The His and Her Money Show

On today’s episode of The His & Her Money Show, we talk about a big issue that is affecting our entire country, student loan debt. It is one of the biggest hurdles of anyone trying to get financially free. 

As our guest Ryan Craig points out, the U.S. student loan debt total is at $1.5 TRILLION dollars.

This debt was incurred mostly by students who believed the dream that college would help them get a “good job”, only to find that the “good jobs” wanted employees with a different set of skills.

How do we fix this problem and how do we prevent the next generation of college-bound students from falling into the trap?

Give them alternatives.

That’s what Ryan Craig is all about. Ryan argues that now is the time to give cheaper and more targeted options for people, throughout their careers, whether they are high school students or experienced workers looking to advance their career.

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • What is causing the student loan crisis?
  • How much should we be saving for college?
  • Conversations parents should have with their kids about paying for college
  • The “right-left” education approach Ryan says schools should adapt to help students find better jobs
  • Examples of career paths that lead to good first-time jobs
  • Alternatives to college
  • Conversations our society needs to have about paying for college
  • How to break up with the “college will fix everything” belief 
  • What higher education may look like in the future
  • What high schools) and parents need to do to prepare their children for college alternatives

 

RESOURCES

 

THANKS FOR LISTENING!

Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy.

Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit  HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Also, please leave an honest review for The The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.

Direct download: Ryan_Craig_Interview.mp3
Category:general -- posted at: 6:30am CDT

Nowadays, going to college has become synonymous with entering adulthood in massive student loan debt. Having just entered the workforce, being able to not only find and hold a job but also begin tackling this debt can be incredibly daunting and seemingly impossible. 

However, 23-year-old Briana Browne has managed to pay off 30k of student loan debt in a year and a half, proving that, with the correct mindset, support system, and motivation, reaching debt freedom right out of college is achievable.

 

WHAT YOU WILL LEARN

  • Paying off student loans right after college
  • Taking advantage of your family and home
  • Private loan payment plans
  • Staying focused on eliminating debt right out of college

 

RESOURCES MENTIONED

Direct download: FINAL20Brianna20Brown20Episode.mp3
Category:general -- posted at: 6:30am CDT

So many of us are right in the middle of the journey to financial freedom and it's easy to get off track. Sometimes it feels as if the traction just isn't there. But it's never too late to start again. 

On today's episode of The His & Her Money Show, we talk with Sonia Sears. She became debt-free at one point in her life, but later on, she slipped back into debt.

She is a licensed clinical social worker and also works as a mental health practitioner. 

 

What You Will Learn In This Episode

  • How to give things up in the short term to achieve your long term goal
  • Get extra jobs and use the cash to pay off debt
  • If you can, go live with your parents for a while to decrease your expenses
  • Why you need to be accountable to someone

 

Resources Mentioned

  • Mint: Budget Tracker & Planner – Free Only Money Management

 

Thanks For Listening!

Special thanks to Voleo for sponsoring this episode. Voleo is the first mobile app designed to help people invest in stocks together through investment clubs. Visit HisandHerMoney.com/Voleo for more info.

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Direct download: FINAL20EDIT20Sonia20Sears20Interview.mp3
Category:general -- posted at: 6:30am CDT

Real estate investment is a long-term game that can reap some incredible benefits. However, buying a single home most likely won’t lead you towards complete financial independence.

Today, a real estate investing couple, Mark and Tamiel, are here to share their experience and journey into real estate syndication and how they are using this to build generational wealth and choice-filled lives for their children

Real estate syndication is, in short, group purchasing. It allows the average person to collectively gather money with other investors to buy properties that they would not be able to buy individually. 

Mark and Tamiel turned towards purchasing larger, multi-family units or apartment buildings because the track they were on would only lead them to financial independence late in life.

 

WHAT YOU WILL LEARN

  • Ways to get involved in real estate syndication
  • Differences between single-home and multi-unit investments
  • How to find trustworthy and reliable partners
  • Factors to consider before investing
  • How to manage and divide revenue for multi-unit investments
  • What to look for in an investment area
  • How to come up with the capital for an initial investment

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning into the His & Her Money Show. If you’ve enjoyed this episode, please share it using the social media buttons at the bottom of the post.

Also, please leave an honest review of the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Direct download: FINAL20Mark20and20Tamiel20Episode.mp3
Category:general -- posted at: 6:30am CDT

On this episode of The His & Her Money podcast, we’ve got an incredible story for you. Meet Christopher and Savaughn, a court officer and medical receptionist by day, pastor and first lady of their church by night. Married for 17 years and with 2 children, they managed to pay off 52k of debt in 32 months. 

With a combination of tax payments, medical bills, student and car loans, and credit card debt, they had been struggling with their finances for years before finally deciding to make a change.

But once they took their first step towards debt freedom and the bills started disappearing, they were motivated to pay it all off.

WHAT YOU WILL LEARN

  • How to shift your mindset to make financial changes
  • How to take action on your faith in getting rid of debt
  • Ways to get your children involved in your financial journey
  • Establishing a supportive community
  • Making changes and budgets to increase debt payments
  • The impact of a debt-free journey on marriage
  • Taking the first step towards tackling your debt

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning into the His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons at the bottom of the post.

Also, please leave an honest review of the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Special thanks to Voleo for sponsoring this episode. Voleo is the first mobile app designed to help people invest in stocks together through investment clubs. Visit HisandHerMoney.com/Voleo for more info.

Direct download: Christopher_and_SaVaughn_Episode.mp3
Category:general -- posted at: 6:30am CDT

Here on the His & Her Money podcast, we’re dedicated to not only helping you pay off debt but also empowering you to invest in your own wealth.

Real estate investing is a popular option - however, it often comes with many barriers and obstacles that make it seem impossible. 

On this episode, we sit down with Danielle Pierce, an expert on tax lien investment who has been in the real estate industry for over 12 years. A tax lien is placed on properties whose owners have failed to pay their taxes.

Danielle shares how investing in these tax lien properties can produce income through double-digit interest or ownership, and how this option serves as a more accessible and low-risk method of real estate investment.

WHAT YOU WILL LEARN

  • Tax lien investing
  • How to find out if your area has opportunities for tax lien investment
  • What to bring and how to prepare for a sale
  • How a redemption period can affect your decision to invest in a property
  • Factors to consider when choosing an area 
  • Benefits of hiring an attorney
  • What happens after you purchase a tax lien property

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Direct download: FINAL20FIX20Danielle20Pierce20Episode.mp3
Category:general -- posted at: 1:21pm CDT

Teamwork is so imperative in marriage. Loving and supporting each other gives a great foundation to work and play together. And trust goes a long long way to secure unity. On today's episode of The His & Her Money Show, Robert and Tammira Lucas tell us their story. 

Tammira describes herself as a serial entrepreneur, mom, and wife as well as a business professor in Baltimore. She is the founder of Moms As Entrepreneurs in underserved communities.

She launched her own co-working space for mothers which provides babysitting services for moms. Another company she runs, The Business Dr, provides strategic marketing solutions for social media and business consulting. 

Robert started in business with his father, running a home service for carpet cleaning which grew to a good level. He branched out and now owns his own used car dealership. He was born to be an entrepreneur. 

 

What You Will Learn In This Episode

  • How to support your spouse
  • How to just go for it
  • Strategies to research your idea
  • Ways to properly handle failures and mistakes
  • How to surrender to God and chill out
  • How to include your children

 

Resources Mentioned

 

Special thanks to Voleo for sponsoring this episode. Voleo is the first mobile app designed to help people invest in stocks together through
investment clubs. Visit HisandHerMoney.com/Voleo for more info.

Direct download: How_to_Go_into_Business_with_Your_Spouse.mp3
Category:general -- posted at: 9:34am CDT

The dictionary says resilience is the capacity to recover quickly from difficulties; toughness. We have all experienced setbacks in our life.

But our toughness shines through when we get back up, dust ourselves off, look at what we did wrong, change, and get going again. 

On today's episode of The His & Her Money Show, Patrick Aime, originally from Rwanda in East Africa, has been living the American dream for the past 26 years. He overcame many obstacles and is now a DEBT FREE MILLIONAIRE. 

 

What You Will Learn In This Episode

  • How to realize your dream
  • What is good customer service
  • Why it is important to save
  • What is FI (Financial Independence)
  • Why you need to know your ‘why’
  • Why do you need an emergency

 

Resources Mentioned

 

Thanks For Listening!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Today’s show was sponsored by Crush My Mortgage. If you are ready to accelerate the process of paying off your home mortgage and become truly financially free once and for all then enroll in our brand new online course Crush My Mortgage.

Direct download: FINAL20EDIT20Patrick20Anime20Interview.mp3
Category:general -- posted at: 10:49am CDT

In this episode of His & Her Money, we talk to a special guest - Rob Rose. However, we’re not talking to Rob about his debt-free journey. Instead, Rob shares an incredible resource available across the country that could provide easier access towards personal and community wealth building through real estate investment.

Rob is the executive director of the Cook County Land Bank Authority. A land bank is what the name states - it can bank and hold distressed properties that are either foreclosed or abandoned. Their mission is to make these properties available to potential investors, business owners and homeowners at below-market prices to stabilize neighborhoods through community-based wealth building. 

 

WHAT YOU WILL LEARN

  • The importance of community-based wealth building
  • How to keep wealth within a community
  • About the role of land banks
  • Expectations for property investors
  • Common property investment mistakes

 

RESOURCES MENTIONED

 

THANKS FOR LISTENING!

Thanks for tuning into us on The His & Her Money Show. Also, If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes!Ratings and reviews are extremely helpful and greatly appreciated! Furthermore, they do matter in the rankings of the show, and we do read each and every one of them.

Direct download: FINAL20Rob20Rose20Episode.mp3
Category:general -- posted at: 11:49am CDT

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