.hisandhermoney.com/443

Direct download: FINAL20Austin20and20Rachel20Holt20Episode.mp3
Category:general -- posted at: 6:00am CDT

On today’s episode of The His & Her Money Show, we talk about two issues that aren’t usually talked about in the same sentence, faith, and real estate.

Yet, Paul Moore found a way to combine faith and real estate in his life and he shares the wisdom he learned along the way.

In the first half of this episode, Paul shares how he ended up in $2 million in debt and how he tithed and gave his way to a debt-free life.

In the second half of this episode, Paul breaks down commercial vs residential real estate, real estate syndication, and crowdfunding. Paul discusses the current state of “house flipping” and what investors can do instead to work less for a bigger return.

 

WHAT YOU WILL LEARN 

  • Paul’s downward life spiral after he sold his company for millions
  • How Paul got into $2 million in debt ...and got out debt by tithing and faith
  • The difference between speculating and investing
  • The faith-driven, inspirational story of George Mueller
  • Why your mindset matters when you are giving or tithing
  • Real estate crowdfunding
  • Is real estate crowdfunding better than investing on your own?
  • The difference between commercial and residential estate investing
  • Barriers to commercial real estate investing..and how to get around them
  • What’s real estate syndication?
  • The big “Why?” that drives Paul’s social justice mission
  • What you can do to fight human trafficking

 

RESOURCES MENTIONED

 

Direct download: Final_Paul_Moore_Episode.mp3
Category:general -- posted at: 6:00am CDT

The debt-free story of James and Cathy isn’t your typical “we saved money and hustled to get out of debt “ story. 

It’s a bit more complicated than that. 

It’s also a debt-busting strategy that isn’t for the weak.

After paying off close to $60,000 in loans, credit cards, and student loans, they switched to a high-paying strategy known as the Velocity Banking to pay off their house early.

Tune in if you are looking for a non-traditional way to pay off debt along with the practical steps you need to make sure you stay on the “paid” side of credit. 

Cathy St. Louis is a Mom and blogger who works from home and blogs about simplicity and a debt-free lifestyle. You can follow her and James’  journey on their website and Instagram.

 

WHAT YOU WILL LEARN 

  • What caused James and Cathy to make the shift to debt crushers
  • Why Catchy and James decided to trade in a car to save on expenses and continue their debt journey
  • How to manage debt when one partner is a big spender
  • Why ego is a big part of the issue with overspender
  • Getting a good deal on your car trade-in
  • Building a sales cushion while paying off debt
  • Using bigger sums of money (like a bonus or tax refund) to pay off debt
  • Cathy and James’ unique strategy of using the HELOC to pay off a debt off fast
  • Why James and Cathy chose to use the Velocity Banking method in the first place
  • How they invested in Velocity Banking without getting

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Direct download: FINAL20James20and20Cathy20Episode.mp3
Category:general -- posted at: 6:00am CDT

Whatever you do in life, is a God giving feature and a blessing. That is the message Jordan Raynor preaches to the public and those who are willing to listen.

Benjamin Franklin stated, “Be a Jack of All Trades and a Master of One!”. It is inevitable to be a ‘Jack of All Trades’ or to have many skills and talents, however, it is often that we are not a master of a single skill or talent within our arsenal. 

In this episode of the His & Her Money Show, we discover the story of Jordan Raynor, and know that everything we do, is an opportunity to be excellent!

 

THANKS FOR LISTENING

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Direct download: Final20Jordan20Raynor20Episode.mp3
Category:general -- posted at: 9:02pm CDT

Real estate investing is an activity that’s becoming popular by the day, but how do you get started? How do you make the leap from potential real estate investor to someone who’s walking out with a loan for a new soon-to-be money-making property?

In this episode of the His & Her Money Show, we talk with one of the experts that can get you started. Jarrod Greer is the VP of Mortgage Lending at Guaranteed Rate and a renovation specialist who can help you navigate the paperwork you need to start making a profit.

 

WHAT YOU WILL LEARN 

  • What do I need to be a real estate investor?
  • Buying and investing in real estate after the 2006-07 Recession...and possibly a future recession
  • House hacking
  • Why you need to plan more before we buy a home
  • Your credit score: How does it impact real estate investing and how can I improve it?
  • Difference between FHA (Federal Housing Authority) loans and commercial loans
  • What’s the best credit score for an ideal rate?
  • Renovation loans- What it is and how can I get one?
  • Debt ratio-What is it and how does it impact my real estate investing
  • How much money do I have to put down for an investment?
  • ARV(After-repair value) and its impact on a renovation loan
  • Why you need a team when you invest in real estate
  • What you need to know before you meet a loan officer
  • Why is it important to know all of the stuff (like loan requirements) when you’re investing?

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Direct download: FINAL20Jarrod20Grear20Episode.mp3
Category:general -- posted at: 6:00am CDT

Erica Wade brings the “hustle” when it comes to kicking debt’s butt and she shares her journey with us on the His & Her Money Show. 

Tune in if you are ready to hear how Erica slashed her debt, built a mini side hustle empire and live a financially disciplined life that inspires others while treating yourself at the same time.

 

WHAT YOU WILL LEARN 

  • The lasting positive impact the His & Her Money Show had on Erica 
  • Tackling different types of debt
  • What to do when you get overboard with budgeting ...and how Erica fixed the problem
  • The most important account in Erica’s budget
  • Why you should have fun built into your budget
  • Handling the extra money from a side hustle
  • How to balance a side hustle with the rest of your life
  • Dealing with naysayers on your debt-free journey
  • Going beyond the side hustle” Erica’s plan to move from side hustle to side hustle empire

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Direct download: FINAL20Erica20Wade20Episode.mp3
Category:general -- posted at: 6:00am CDT

In this episode of the His & Her Money, Clark Kendall shares how it’s possible for everyday, middle-class people like your janitors, hair salon owners, and teachers have the potential to become millionaires through smart, strategic investing. 

Clark Kendall is the President of Kendall Capital Management and author of the fantastic book Middle-Class Millionaire. Furthermore, Clark has 30 years of experience in investment and wealth management with the academic knowledge obtained from the Chartered Financial Analyst® (CFA), Accredited Estate Planner (AEP®), and CERTIFIED FINANCIAL PLANNER (CFP®) programs.

 

WHAT YOU WILL LEARN 

  • How his childhood & passion for working with the middle class led him to write “Middle-Class Millionaire”
  • Biggest misconceptions about retirement
  • How to set yourself up for smart investing...even if you don’t have a million dollars in the bank
  • Why you should adopt a saver’s mindset to become a better investor
  • Why Clark says we need to rethink retirement
  • Teaching financial literacy to your kids
  • The unique way Clark taught his kids financial literacy
  • How can someone get started in investing?
  • What is tax diversification?

 

RESOURCES

 

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Direct download: FINAL20Clark20Kendall20Episode.mp3
Category:general -- posted at: 11:21am CDT

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