The His and Her Money Show

On today's episode of The His & Her Money Show, Tyrone and Lachandra tell us about their story. They share how they overcame the obstacles that were placed in their path to get to debt freedom. Incredibly, they paid off $160,000 of debt in just 3 years!

Lachandra is a registered nurse. Tyrone is a high school teacher and football coach in Texas. Together they started a mentoring program at the high school where Tyrone works. They empower kids and give them a hand up, not a hand out by preparing them to be college and future ready.

WHAT YOU WILL LEARN IN THIS EPISODE

  • Why talking about your finances with your spouse is a good thing
  • Working together as a team will help your relationship
  • How to be intentional with your goals
  • What is the snowball method
  • Practical steps towards debt freedom
  • Include the kids in the journey
  • How to get and stay disciplined
Direct download: FINAL20Tyrone20and20Lachandra20Interview.mp3
Category:general -- posted at: 5:00am CST

On today's episode of The His & Her Money Show, Chris Hogan, author of Retire Inspired: It's Not an Age, It's a Financial Number and now his new book Everyday Millionaires. In his new book, Chris shares how ordinary people like you and me can build extraordinary wealth. He discusses many of his finding on today's episode. 

Chris is also a speaker, financial expert and part of Dave Ramsey’s team for the last 13 years. He worked in the banking industry and then became a business owner. Furthermore, Chris helps to empower people to take control of their finances by changing their thinking about money.

WHAT YOU WILL LEARN IN THIS EPISODE

  • Debunking myths about millionaires.
  • How your habits and intentionality regarding money will set you free.
  • What safeguards to put in place regarding your finances.
  • What are the right habits to have with your money?
  • Consistency is a major key to growing wealth.
  • How to avoid sheep thinking and take control of your life.
  • Teaching your children the principle give, save, spend.
  • Why it’s so important to be crystal clear on what you want and what you don’t want.

RESOURCES

 

Direct download: FINAL20Chris20Hogan20Interview.mp3
Category:general -- posted at: 8:03am CST

On today’s episode of The His & Her Money Show, Olaolu and Brea Ogunyemi unpack their story of debt freedom. Brea is a licensed realtor in San Diego California, mom and the wife of a military man. Olaolu is as Captain in the United States Marine Corps and a musician. Olaolu, or Lu as he likes to be called, comes from Louisiana from a family of six children. They share their incredible debt freedom journey of paying off over $70,000 in just 8 months!

What You Will Learn In This Episode

  • Why making a decision to get out of debt is so important
  • How to become the change in financial matters that you want to see happen in your spouse
  • How to retrain your mind when it comes to your finances
  • Why couples should have a joint account
  • Why retail therapy is not worth it
  • How long-term goals will get you your dreams
  • What are sound financial decisions

Resources Mentioned

Direct download: FINAL20Olaolu20Ogunyemi20Interview.mp3
Category:general -- posted at: 7:39am CST

On today’s episode of The His & Her Money Show, Lisa Frison, Head of Consumer Strategy Marketing at Wells Fargo, talks about her money story.

She explains what the wealth gap is and how to build your wealth. As Lisa states, wealth is different than income. Income is what you make, it’s your household total assets minus your total liabilities.

WHAT YOU WILL LEARN IN THIS EPISODE

  • The definition of a wealth gap
  • How to build wealth
  • What is wealth and what is income
  • How to start building wealth
  • What is net worth
  • Why and how to save

RESOURCES

Direct download: Lisa20Frison20Interview2028Podcast20Version29.mp3
Category:general -- posted at: 7:55am CST

On today’s episode of The His & Her Money Show, we're going to discuss how to be a successful Youtuber. Our special guest Sean Cannell is a YouTuber, international speaker and a coach that helps entrepreneurs build their influence and income with an online video presence.

With a subscriber base of over 700,000 and his videos being viewed over 43 million times, he definitely knows his stuff. His two YouTube channels Think Media and Video Influencers, helps thousands of people achieve their goals. He has also written a fantastic new book entitled YouTube Secrets.

WHAT YOU WILL LEARN IN THIS EPISODE

  • How to be a successful YouTuber
  • How to overcome fear and perfectionism
  • How to commit to the discipline of constantly posting content
  • What is affiliate marketing?
  • What is AdSense?
  • How your story of struggle in finance, health, marriage or whatever else will inspire others
  • How to start with the end in mind
  • Beginners steps to create your own YouTube channel
  • How to get views while you snooze
  • Ways to use YouTube as a vehicle or bridge to your target market for your business and your brand
  • How to figure out your niche
  • What is meant by content over camera?

RESOURCES

Get your FREE audiobook download and 30-day free trial at HisandHerMoney.com/Audible. With over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player, Audible has a ton of audiobooks for you to try no matter what genre you love to read.

Direct download: FINAL20Sean20Cannell20Interview.mp3
Category:general -- posted at: 11:11am CST

On today’s episode of The His & Her Money Show, thirty-year-old Ellie Mondelli shares her story of paying off, not only their consumer debt but they paid off their mortgage debt as well. Ellie’s husband is a police officer and she works in an office.

Ellie started her blog, www.elliemondelli.com, in September 2016 to do monthly updates for how much mortgage principal was paid off, but it grew to her documenting their way to financial independence.

 

WHAT YOU WILL LEARN IN THIS EPISODE

  • How to become debt free from consumer debt.
  • How Ellie and her husband paid off their mortgage.
  • Why going on a debt free journey can bring you closer to your spouse.
  • Why having the same mindset sets couples up for success.
  • Which tools to use when getting out of debt.
  • How to invest in real estate as a wealth building strategy.

 

RESOURCES

 

Direct download: FINAL20Ellie20Mondelli20Interview.mp3
Category:general -- posted at: 5:00am CST

Have you ever heard about people working hard to reach the next level of financial freedom? Do you realize that there is an entire movement of people who invest their money to work for them so that they can retire as early as they like? Stay tuned if you want to learn more about that.

On today’s episode of The His & Her Money Show, Julien and Kirsten Saunders from Rich and Regular talks to us about becoming rich and regular too.

WHAT YOU WILL LEARN IN THIS EPISODE

  • How to go from debt to wealth.
  • How to navigate your way through the different phases of debt freedom.
  • Methods to become rich and STAY RICH.
  • Secrets to managing money, family and love.
  • How to get on the same page with your partner regarding finances.
  • What is the real meaning of F.I.R.E: Financial Independence Retire Early.
  • How to make a written agreement with yourself regarding your finances.
  • How to figure out what your emotional reasons are behind your financial decisions.
  • What house hacking is.

RESOURCES

 

Direct download: FINAL20Rich20and20Regular20Interview2.mp3
Category:general -- posted at: 10:50am CST

We have another super inspirational debt free story that you're going to love. Our guest has done something that a lot of people want to accomplish.

She put herself in a position of power that allowed her to get rid of the student loan debt that was holding her back from all the things she hoped to do in life. Furthermore, she stayed focused and finished the race, despite all the negativity along the way.

On today's episode of the His and Her Money Show, we are joined by Ashley Brewster, who has another successful journey of debt freedom. She destroyed $19,226.32 in debt in just 13 months! 

WHAT YOU WILL LEARN IN THIS EPISODE

  • How Ashley keeps herself motivated despite being busy working and studying.
  • How she continuously grows her knowledge of personal finance.
  • Her side hustles for extra income.
  • What keeps her motivated through negativity.
  • The biggest lesson she learned from her debt journey.

RESOURCES

 

Direct download: FINAL20Ashley20Brewster20Interview.mp3
Category:general -- posted at: 5:02pm CST

On today's episode of the His and Her Money Show, a remarkable guest, Samuel Epley, has an incredible debt-free story that will surely inspire you to start or continue taking steps toward financial freedom. Samuel and his wife, Jessica, were able to pay off huge debts.

Jessica is a stay-at-home mom while Samuel works. Like any typical household, they had all types of debt and loans from credit cards, car loans, etc. which totaled over $65,300. They read books and listened to podcasts and audiobooks about money matters. They made a plan and took one step at a time to make their goal happen. They budgeted, cut down on expenses, and carefully monitored inflows and outflows.

Samuel emphasizes embracing tough moments in life and just keeping going. Through this, you are growing and learning at the same time. He worked several odd jobs, in the daytime up to 40 hours a week, and at night up to 20-25 hours. Focused on reaching their goals as fast as they could keep them motivated and not distracted by the people and things around them. The last payment day was perfect. They were so happy and grateful to finally be debt free. “You can't get somewhere incredible in life unless you're willing to sacrifice to get there,” says Samuel.

In addition, Samuel shares important tips to get good results. Stick to your goal and stay motivated, pursue people who have done what you're trying to do, stay off social media, read and listen to good things, read the Bible, and mingle with positive people. The couple's key goal was to find a mentor who could teach them how to build assets so they could walk away from their jobs in their twenties.

WHAT YOU WILL LEARN IN THIS EPISODE

  • How Samuel and Jessica Paid Off $65,000 of Debt In 14 Months
  • The entire process of their debt elimination journey.
  • How they kept motivated despite a busy schedule.
  • Words of encouragement for people chasing financial independence.
  • The biggest lesson that Samuel learned through his journey.

RESOURCES MENTIONED

Direct download: FINAL20Midwest20Dollars20and20Sense20Interview.mp3
Category:general -- posted at: 9:14pm CST

On today's episode of the His and Her Money Show, we have a young couple, Leo and Faith, who have an awesome debt-free story. This phenomenal couple is on a debt-kicking mission and is half-way to the finish line. They have paid off $115,000 of debt in 12 months! How? Listen to the episode to find out the strategies that they applied.

Faith is really passionate about debt freedom, helping people get out of debt and talking about finances. Leo is an occupational therapist, who loves to play basketball during his free time, and is passionate about sharing their story of hope. 

At first, Faith had a mindset of seeing debt as normal and planned to take care of it later. She bought all the things she wanted, the opposite of Leo. Leo, in fact, motivated her to settle their debts first in order to begin a family. They have figured out the purpose and vision of their marriage. Having financial conversations before they've got married helped them to address their goals early on.

Leo and Faith did some side hustling, spending almost all their time working and attacking one loan at a time. They have created a poster to visually see the flow of their debts and payments. Furthermore, they are treating it seriously and considering it as a kind of motivation. They are dedicated and are digging their heels in to get to the finish line.

RESOURCES

Direct download: FINAL20Leo20and20Faith20Episode.mp3
Category:general -- posted at: 12:02pm CST