In this episode, Reginald and Pamela share the first steps they took to get out of debt and how they made the transition into full-time entrepreneurs and homeschooling parents. 

They also share how they balance their unique approaches to money (Pamela is the visionary and Reginald is the number cruncher) to build two profitable businesses that work for their family.

Oh...and did we for that both of these businesses without debt.

On top of that,  they also bought 41 acres of land in cash. 

WHAT YOU WILL LEARN 

• How a nursing career led Pamela to entrepreneurship
• Balancing a risk-taking personality vs visionary in a relationship
• Balancing entrepreneurship and getting out of debt at the same time
• Financially surviving as a family when you take a leap of faith
• How Reginald and Palmer relied on faith to take strategic leaps
• How Pamela developed a new business based on need
• The sacrifices Reginald and Palmer had to take on their debt-free journey
• Pamela’s and Reginald's perspective shift on debt and wealth
• How Reginald and Pamela built two multi-million dollar businesses...without debt
• How to grow a debt-free business

RESOURCES MENTIONED

• Instagram picture of purchased land in Montana
• Zillow
• QuickBooks
• Accounting Terms Every Business Owner Should Know (Quickbooks.com)

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

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In this episode, George Howard shares his story of how he transitioned from failure to tax sales guru and his strategy for picking the right property in a tax lien sale to buying the right properties so you can build an income stream that will bring you closer to your dreams.

WHAT YOU WILL LEARN 

• George’s story of turning $500 into an investment that became 100 properties and a business...without debt
• Why almost anyone can buy a tax lien
• The different types of tax liens you can buy and the different types of sales you can get them
• The $500 investment that became a $200,000 reward for a savvy tax lien investor  
• Do I need a license to buy a lien?
• Do I need an attorney?
• How should you prepare for a tax sale?
• Does every state have a tax sale?
• How do you decide if a property is worth it?
• Why you shouldn’t get overly emotional off any sale in investing
• Is a building an asset or a liability? How about land?
• How do you know which properties to hold and which ones to sell?
• Should you ever use debt to invest?
• Why (and how) he’s preparing for an economic crash

RESOURCES MENTIONED

• Financial Freedom University courses (Use code HAHM for 50% off!)

On the His & Her Money Show, we’ve covered real estate investing from a lot of different angles:...but never live this.

As Byron and Sharnice lost their jobs and needed a reliable source of income. Byron had tried real estate investing a few years before but was never able to make it a good profit.

Then one day, Byron heard a podcast about a very interesting real estate investing opportunity with very low cash and didn’t require having a perfect score.

That opportunity was investing in mobile homes.

Find out how Byron and Sharnice took this investing opportunity (that most of us didn’t hear about) and turned it into new streams of income for their family and education for a whole new kind of investor.

Today’s episode features another couple’s debt-freedom journey...with a twist. Like all of the other couples we’ve interviewed, Brad and Tara worked together to conquer a mountain of debt. The difference between Brad and Tara’s story is their path toward debt freedom. 

This couple’s debt-free journey included two full-time jobs, a profitable side business, two kids, a death in the family, and a move to a new home.

If you’re ready to hear how this couple conquered over $180,000 in debt in a little over two years while running a business and two full-time jobs..and came out on the other side more appreciative of the “ordinary life”, you don’t want to miss out on this episode.

Brad Finn is a physics teacher and owner of a profitable small business (brewery) who was earning a 6-figure salary. After realizing that he was losing money on his expensive lifestyle, he followed his wife Tara on a debt-cutting journey. You can find out more about him on his website, YouTube, Instagram, Facebook, or Twitter  

Tara Finn is also a teacher, Mom, Crossfitter, and marathoner who inspired and supported Brad through a debt-free journey to conquer a 6-figure debt and turn it into financial freedom. You can find out more about her on Instagram. 

For  Jason Butler, the journey to debt freedom is not a straightforward path, but it is real. 

Inspired by other money bloggers, he made a goal of paying off his debt in 3 years.

As he says, “He failed miserably.”

But that failure sparked a new side hustle empire (powered by eBay) for Jason.

That journey, along with strategies, is what Jason shares in this episode of The His & Her Money Show. Jason shares some of his top flips (and duds) while sharing his strategy for keeping costs low, managing inventory, and making the transition to owning your own store. 

WHAT YOU WILL LEARN 

• The up and down realities of a debt-free journey
• Finding the right side hustle for you
• The process behind Jason choosing eBay as a key side hustle
• Best flips Jason made on eBay
• Biggest mistakes eBay newbies make 
• How do you find the right items to resell on eBay?
• Controlling costs on eBay: How much do you spend buying items?
• Shipping: How do you avoid high shipping costs?
• Managing your eBay inventory 
• Pricing strategies: Buy it Now (Fixed price) vs eBay Auction
• Jason’s eBay & debt-free goals for the future
• Should you start with an eBay store first?
• ll of the stuff (like loan requirements) when you’re investing?

RESOURCES MENTIONED

• eBay Thrifters Facebook Group
• Getting Started as an eBay Seller (The Balance Careers)

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Money is a very important part of the relationship when you’re a couple, but it isn’t the ONLY part.

There’s also romance.

Romance is the glue that brings two people together. Romance is what keeps a couple together.

But in the daily mix of work, kids, school trips, doctor’s visits, family trips, and more, things like “date night” or simply talking to your partner become less and less of a priority.

Austin and Rachel Holt want to change that.

In this episode of the His & Her Money Show, Austin and Rachel Holt share their advice on strengthening your relationship by managing a different budget, your time.

If you are in a relationship that has lost its spark because you don’t have time, this episode will provide practical steps that you can use today to start making a positive change for your relationship’s future.

Austin and Rachel Holt are marriage counselors who run the marriage counseling business, Because Marriage Matters.

Shownotes - https://www.hisandhermoney.com/443

On today’s episode of The His & Her Money Show, we talk about two issues that aren’t usually talked about in the same sentence, faith, and real estate.

Yet, Paul Moore found a way to combine faith and real estate in his life and he shares the wisdom he learned along the way.

In the first half of this episode, Paul shares how he ended up in $2 million in debt and how he tithed and gave his way to a debt-free life.

In the second half of this episode, Paul breaks down commercial vs residential real estate, real estate syndication, and crowdfunding. Paul discusses the current state of “house flipping” and what investors can do instead to work less for a bigger return.

WHAT YOU WILL LEARN 

• Paul’s downward life spiral after he sold his company for millions
• How Paul got into $2 million in debt ...and got out debt by tithing and faith
• The difference between speculating and investing
• The faith-driven, inspirational story of George Mueller
• Why your mindset matters when you are giving or tithing
• Real estate crowdfunding
• Is real estate crowdfunding better than investing on your own?
• The difference between commercial and residential estate investing
• Barriers to commercial real estate investing..and how to get around them
• What’s real estate syndication?
• The big “Why?” that drives Paul’s social justice mission
• What you can do to fight human trafficking

RESOURCES MENTIONED

• The Perfect Investment: Create Enduring Wealth from the Historic Shift to Multifamily Housing
• The Inspiring Life of George Müller(GuidePosts.com)
• Bigger Pockets
• Realty Mogul
• Fundrise
• Realty Shares
• Freedom Place Project
• Nefarious 
• Exodus Cry
• Wellings Capital

The debt-free story of James and Cathy isn’t your typical “we saved money and hustled to get out of debt “ story. 

It’s a bit more complicated than that. 

It’s also a debt-busting strategy that isn’t for the weak.

After paying off close to $60,000 in loans, credit cards, and student loans, they switched to a high-paying strategy known as the Velocity Banking to pay off their house early.

Tune in if you are looking for a non-traditional way to pay off debt along with the practical steps you need to make sure you stay on the “paid” side of credit. 

Cathy St. Louis is a Mom and blogger who works from home and blogs about simplicity and a debt-free lifestyle. You can follow her and James’  journey on their website and Instagram.

WHAT YOU WILL LEARN 

• What caused James and Cathy to make the shift to debt crushers
• Why Catchy and James decided to trade in a car to save on expenses and continue their debt journey
• How to manage debt when one partner is a big spender
• Why ego is a big part of the issue with overspender
• Getting a good deal on your car trade-in
• Building a sales cushion while paying off debt
• Using bigger sums of money (like a bonus or tax refund) to pay off debt
• Cathy and James’ unique strategy of using the HELOC to pay off a debt off fast
• Why James and Cathy chose to use the Velocity Banking method in the first place
• How they invested in Velocity Banking without getting

RESOURCES MENTIONED

• What is Private Mortgage Insurance?
• Bankrate
• Velocity Banking Calculator

THANKS FOR LISTENING!

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below.

If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.

Whatever you do in life, is a God giving feature and a blessing. That is the message Jordan Raynor preaches to the public and those who are willing to listen.

Benjamin Franklin stated, “Be a Jack of All Trades and a Master of One!”. It is inevitable to be a ‘Jack of All Trades’ or to have many skills and talents, however, it is often that we are not a master of a single skill or talent within our arsenal. 

In this episode of the His & Her Money Show, we discover the story of Jordan Raynor, and know that everything we do, is an opportunity to be excellent!

THANKS FOR LISTENING

Thanks for tuning in to us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post.