The His and Her Money Show

On today’s episode of The His & Her Money Show, another amazing and insightful conversation is shared as we have the CEO and Co-Founder of Trim, Thomas Smyth, here to give us helpful tips and share his expertise on how to cut your expenses and save more money!

Thomas describes how Trim helps folks improve their savings rate and the amount of money on their pockets, and why according to statistics, 57% households have less than a thousand dollars saved.

He emphasizes that financial education and choosing the right options are the keys to financial health. You can start by getting good habits, starting with small stuff and doing away with some things you don’t really need.

There are tons of opportunities out there to save more. He explains two types of savings, the hard and easy one; how Trim negotiates bills; ways to get you to save your money here and there on some of your bills that will benefit you as you work hard to get your money moving it in the right direction!


WHAT YOU WILL LEARN IN THIS EPISODE

  • Why you need to take savings seriously
  • Some fantastic ways to save your money
  • Which area you should focus on to hit your savings goal
  • How Trim will help you save $10- $15 a month on your subscription bills
  • Why it is important to track each dollar
  • How Trim protects Amazon purchases
  • How Trim’s security works for consumers


RESOURCES

Thank You For Listening!

Today’s episode is sponsored by our friends at Credit Sesame. Credit is one of the most important things you’ll ever need throughout your entire life for student, car, home and personal loans, etc. Credit Sesame gives you a free credit score, and so much more. They also provide free personalized finance tips and tools updated every month. Once you sign up for a Credit Sesame membership, you will get free identity theft for up to $50,000. It is an absolutely free product and they do not require a credit card. They will open the door to your financial future.

Thanks for tuning into us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.

Direct download: Ways_To_Save_Money_On_Your_Bills_with_Thomas_Smyth.mp3
Category:general -- posted at: 4:00am CST

On today’s episode of the His and Her Money Show, we will introduce you to Nii and Renee Darko, a team of money management warriors who made their $600,000 student loan debt disappear in just three years.

They both dream of being physicians, so naturally came medical school and residency. Shortly after landing their first positions as working medical doctors, the Darko’s made the startling discovery that despite their income, they were living paycheck to paycheck.

What You Will Learn In This Episode

  • How The Darkos were able to pay off over $600,000 of student loan debt
  • The tremendous importance of creating and sticking to a budget.
  • Questions to ask your creditors about your payment schedule.
  • Why you should already be tracking (and reducing) your daily expenditures.
  • How to defeat the crippling debt of high-interest student loans.

Resources Mentioned In This Episode

Thank You for Listening!

Today’s show was sponsored by Teach Me How To Budget. If you are ready to gain freedom in your finances once and for all then enroll in our brand new personal finance course Teach Me How To Budget.

Thanks for tuning into the His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review of the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Direct download: FINAL_Nii_and_Renee_Darko_Interview.mp3
Category:general -- posted at: 4:00am CST

On today’s episode of The His & Her Money Show, an amazing entrepreneurial journey is shared! We’ve got on the successful freelance writer, Virtual Assistant, and mother of two, Gina Horkey, to share her experience as freelancer and tips on how to become an effective VA!

Gina started writing on the side while working at a full-time job. She woke up early in the morning and did side hustling, but soon was tired of working a traditional job and decided to make a change. She wanted something different and more passionate about than working in the corporate world.

WHAT YOU WILL LEARN IN THIS EPISODE

  • How Gina figured out what type of business she’d wanted to go into
  • What is a Virtual Assistant?
  • How a newbie can do a self-evaluation to determine which VA jobs to pursue
  • What are the prerequisites for potential Vas?
  • What are the different ways to win clients?
  • The importance of continual learning and staying updated on the latest trends
  • Who possesses quality VA jobs?

RESOURCES

Thank You For Listening!

This episode of The His and Her Money Show is sponsored by Bluehost, which we personally use for all of our web hosting needs. Thinking about starting up your own podcast, blog, or business website? Bluehost has unlimited plans starting out at very attractive prices. Click here for a special offer!

Thanks for tuning into us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.

 

 

Direct download: Make_Money_From_Home_as_a_Virtual_Assistant_With_Gina_Horkey.mp3
Category:general -- posted at: 4:00am CST

On today's episode of The His & Her Money Show, Roger Whitney is joining us for some great conversation! Roger is a 25+ year financial expert, husband, father, and blogger. He also runs a The Retirement Answer Man, a financial podcast for 55+ listeners, and he's just written a brand new book, ROCK RETIREMENT: A SIMPLE GUIDE TO HELP YOU TAKE CONTROL AND BE MORE OPTIMISTIC ABOUT THE FUTURE. We're so excited to have Roger on with us and we can't wait for you to cash in on these nuggets of wisdom!

WHAT YOU WILL LEARN IN THIS EPISODE

  • Debunking the traditional retirement mindset
  • When and why to start thinking about personal investment
  • The cons of "math-based" retirement planning
  • Making the most of income, saving, and investment
  • Figuring out your net worth, and why it's important

RESOURCES

Thank You For Listening!

Get your FREE audiobook download and 30-day free trial at HisandHerMoney.com/Audible. With over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player, Audible has a ton of audiobooks for you to try no matter what genre you love to read.

Thanks for tuning into us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.

 

Direct download: FINAL_Roger_Whitney_Interview.mp3
Category:general -- posted at: 2:24pm CST

In this episode of the His and Her Money Show, we talk with soon-to-be-retired public servants, Rufus and Temple Bo Claire, who found themselves bringing in two six-figure incomes but still could not seem to manage their steadily rising debt in time to retire without spending their entire pension paying down bills.

What You Will Learn In This Episode

  • Practical techniques for cutting expenses
  • How to create a budget that works for your family
  • Tips for talking to your family and friends about your debt-free lifestyle
  • How to find a side hustle that works for you
  • How  faith can help in your financial recovery

Resources Mentioned

Thank You For Listening!

Today’s show was sponsored by Teach Me How To Budget. If you are ready to gain freedom in your finances once and for all then enroll in our brand new personal finance course Teach Me How To Budget.

Thanks for tuning into the His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Direct download: How_Faith_and_a_Rock-Solid_Budget_Got_Rufus_and_Temple_Debt_Free.mp3
Category:general -- posted at: 4:00am CST

On today’s episode of The His & Her Money Show, James Whitaker is our guest and he shared some amazing insights and information! James is an entrepreneur and author of a new book titled Think and Grow Rich: The Legacy.

It is a fantastically inspirational book that you will want to continuously read. It is not a substitute or replacement but a modern companion to the original best-selling Think and Grow Rich book by Napoleon Hill because the people and principles are timeless.

WHAT YOU WILL LEARN IN THIS EPISODE

  • How the Think and Grow Rich principles and teachings can be applied in dealing situations today
  • How to figure out how to add value to someone’s life
  • What are the things will help you to get where you want to go
  • The importance of networking people on your level and above you
  • Advice on how to approach mentorship and mastermind conversation
  • How important of not letting obstacles stop us

RESOURCES

Thank You For Listening!

Thanks for tuning into us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.

Get your FREE audiobook download and 30-day free trial at HisandHerMoney.com/Audible. With over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player, Audible has a ton of audiobooks for you to try no matter what genre you love to read.

Direct download: How_to_Think_and_Grow_Rich_With_James_Whittaker.mp3
Category:general -- posted at: 4:00am CST

On today's episode of The His & Her Money Show, our guest did just that. Maya Elious is a successful entrepreneur, and as a personal branding strategist, she works with coaches and consultants to improve their online presence and grow their personal brands and businesses.

She also has a website design agency and is passionate about helping others get on their way to achieving their entrepreneurial dreams, just like she did!

WHAT YOU WILL LEARN IN THIS EPISODE

  • Expanding your business from a side hustle to a full-time endeavor
  • Maya's 3 success tips for a successful entrepreneur
  • The importance of prayer and community while pursuing your dreams
  • Maintaining a work/life balance when you work for yourself
  • Maya's biggest business victory

RESOURCES

Thank You For Listening!

Thanks for tuning into us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.


Today’s show was sponsored by Teach Me How To Budget. If you are ready to gain freedom in your finances once and for all then enroll in our brand new personal finance course Teach Me How To Budget.

Everybody knows that habits are hard to break, and that's especially true when it comes to money habits. Whether you're overspending the monthly budget, sleeping on the income you know you should be making, or even just not keeping track of your finances at all, one bad money habit always leads to more, and that's when your financial destruction can start to snowball, sometimes for generations. Breaking the mold is tough, but it's worth it in the end to set a good financial foundation for the present and the future!

On today's episode of The His & her Money Show, we're so glad to be talking with Amir and Candace Shameih about their decision to break out of debt and grab a piece of that financial freedom. This faith-forward couple took the initiative, got their plan together, and set out to eliminate their debt in 18 months...and then they beat the odds and came out debt-free in just 7! Their story is incredible, and we can't wait for you to hear it!

Neither Amir nor Candace grew up in money-conscious families. As kids, they saw the bad side of what can happen when you let the state of your finances fall back as a priority, but even so, for awhile it seemed like they were both on the same path all too soon. Fortunately, history wasn't doomed to repeat itself, and after Candace, the couple truly began to realize their options. Between the two of them, they had over $58,000, from student loans, credit cards, and a whole lot else. They could stay a slave to the lender, or they could take control of their money, bust their way out of debt, and live financial freedom to the fullest. And you can bet they chose the right one! Keep listening to find out how they did it, and maybe learn something along the way!

WHAT YOU WILL LEARN IN THIS EPISODE

  • Bringing your spouse on board to tackle your debt together
  • Getting into a new mindset to start your budget
  • Some of Candace and Amir's tips and tricks for getting out of debt
  • Cutting monthly costs around the household
  • How to stay focused and not give into temptation
  • Gow faith kept Candace and Amir strong through their debt free journey

Resources Mentioned

Thank You For Listening!

Thanks for tuning into the His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review of the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Direct download: How_Amir_and_Candace_Paid_Off_87000_of_Debt_in_7_Months.mp3
Category:general -- posted at: 4:00am CST

Are you looking for a way to get rid of debt? You must be open to possibilities, have the willingness to give up some things and learn new ones, continually updating your knowledge, and possessing the guts to conquer your fears. No one knows what will happen in the future. You have to take the first step towards your ultimate goal, try your best with strategies, and stay focused on your way to financial freedom.

On today’s episode of The His & Her Money Show, we have a very successful real estate investor and blogger, Rich Carey, to share his debt freedom journey and give you some hope and inspiration! Rich grew up fascinated by real estate and still thinks it is the coolest thing to do. Later, he ended up being drowned by student loan debt of $32,000. His wife, who was his girlfriend at the time, encouraged him to be responsible for his obligations and helped him craft a plan to pay off the debt. They did side hustles and started his journey of real estate investing.

Afterward, they acquired a home mortgage worth $280,000. The family decided to live a very frugal life; eating out and having fancy vacations was not on their to-do list during this time. They chose to live on the smallest income possible and put everything else into savings and investments. With the combination of this unique approach and the power of real estate, plus his income from the Air Force, he found his way out from under. The mortgage was paid off quickly in just 6-7 years instead of the standard 30 years.

Rich pursued his real estate investment career despite working overseas. He purchased another rental property in cash to avoid the hassle and flipped it, earning a significant profit. The success of this idea led him to own 20 properties in one location. He proved that a real estate investment is not a nightmare but a vehicle for financial freedom and a more promising future.

WHAT YOU WILL LEARN IN THIS EPISODE

• How Rich shifted his mindset and became motivated to get out of debt
• How he ended up being a real estate investor
• Why he settled his 20 properties in one place
• How he bought 6 properties in just 10 months
• How he continually upgraded his knowledge
• The difference between buying things in cash or creating debt
• The benefits of having investments in one city
• Advice on choosing property managers
• How he decides if it’s a good buy or not

RESOURCES

Thank You for Listening!

Today’s show was sponsored by Teach Me How To Budget. If you are ready to gain freedom in your finances once and for all then enroll in our brand new personal finance course Teach Me How To Budget.

Thanks for tuning into the His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for the His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and we do read each and every one of them.

Direct download: How_Rich_Used_Real_Estate_To_Get_Out_Of_Debt_and_Build_Wealth.mp3
Category:general -- posted at: 4:00am CST

On this episode of The His & Her Money show, we have Abby Chou, one of the founders of College Backer. College Backer helps you to create a solid savings plan for your child’s future college education expenses.

RESOURCES MENTIONED IN THE EPISODE

Rich Dad Poor Dad by Robert Kiyosaki and Sharon Lechter

College Backer (https://collegebacker.com/hisandhermoney) = His and Her Money Show listeners can enjoy a special promotion from College Backer. If you start saving and put $20, they will put additional $20.

THANK YOU FOR LISTENING!

Thanks for tuning into us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comments section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Also, please leave an honest review for The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one.