The His and Her Money Show

On today's episode of The His & Her Money Show, we've got an amazing guest coming on to chat with us about God, finances, and how she's using her faith and money smarts and skills to change lives. Emily Stroud is a wife, mom, author, entrepreneur, and financial adviser, working hard to change the stigma of talking about money - because talking about money is exactly what she loves to do!

Emily's whole family is in the ministry, so naturally, she assumed she'd follow in some way or another. While getting her MBA, set to pursue non-profit consulting for churches and ministries, she took some financial courses, and it was obvious that here she'd found her calling. 20 years later, she counsels couples and individuals on managing money and faith in the best way possible. Emily is an inspiring guru of advice on all things finances, and touches on debt, investment, and staying on track financially as a married unit. This fantastic episode is packed with so many nuggets of wisdom to take in, but it's still only the tip of the iceberg of what she covers in her books, so go check them out on Amazon and give them a read! You're sure to learn something new!

To learn more and find inspiration, keep up with Emily at EmilygStroud.com!

WHAT YOU WILL LEARN IN THIS EPISODE

  • Managing your credit cards with maturity and accountability
  • Approaching your spouse to talk about finances
  • Beating your "financial fear"
  • A rundown of Emily's free Budget Planner
  • The long-term importance of starting a budget
  • Spiritual rewards of living mindfully

RESOURCES

Thank You For Listening!

Get your FREE audiobook download and 30-day free trial at HisandHerMoney.com/Audible. With over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player, Audible has a ton of audiobooks for you to try no matter what genre you love to read.

Thanks for tuning into us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.

 

Direct download: How_to_Be_Faithful_With_Your_Finances_with_Emily_Stroud.mp3
Category:general -- posted at: 4:00am CDT

Eliminating debt isn't easy. It doesn't matter if you're single, a family unit, or a couple - it'll always have its challenges, and especially as newlyweds, tackling your finances might not be a challenge you want to take on right away. But the sooner the better! Forming a united front against your debt isn't just a learning experience and a lot of hard work and sacrifices: sure, it can be a test of marriage, but it's also taking the first big step towards financial freedom and starting to build the life you want together.

On today's episode of The His & Her Money Show, Michael Lacy is coming in to tell us all about his debt-free journey, and how he and his wife Taylor smashed $61,000 of debt in just 16 months! Michael is the founder of Black Sheep Finance, where he's a financial coach dedicated to offering clarity and practical advice for others who are struggling to achieve their financial dreams. He's a wealth of information and you're sure to learn something today!

Unlike so many Americans, Michael and Taylor didn't have student loans or a mortgage to contend with -- but they WERE swimming in credit card debt and car loans. Michael's father gave him plenty of financial advice from a young age, but once his credit card usage got started, it spiraled, and by the time they got married, he and Taylor had a whopping $61,000 of debt between them. There was no end in sight until they ended up rained in on their honeymoon, which turned out to be a blessing in disguise -- with nothing else to do, they started setting their goals for the future, tallied up their debt, and decided that it was time to finally take control of their finances.

Once they were both on board, they got straight to working budgeting and setting their financial priorities. It wasn't all easy -- there were some hiccups along the way, and sometimes the process started to weigh on their marriage, but 16 months later, Michael and Taylor were enjoying the end of their debt payoff on a cruise! How will YOU celebrate yours?

Find Michael at http://www.blacksheepfinance.com!

WHAT YOU WILL LEARN IN THIS EPISODE

  • The importance of accountability
  • The 4 modern financial essentials
  • Getting started and keeping up your momentum on your debt-free journey
  • Getting motivated to eliminate your debt
  • How newlyweds Michael and Lacy beat their $61,000 debt

RESOURCES

Thank You for Listening!

Thanks for tuning into the His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review of the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Today’s show was sponsored by Teach Me How To Budget. If you are ready to gain freedom in your finances once and for all then enroll in our brand new personal finance course Teach Me How To Budget.

Direct download: FINAL_Michael_Lacy_interview.mp3
Category:general -- posted at: 4:00am CDT

On this episode of The His & Her Money show, we have Monica Louie who is here to teach on how to use Facebook Ads to grow your business.

Monica Louie a full-fledged Facebook Ads expert also shared the three main components of Facebook Ads: Firstly, you need to have an offer which can be as simple as a blog post or a free offer, download or training that people wants. Your offer should be an attention-grabbing one for people to engage with. Secondly, you need to find the right people who are interested in your offer. These people will share and spread your offer to their families and friends, gaining you organic reach. Lastly, make an attention-grabbing ad. This ad will grab other people’s attention and entice them to click through.

Monica also mentioned that she started with just as little as $5 a day for her budget. According to her, engagement plays a big role in your ad. More engagement means people are sharing the ads for you. It lowers the cost since it is higher click through. It also means more eyeballs for your ads.

She also shared the common mistakes that people make. People don’t have a clear strategy, what their goals are for their business. They are confused about the different things they want to do, which campaigns to use, and who are the audiences to target. They just dive in and didn’t know what they are doing. Lack of education can also hold you back in Facebook Ads success.

WHAT YOU WILL LEARN IN THIS EPISODE

  • How Monica started with Facebook ads
  • What are the components of a Facebook Ad
  • What are the important things that you need to take note when you are starting
  • Who should be your target audience
  • Is engagement important when it comes to ads?
  • Common mistakes people make with Facebook Ads

RESOURCE MENTIONED IN THE EPISODE

THANK YOU FOR LISTENING!

Thanks for tuning into us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review of The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.

 

Direct download: FINAL_Monica_Louie_Interview.mp3
Category:general -- posted at: 4:00am CDT

If you know for sure that you want to get out of debt, that's the first step. What comes next is where things can get tricky, and sometimes you have you get creative. There are many ways to kickstart your debt free journey and to keep up the momentum once you're well on your way - create a budget, cut expenses, or even start a side hustle or two. Or why not try all of these things at once?

On today's episode of The His & Her Money Show, Alex Barker is in the house to talk about smashing debt, living well, and being a rockstar entrepreneur. You might also know Alex as the Side Hustle Coach, and that's no surprise. By day, he's is a pharmacist, but he's also a career coach at alexbarker.co with multiple others businesses of his own under his belt. So with so much going on, it might be hard to believe that Alex and his wife were once roughly $200,000 in debt...but it's true! But they made it to the other side, and we can't wait for you learn the "secret sauce" behind their journey to debt freedom!

Naturally, Alex and his wife don't agree on EVERYTHING - but when it came to eliminating their debt, they were totally on the same page and ready to tackle it together, even as practically newlyweds. Alex's parents instilled smart money habits from a young age, and even Alex thought he was already a financial whiz, the debt management class his wife insisted on enlightened him and filled in some of the gaps. They knew he wanted out as soon as possible - it was just a matter of how! And there were many ways. They decided to live off one of their two monthly paychecks and paid off their debts systematically, starting with the car loan and working their way up towards the mortgage, saving money wherever they could despite Alex's pharmacist salary, and quickly learned that living well doesn't have to mean living expensively.

On top of that, there was a time when Alex wasn't totally sure he wanted to be a pharmacist for the rest of his life, and so he started branching out. Dipping into the small business world and generating extra income from various side hustles, he officially caught the entrepreneur bug, and ultimately through living simply, teamwork, and dedication to intermittent fasting and flipping baby strollers on eBay, seven years later, they've budgeted, saved, and strategized their way to debt freedom!

Get in touch with Alex on LinkedIn!

WHAT YOU WILL LEARN IN THIS EPISODE

  • Avoiding financial temptation on the road to debt freedom
  • Looking past naysayers and criticisms
  • Living on less than what you make, and how it can help you live better
  • How "living poor" helped Alex and his wife beat their debt
  • Debt reduction programs - what they are, how to use them, and why they're important
  • Unique strategies Alex used to save money and generate income

RESOURCES

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.

Thanks to PolicyGenius.com for sponsoring our podcast. Policy Genius is the easiest site to shop for term life insurance. You can find the best policy in just 5 minutes!

Direct download: FINAL_Alex_Barker_Interview.mp3
Category:general -- posted at: 4:00am CDT

Pretty much anyone who's ever dipped into the personal finance community has heard about side hustling. Here at His & Her Money, we're huge advocates of entrepreneurship, and we want everyone to know that getting a side hustle (or several!) can be an incredible tool for not just paying off debt and generating extra income, but ultimately achieving financial freedom in the process. Having more income is a powerful asset, and you might even be able to turn your hobbies into cash!

On today's episode of The His & Her Money Show, we're so glad to have Michelle Schroeder-Gardner on the show with us! You might know Michelle from MakingSenseOfCents.com, and as well as being a blogger, she's a personal finance expert, wife, and full-time traveler. She started her blog back in 2013 as a hobby, but once she realized she could make a go of it, she paid off a whopping $40,000 in student loan debt, left Corporate America behind, and she and her husband have been making the best of financial freedom ever since!

Michelle was working full-time as a financial analyst when she got her first student loan notice in the mail - that was when she realized that she didn't want to be tied down for the next 8 to 12 years paying them off. By now Michelle was following the personal finance community, reading stories of debt smashing success, and it didn't take long to realize that she could do that too! Her first side hustle was mystery shopping, and that was just the beginning. From there, she and her husband found more ways to manage money: eating out less, cutting costs, and of course, side hustling.

Michelle credits her success to one course, Elite Blog Academy. We must mention this course only opens once a year and you must get on the waiting list to even be notified of it.

FYI- Elite Blog Academy is currently open through Friday, March 9th! Get in the doors before it closes and doesn’t open up until next year. Click here to find out more info.  

Michelle didn't know much about blogging when she first started, let alone that she could make a living doing it. Her work-life balance involved weekends and later hours, and she even used her vacation days to work on the blog. But hard work paid off: 6 months after she started blogging, she made her first $100; a year after, she was earning roughly $5,000 a month; today, she makes over $1,000,000! Michelle is an incredible wealth of tips, tricks, and advice, from networking and blogging conferences to advertising and making the most of your blog presence online. Her journey is incredible, and yours can be too!

WHAT YOU WILL LEARN IN THIS EPISODE

  • How Michelle got in the mindset to get debt free fast
  • Setting out to make your side hustle your full-time source of income
  • How Michelle makes money off her blog
  • The basics of networking and building online relationships
  • Breaking down the habits of million dollar bloggers vs. the unsuccessful

RESOURCES

Thank You For Listening!

Thanks for tuning into us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.

This episode of The His and Her Money Show is sponsored by Bluehost, which we personally use for all of our web hosting needs. Thinking about starting up your own podcast, blog, or business website? Bluehost has unlimited plans starting out at very attractive prices. Click here for a special offer!

Direct download: How_Michelle_Turned_Her_0_Blog_Into_a_Million_Dollar_Blog.mp3
Category:general -- posted at: 12:07pm CDT

There are few things we champion more than taking up a good side hustle. Whether you're paying off debt, saving up for that dream vacation, or even just looking to profit from a new creative outlet, there are countless ways to generate extra income. And the best part is, sometimes your side hustles can turn into something so much more! Walking dogs, teaching yoga, graphic design...these can all be transformed from passion projects to lucrative businesses, but one of the most popular and profitable side hustles is starting a blog. We know you've heard about this before, and you might still have your doubts. So keep listening!

On today's episode of The His & Her Money Show, things are about to get interesting! We've brought on a great friend and an even MORE amazing blogger, Rosemarie Groner, to share her experiences in the blogosphere and tell us all about her incredible success story. When Rosemarie started her blog, The Busy Budgeter, she had an idea of what she wanted her end goal to be but, just like you, didn't know if she'd succeed. And in 10 months, her readership and income blossomed into a full-time income and beyond, and now she's making $100,000 a month! We'd call that a success!

Of course, blogging wasn't the first career Rosemarie envisioned herself having. She was a state trooper for 9 years, but as a wife and mom, due to her crazy unpredictable schedule, she knew she didn't want to do it forever. And when she started a home daycare center, that didn't work out too well either. There had to be a way to replace her full-time income, and suddenly, she found it in a random email for a blogging course. From there, Rosemarie enrolled in Elite Blog Academy (a His & Her Money favorite!), and this was just the beginning. It was a lot of work and dedication, but as her blog grew and grew, Rosemarie realized she was building a six-figure business - as a stay-at-home mom, no less!

Find Rosemarie at BusyBudgeter.com, and join her in taking the blogging world by storm!

WHAT YOU WILL LEARN IN THIS EPISODE

  • How Rosemarie started her blog and steps she took to make it great
  • Investing in your blog, and why it's important
  • Different ways to generate blog income
  • Staying on track while building your blog and squashing discouragement

RESOURCES

Thank You for Listening!

Thanks for tuning into the His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Direct download: Stay_at_Home_Mom_Makes_100000_a_Month_Blogging.mp3
Category:general -- posted at: 5:00am CDT

Debt is nothing new for the average American. Car loans, consumer debt, student loans, and all other types of debt have fast become another piece of day-to-day life, for students, singles, couples, and families all across the country. But there's a light at the end of the tunnel, even if it doesn't seem like it. Living the American lifestyle doesn't have to mean living with debt, and if you can motivate yourself to push and stay on the right track, you could be well on your way to smashing YOUR debt once and for all.

 

On today's episode of The His & Her Money Show, Maya Lewis is joining us for another fantastic debt elimination story. Maya is a Maryland-born project management analyst, self-proclaimed Excel spreadsheet queen, and debt-smashing superstar. Over just two years she single-handedly paid off an incredible $73,000, and this is how she did it!

 

RESOURCES

 

Direct download: FINAL_Maya_Lewis_Interview.mp3
Category:general -- posted at: 5:00am CDT

On today's episode of The His & Her Money Show, Ruth Soukup is stopping by! A few years ago Ruth was on the show to talk about her new book, "Living Well Spending Less", and we're so excited that she's here again to share her incredible entrepreneur journey to success, and how she's extended her blog savviness to helping others! Ruth's course, Elite Blog Academy, is dedicated to guiding aspiring bloggers just like you get their blogs up and running. Ruth might be a seasoned million dollar blogger now, but just like anybody starting out, it wasn't always smooth sailing.

Back in 2010, Ruth and her husband were trying to get on the right financial track. They were also constantly butting heads over money, and as a stay-at-home mom of two small kids, Ruth needed a creative outlet that didn't involve overspending. That was when she launched Living Well Spending Less, where she started documenting her couponing efforts and organizing tips and tricks for friends and family. She didn't expect much would come from it until the couponing craze hit in full swing and suddenly her blog was shooting up on Google's ranks. Ruth thought she was crazy (and so did her husband!), but as the blog grew, the potential was obvious - it was time to get serious, and the rest was history!

Get inspired at EliteBlogAcademy.com!

WHAT YOU WILL LEARN IN THIS EPISODE

  • Keeping content fresh and being prepared to change lanes with the trends
  • How Ruth built her million dollar blog from the ground up
  • Different ways to make money from your blog
  • Affiliate marketing vs. selling your own products
  • Setting personal goals, and why it's important for success

RESOURCES

Thank You for Listening!

Thanks for tuning into the His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Direct download: How_Ruth_Soukup_Built_Her_Multi-Million_Dollar_Blog_from_Scratch.mp3
Category:general -- posted at: 5:00am CDT

Just because everybody's doing it doesn't mean you have to follow the crowd. You know exactly what we're talking about: student loans, and the long-term affects of living with them. Your financial freedom largely depends on what you're bringing in and how much is going right back out; by paying off your loans as soon as possible, you're drastically minimizing the paycheck to paycheck cycle, and your financial future will be totally up for YOU to decide!

 

On today's episode of The His & Her Money Show, we're thrilled to have Gary here with us to share his incredible debt-free journey. Gary is a blogger and IT professional, and once he was swimming in student loans. But not anymore! With hard work and determination, and a few pretty big sacrifices along the way, Gary put his money smarts to the test straight out of college and cut his $60,000 debt down to nothing in just three and a half years!

Direct download: FINAL_Gary_Lansford_Interview.mp3
Category:general -- posted at: 5:00am CDT

Sometimes it's hard enough to manage your money when you're an individual, but as a couple, your finances can feel like a much bigger responsibility. It can also be a struggle if debt is holding you back, and the stress of living paycheck to paycheck can put a strain on your relationship. But through openness, communication, and unity within a marriage, there's a light at the end of the tunnel. Here at The His & Her Money Show, we're all about marriage, family, and anything in between - and smart money couples are at the top of the list!

 

On today's episode of The His & Her Money Show, we've got Alex and Cassie from TheThriftyCouple.com over to talk with us about money, marriage, and of course, debt destruction! Once upon a time, they were a whopping $108,000 in consumer debt - credit cards, student loans, and beyond. None of these expenses were too shocking alone, but together, they added up!

Direct download: FINAL_Thrifty_Couple_Interview.mp3
Category:general -- posted at: 5:00am CDT