On today’s episode of The His & Her Money Show, Olaolu and Brea Ogunyemi unpack their story of debt freedom. Brea is a licensed realtor in San Diego California, mom and the wife of a military man. Olaolu is as Captain in the United States Marine Corps and a musician. Olaolu, or Lu as he likes to be called, comes from Louisiana from a family of six children. They share their incredible debt freedom journey of paying off over $70,000 in just 8 months!

What You Will Learn In This Episode

• Why making a decision to get out of debt is so important
• How to become the change in financial matters that you want to see happen in your spouse
• How to retrain your mind when it comes to your finances
• Why couples should have a joint account
• Why retail therapy is not worth it
• How long-term goals will get you your dreams
• What are sound financial decisions

Resources Mentioned

• The Total Money Makeover by Dave Ramsey
• How to Win Friends & Influence People by Dale Carnegie

On today’s episode of The His & Her Money Show, Lisa Frison, Head of Consumer Strategy Marketing at Wells Fargo, talks about her money story.

She explains what the wealth gap is and how to build your wealth. As Lisa states, wealth is different than income. Income is what you make, it’s your household total assets minus your total liabilities.

WHAT YOU WILL LEARN IN THIS EPISODE

• The definition of a wealth gap
• How to build wealth
• What is wealth and what is income
• How to start building wealth
• What is net worth
• Why and how to save

RESOURCES

• Wells Fargo Financial Education

• Wells Fargo Smarter Credit

• Hands On Banking

• Wells Fargo Financial Health Checker

• Wells Fargo Works (For Small Business)

On today’s episode of The His & Her Money Show, we're going to discuss how to be a successful Youtuber. Our special guest Sean Cannell is a YouTuber, international speaker and a coach that helps entrepreneurs build their influence and income with an online video presence.

With a subscriber base of over 700,000 and his videos being viewed over 43 million times, he definitely knows his stuff. His two YouTube channels Think Media and Video Influencers, helps thousands of people achieve their goals. He has also written a fantastic new book entitled YouTube Secrets.

WHAT YOU WILL LEARN IN THIS EPISODE

• How to be a successful YouTuber
• How to overcome fear and perfectionism
• How to commit to the discipline of constantly posting content
• What is affiliate marketing?
• What is AdSense?
• How your story of struggle in finance, health, marriage or whatever else will inspire others
• How to start with the end in mind
• Beginners steps to create your own YouTube channel
• How to get views while you snooze
• Ways to use YouTube as a vehicle or bridge to your target market for your business and your brand
• How to figure out your niche
• What is meant by content over the camera?

RESOURCES

• YouTube Secrets by Sean Cannell and Benji Travis
• Sean's Think Media YouTube Channel
• Sean's Video Influencers YouTube Channel
• Seans' Video Equipment Recommendations 
• Crush It by Gary Vaynerchuk
• The Blue Ocean Strategy by W. Chan Kim and Renée Mauborgne

Get your FREE audiobook download and 30-day free trial at HisandHerMoney.com/Audible. With over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player, Audible has a ton of audiobooks for you to try no matter what genre you love to read.

On today’s episode of The His & Her Money Show, thirty-year-old Ellie Mondelli shares her story of paying off, not only their consumer debt but they paid off their mortgage debt as well. Ellie’s husband is a police officer and she works in an office.

Ellie started her blog, www.elliemondelli.com, in September 2016 to do monthly updates for how much mortgage principal was paid off, but it grew to her documenting their way to financial independence.

WHAT YOU WILL LEARN IN THIS EPISODE

• How to become debt free from consumer debt.
• How Ellie and her husband paid off their mortgage.
• Why going on a debt free journey can bring you closer to your spouse.
• Why having the same mindset sets couples up for success.
• Which tools to use when getting out of debt.
• How to invest in real estate as a wealth building strategy.

RESOURCES

• The Total Money Makeover by Dave Ramsey
• Think and Grow Rich by Napoleon Hill

Have you ever heard about people working hard to reach the next level of financial freedom? Do you realize that there is an entire movement of people who invest their money to work for them so that they can retire as early as they like? Stay tuned if you want to learn more about that.

On today’s episode of The His & Her Money Show, Julien and Kirsten Saunders from Rich and Regular talks to us about becoming rich and regular too.

WHAT YOU WILL LEARN IN THIS EPISODE

• How to go from debt to wealth.
• How to navigate your way through the different phases of debt freedom.
• Methods to become rich and STAY RICH.
• Secrets to managing money, family and love.
• How to get on the same page with your partner regarding finances.
• What is the real meaning of F.I.R.E: Financial Independence Retire Early.
• How to make a written agreement with yourself regarding your finances.
• How to figure out what your emotional reasons are behind your financial decisions.
• What house hacking is.

RESOURCES

• Financial Peace Revisited by Dave Ramsey

We have another super inspirational debt free story that you're going to love. Our guest has done something that a lot of people want to accomplish.

She put herself in a position of power that allowed her to get rid of the student loan debt that was holding her back from all the things she hoped to do in life. Furthermore, she stayed focused and finished the race, despite all the negativity along the way.

On today's episode of the His and Her Money Show, we are joined by Ashley Brewster, who has another successful journey of debt freedom. She destroyed $19,226.32 in debt in just 13 months! 

WHAT YOU WILL LEARN IN THIS EPISODE

• How Ashley keeps herself motivated despite being busy working and studying.
• How she continuously grows her knowledge of personal finance.
• Her side hustles for extra income.
• What keeps her motivated through negativity.
• The biggest lesson she learned from her debt journey.

RESOURCES

• The Automatic Millionaire by David Bach
• The Uncommon MIllionaire by Alfred D. Riddick Jr.
• 6 Figures By 30 by Cecilyn Cayetano Hutchinson
• Your Money or Your Life book by Vicki Robin
• Ashley's Website Impact Financial Consulting

On today's episode of the His and Her Money Show, a remarkable guest, Samuel Epley, has an incredible debt-free story that will surely inspire you to start or continue taking steps toward financial freedom. Samuel and his wife, Jessica, were able to pay off huge debts.

Jessica is a stay-at-home mom while Samuel works. Like any typical household, they had all types of debt and loans from credit cards, car loans, etc. which totaled over $65,300. They read books and listened to podcasts and audiobooks about money matters. They made a plan and took one step at a time to make their goal happen. They budgeted, cut down on expenses, and carefully monitored inflows and outflows.

Samuel emphasizes embracing tough moments in life and just keeping going. Through this, you are growing and learning at the same time. He worked several odd jobs, in the daytime up to 40 hours a week, and at night up to 20-25 hours. Focused on reaching their goals as fast as they could keep them motivated and not distracted by the people and things around them. The last payment day was perfect. They were so happy and grateful to finally be debt free. “You can't get somewhere incredible in life unless you're willing to sacrifice to get there,” says Samuel.

In addition, Samuel shares important tips to get good results. Stick to your goal and stay motivated, pursue people who have done what you're trying to do, stay off social media, read and listen to good things, read the Bible, and mingle with positive people. The couple's key goal was to find a mentor who could teach them how to build assets so they could walk away from their jobs in their twenties.

WHAT YOU WILL LEARN IN THIS EPISODE

• How Samuel and Jessica Paid Off $65,000 of Debt In 14 Months
• The entire process of their debt elimination journey.
• How they kept motivated despite a busy schedule.
• Words of encouragement for people chasing financial independence.
• The biggest lesson that Samuel learned through his journey.

RESOURCES MENTIONED

• How To Win Friends & Influence People by Dale Carnegie
• Start With Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek
• The Go-Giver: A Little Story About a Powerful Business Idea by Bob Burg
• The Compound Effect by Darren Hardy

On today's episode of the His and Her Money Show, we have a young couple, Leo and Faith, who have an awesome debt-free story. This phenomenal couple is on a debt-kicking mission and is half-way to the finish line. They have paid off $115,000 of debt in 12 months! How? Listen to the episode to find out the strategies that they applied.

Faith is really passionate about debt freedom, helping people get out of debt and talking about finances. Leo is an occupational therapist, who loves to play basketball during his free time, and is passionate about sharing their story of hope. 

At first, Faith had a mindset of seeing debt as normal and planned to take care of it later. She bought all the things she wanted, the opposite of Leo. Leo, in fact, motivated her to settle their debts first in order to begin a family. They have figured out the purpose and vision of their marriage. Having financial conversations before they've got married helped them to address their goals early on.

Leo and Faith did some side hustling, spending almost all their time working and attacking one loan at a time. They have created a poster to visually see the flow of their debts and payments. Furthermore, they are treating it seriously and considering it as a kind of motivation. They are dedicated and are digging their heels in to get to the finish line.

RESOURCES

• The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley
• Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want by Rachel Cruze
• https://freedomisachoicemvt.com/

On today’s episode of The His and Her Money Show, we have an incredible guest, Chad Carson, known as Coach Carson, who is a real estate investor, world traveler, and author of the book, ‘’Retire Early with Real Estate”. This brand new book is going to educate us on how to build wealth the right way with real estate investing.

This episode is going to be very inspirational and educational as Chad shares helpful insights on how to build wealth today and increase your net worth for your children and the generations to come.

WHAT YOU WILL LEARN IN THIS EPISODE

• What motivated Chad to pursue to real estate investing.
• Why real estate is a solid path to long-term wealth building.
• How he finds good tenants.
• Advice for people who can’t decide between the leverage approach and one hundred percent cash.
• When is the right time to start buying properties?
• The trials and benefits of a partnership.
• About his book, “Retire Early with Real Estate’’.

RESOURCES

• Retire Early with Real Estate: How Smart Investing Can Help You Escape the 9-5 Grind and Do More of What Matters book by Chad Carson
• Chad’s Website

On today’s episode of the His and Her Money Show, we have a stellar guest, Grant Sabatier, the creator of MillenialMoney.com and author of Financial Freedom: A Proven Path to All the Money You Will Ever Need. Grant shares his incredible and inspiring finance story, telling exactly what he did to become financially independent at age of 30 and grow the $2.26 in his account to a million dollars in just 5 years!

WHAT YOU WILL LEARN IN THIS EPISODE

• How Grant went from broke to millionaire in 5 years.
• The tactical steps Grant took to move in the right direction after being hired by a digital company.
• What is Google Ad Words and how does it work?
• How to become Google Ad Words certified.
• Strategies he applied to make his money grow.
• How he grew his knowledge of investments and money matters.
• Advice for people who are comfortable with their jobs and afraid to make a transition.
• What is his wealth building strategy now after hitting his goal?

RESOURCES

• Competitive Advantage: Creating and Sustaining Superior Performance book by Michael E. Porter
• Google Academy for Ads